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        <title>The Health Insurance Premium Busters</title>
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        <link>https://ecchic.castos.com</link>
        <description>We all know healthcare is expensive, so why do we pay for it without asking questions? If you want a better understanding of how health insurance works, join us as we explore the tools and tricks small businesses and pharmacies can use to keep their costs under control.

We are The ECCHIC group - Employers Committed to Control Healthcare Costs. Join us for our new adventure, as we form &quot;The Health Insurance Premium Busters.&quot; Let us bust your health insurance premiums, before they bust you.</description>
        <lastBuildDate>Wed, 11 Aug 2021 09:39:00 +0000</lastBuildDate>
        <language>en</language>
        <copyright>© 2021</copyright>
        
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                <title>The Health Insurance Premium Busters</title>
                <link>https://ecchic.castos.com</link>
            </image>
                <itunes:subtitle>We all know healthcare is expensive, so why do we pay for it without asking questions? If you want a better understanding of how health insurance works, join us as we explore the tools and tricks small businesses and pharmacies can use to keep their costs under control.

We are The ECCHIC group - Employers Committed to Control Healthcare Costs. Join us for our new adventure, as we form &quot;The Health Insurance Premium Busters.&quot; Let us bust your health insurance premiums, before they bust you.</itunes:subtitle>
        <itunes:author>Howard Danzig</itunes:author>
        <itunes:type>episodic</itunes:type>
        <itunes:summary>We all know healthcare is expensive, so why do we pay for it without asking questions? If you want a better understanding of how health insurance works, join us as we explore the tools and tricks small businesses and pharmacies can use to keep their costs under control.

We are The ECCHIC group - Employers Committed to Control Healthcare Costs. Join us for our new adventure, as we form &quot;The Health Insurance Premium Busters.&quot; Let us bust your health insurance premiums, before they bust you.</itunes:summary>
        <itunes:owner>
            <itunes:name>The Ecchic Group</itunes:name>
            <itunes:email>Jcooke@ecchic.com</itunes:email>
        </itunes:owner>
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                                    <itunes:category text="Business">
                                            <itunes:category text="Entrepreneurship" />
                                    </itunes:category>
                                                <itunes:category text="Health &amp; Fitness">
                                            <itunes:category text="Medicine" />
                                    </itunes:category>
                    
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                                    <item>
                <title>
                    <![CDATA[How To Defeat Predatory Medical Pricing]]>
                </title>
                <pubDate>Wed, 11 Aug 2021 09:39:00 +0000</pubDate>
                <dc:creator>Howard Danzig</dc:creator>
                <guid isPermaLink="true">
                    https://ecchic.castos.com/podcasts/19281/episodes/how-to-defeat-predatory-medical-pricing</guid>
                                    <link>https://ecchic.castos.com/episodes/how-to-defeat-predatory-medical-pricing</link>
                                <description>
                                            <![CDATA[<p>In this episode, Howard discusses some unsavory tactics sometimes used by providers. As per usual, knowledge is everything. If you understand what your costs are and pay attention to the services you're being billed for, you can protect yourself against predatory medical pricing.</p>]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In this episode, Howard discusses some unsavory tactics sometimes used by providers. As per usual, knowledge is everything. If you understand what your costs are and pay attention to the services you're being billed for, you can protect yourself against predatory medical pricing.]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[How To Defeat Predatory Medical Pricing]]>
                </itunes:title>
                                    <itunes:episode>12</itunes:episode>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[<p>In this episode, Howard discusses some unsavory tactics sometimes used by providers. As per usual, knowledge is everything. If you understand what your costs are and pay attention to the services you're being billed for, you can protect yourself against predatory medical pricing.</p>]]>
                </content:encoded>
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                                <itunes:summary>
                    <![CDATA[In this episode, Howard discusses some unsavory tactics sometimes used by providers. As per usual, knowledge is everything. If you understand what your costs are and pay attention to the services you're being billed for, you can protect yourself against predatory medical pricing.]]>
                </itunes:summary>
                                    <itunes:image href="https://episodes.castos.com/60075541425fd6-39733023/images/Ecchic-Podcast-Cover.png"></itunes:image>
                                                                            <itunes:duration>00:10:59</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Howard Danzig]]>
                </itunes:author>
                            </item>
                    <item>
                <title>
                    <![CDATA[Heath Insurance and Equity for Small Companies]]>
                </title>
                <pubDate>Fri, 30 Jul 2021 11:04:00 +0000</pubDate>
                <dc:creator>Howard Danzig</dc:creator>
                <guid isPermaLink="true">
                    https://ecchic.castos.com/podcasts/19281/episodes/heath-insurance-and-equity-for-small-companies</guid>
                                    <link>https://ecchic.castos.com/episodes/heath-insurance-and-equity-for-small-companies</link>
                                <description>
                                            <![CDATA[<p>In this episode, we discuss the uneven playing field between small employers and large employers, and how that impacts equity.<br /><br /><br /></p>]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In this episode, we discuss the uneven playing field between small employers and large employers, and how that impacts equity.]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[Heath Insurance and Equity for Small Companies]]>
                </itunes:title>
                                    <itunes:episode>11</itunes:episode>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[<p>In this episode, we discuss the uneven playing field between small employers and large employers, and how that impacts equity.<br /><br /><br /></p>]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/60075541425fd6-39733023/New-Podcast-audio.mp3" length="32384293"
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                                <itunes:summary>
                    <![CDATA[In this episode, we discuss the uneven playing field between small employers and large employers, and how that impacts equity.]]>
                </itunes:summary>
                                    <itunes:image href="https://episodes.castos.com/60075541425fd6-39733023/images/Ecchic-Podcast-Cover.png"></itunes:image>
                                                                            <itunes:duration>00:13:29</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Howard Danzig]]>
                </itunes:author>
                            </item>
                    <item>
                <title>
                    <![CDATA[Are You Mad Yet? What You Need to Know about Your Prescription Costs.]]>
                </title>
                <pubDate>Wed, 14 Jul 2021 08:58:00 +0000</pubDate>
                <dc:creator>Howard Danzig</dc:creator>
                <guid isPermaLink="true">
                    https://ecchic.castos.com/podcasts/19281/episodes/are-you-mad-yet-what-you-need-to-know-about-your-prescription-costs</guid>
                                    <link>https://ecchic.castos.com/episodes/are-you-mad-yet-what-you-need-to-know-about-your-prescription-costs</link>
                                <description>
                                            <![CDATA[<p>Would you rather pay 84 dollars a month for a prescription, or 9500 dollars a month?<br /><br />Do you trust a typical insurance company to identify a situation where an identical generic medicine could cost 99% less than the name brand?<br /><br />In this mini-episode of our podcase, we're diving into the costs of prescriptions, and the importance of knowing your costs, and how the Ecchic method helps you get straight answers about daunting claims questions.</p>]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[Would you rather pay 84 dollars a month for a prescription, or 9500 dollars a month?Do you trust a typical insurance company to identify a situation where an identical generic medicine could cost 99% less than the name brand?In this mini-episode of our podcase, we're diving into the costs of prescriptions, and the importance of knowing your costs, and how the Ecchic method helps you get straight answers about daunting claims questions.]]>
                </itunes:subtitle>
                                    <itunes:episodeType>bonus</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[Are You Mad Yet? What You Need to Know about Your Prescription Costs.]]>
                </itunes:title>
                                    <itunes:episode>10</itunes:episode>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[<p>Would you rather pay 84 dollars a month for a prescription, or 9500 dollars a month?<br /><br />Do you trust a typical insurance company to identify a situation where an identical generic medicine could cost 99% less than the name brand?<br /><br />In this mini-episode of our podcase, we're diving into the costs of prescriptions, and the importance of knowing your costs, and how the Ecchic method helps you get straight answers about daunting claims questions.</p>]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/60075541425fd6-39733023/New-podcast-audio-7-14.mp3" length="8160251"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[Would you rather pay 84 dollars a month for a prescription, or 9500 dollars a month?Do you trust a typical insurance company to identify a situation where an identical generic medicine could cost 99% less than the name brand?In this mini-episode of our podcase, we're diving into the costs of prescriptions, and the importance of knowing your costs, and how the Ecchic method helps you get straight answers about daunting claims questions.]]>
                </itunes:summary>
                                    <itunes:image href="https://episodes.castos.com/60075541425fd6-39733023/images/Ecchic-Podcast-Cover.png"></itunes:image>
                                                                            <itunes:duration>00:05:40</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Howard Danzig]]>
                </itunes:author>
                            </item>
                    <item>
                <title>
                    <![CDATA[Getting Past the Middle-Man (With Dr Lisa Faast)]]>
                </title>
                <pubDate>Wed, 30 Jun 2021 03:28:00 +0000</pubDate>
                <dc:creator>Howard Danzig</dc:creator>
                <guid isPermaLink="true">
                    https://ecchic.castos.com/podcasts/19281/episodes/getting-past-the-middle-man-with-dr-lisa-faast</guid>
                                    <link>https://ecchic.castos.com/episodes/getting-past-the-middle-man-with-dr-lisa-faast</link>
                                <description>
                                            <![CDATA[<p>In this episode, Dr Lisa Faast joins us to discuss tactics you can use to bypass the middle-man and save money on your health insurance.<br /><br />Dr Lisa Faast is the CEO of DiversifyRx, as well as a renowned speaker and author. She is disrupting the pharmacy world to the benefit of independent pharmacists everywhere. Join us for a spirited discussion between Lisa and Howard, as they discuss how avoiding middle-men can stretch your benefit dollars.<br /><br />You can find more from Lisa here: <a href="https://diversifyrxblog.com/">https://diversifyrxblog.com/</a><br /><br />As always, if you like what you hear and want to learn more, visit us at our website: <a href="https://www.ecchic.com/">https://www.ecchic.com/</a> </p>]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In this episode, Dr Lisa Faast joins us to discuss tactics you can use to bypass the middle-man and save money on your health insurance.Dr Lisa Faast is the CEO of DiversifyRx, as well as a renowned speaker and author. She is disrupting the pharmacy world to the benefit of independent pharmacists everywhere. Join us for a spirited discussion between Lisa and Howard, as they discuss how avoiding middle-men can stretch your benefit dollars.You can find more from Lisa here: https://diversifyrxblog.com/As always, if you like what you hear and want to learn more, visit us at our website: https://www.ecchic.com/ ]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[Getting Past the Middle-Man (With Dr Lisa Faast)]]>
                </itunes:title>
                                    <itunes:episode>9</itunes:episode>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[<p>In this episode, Dr Lisa Faast joins us to discuss tactics you can use to bypass the middle-man and save money on your health insurance.<br /><br />Dr Lisa Faast is the CEO of DiversifyRx, as well as a renowned speaker and author. She is disrupting the pharmacy world to the benefit of independent pharmacists everywhere. Join us for a spirited discussion between Lisa and Howard, as they discuss how avoiding middle-men can stretch your benefit dollars.<br /><br />You can find more from Lisa here: <a href="https://diversifyrxblog.com/">https://diversifyrxblog.com/</a><br /><br />As always, if you like what you hear and want to learn more, visit us at our website: <a href="https://www.ecchic.com/">https://www.ecchic.com/</a> </p>]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/60075541425fd6-39733023/Lisa-Faast-podcast.mp3" length="70227310"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[In this episode, Dr Lisa Faast joins us to discuss tactics you can use to bypass the middle-man and save money on your health insurance.Dr Lisa Faast is the CEO of DiversifyRx, as well as a renowned speaker and author. She is disrupting the pharmacy world to the benefit of independent pharmacists everywhere. Join us for a spirited discussion between Lisa and Howard, as they discuss how avoiding middle-men can stretch your benefit dollars.You can find more from Lisa here: https://diversifyrxblog.com/As always, if you like what you hear and want to learn more, visit us at our website: https://www.ecchic.com/ ]]>
                </itunes:summary>
                                    <itunes:image href="https://episodes.castos.com/60075541425fd6-39733023/images/Ecchic-Podcast-Cover.png"></itunes:image>
                                                                            <itunes:duration>00:48:46</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Howard Danzig]]>
                </itunes:author>
                            </item>
                    <item>
                <title>
                    <![CDATA[When Networks and Medical Groups Cut Ties]]>
                </title>
                <pubDate>Wed, 16 Jun 2021 19:26:00 +0000</pubDate>
                <dc:creator>Howard Danzig</dc:creator>
                <guid isPermaLink="true">
                    https://ecchic.castos.com/podcasts/19281/episodes/when-networks-and-medical-groups-cut-ties</guid>
                                    <link>https://ecchic.castos.com/episodes/when-networks-and-medical-groups-cut-ties</link>
                                <description>
                                            <![CDATA[<p>In this episode, Howard discusses an often overlooked tension between insurance networks and medical groups. Do you know what happens when your insurance network breaks ties with your preferred provider? Who gets stuck with the bill?<br /><br />If you want to broaden your understanding of the tumultuous relationship between healthcare providers and insurance companies, check out this week's episode of Health Insurance Premium Busters!</p>]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In this episode, Howard discusses an often overlooked tension between insurance networks and medical groups. Do you know what happens when your insurance network breaks ties with your preferred provider? Who gets stuck with the bill?If you want to broaden your understanding of the tumultuous relationship between healthcare providers and insurance companies, check out this week's episode of Health Insurance Premium Busters!]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[When Networks and Medical Groups Cut Ties]]>
                </itunes:title>
                                    <itunes:episode>8</itunes:episode>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[<p>In this episode, Howard discusses an often overlooked tension between insurance networks and medical groups. Do you know what happens when your insurance network breaks ties with your preferred provider? Who gets stuck with the bill?<br /><br />If you want to broaden your understanding of the tumultuous relationship between healthcare providers and insurance companies, check out this week's episode of Health Insurance Premium Busters!</p>]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/60075541425fd6-39733023/Ecchic-Ep-8.wav" length="170972054"
                        type="audio/wav">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[In this episode, Howard discusses an often overlooked tension between insurance networks and medical groups. Do you know what happens when your insurance network breaks ties with your preferred provider? Who gets stuck with the bill?If you want to broaden your understanding of the tumultuous relationship between healthcare providers and insurance companies, check out this week's episode of Health Insurance Premium Busters!]]>
                </itunes:summary>
                                    <itunes:image href="https://episodes.castos.com/60075541425fd6-39733023/images/Ecchic-Podcast-Cover.png"></itunes:image>
                                                                            <itunes:duration>00:22:15</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Howard Danzig]]>
                </itunes:author>
                            </item>
                    <item>
                <title>
                    <![CDATA[A Message to Small Business Owners]]>
                </title>
                <pubDate>Tue, 01 Jun 2021 19:31:00 +0000</pubDate>
                <dc:creator>Howard Danzig</dc:creator>
                <guid isPermaLink="true">
                    https://ecchic.castos.com/podcasts/19281/episodes/a-message-to-small-business-owners</guid>
                                    <link>https://ecchic.castos.com/episodes/a-message-to-small-business-owners</link>
                                <description>
                                            <![CDATA[<p>In this mini-episode, we summarize the advantages small business owners can gain from working with local providers and local pharmacies. <br /><br />Learn how your benefit budget can be stretched further when you know the cost of your healthcare and utilize your local community.</p>]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In this mini-episode, we summarize the advantages small business owners can gain from working with local providers and local pharmacies. Learn how your benefit budget can be stretched further when you know the cost of your healthcare and utilize your local community.]]>
                </itunes:subtitle>
                                    <itunes:episodeType>bonus</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[A Message to Small Business Owners]]>
                </itunes:title>
                                    <itunes:episode>7</itunes:episode>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[<p>In this mini-episode, we summarize the advantages small business owners can gain from working with local providers and local pharmacies. <br /><br />Learn how your benefit budget can be stretched further when you know the cost of your healthcare and utilize your local community.</p>]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/60075541425fd6-39733023/A-Message-to-Small-Town-Business-Owners.mp3" length="5819382"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[In this mini-episode, we summarize the advantages small business owners can gain from working with local providers and local pharmacies. Learn how your benefit budget can be stretched further when you know the cost of your healthcare and utilize your local community.]]>
                </itunes:summary>
                                    <itunes:image href="https://episodes.castos.com/60075541425fd6-39733023/images/Ecchic-Podcast-Cover.png"></itunes:image>
                                                                            <itunes:duration>00:04:02</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Howard Danzig]]>
                </itunes:author>
                            </item>
                    <item>
                <title>
                    <![CDATA[An Interview with Gerry Korb]]>
                </title>
                <pubDate>Wed, 19 May 2021 20:17:00 +0000</pubDate>
                <dc:creator>Howard Danzig</dc:creator>
                <guid isPermaLink="true">
                    https://ecchic.castos.com/podcasts/19281/episodes/an-interview-with-gerry-korb</guid>
                                    <link>https://ecchic.castos.com/episodes/an-interview-with-gerry-korb</link>
                                <description>
                                            <![CDATA[<p>Today we talk with Gerry Korb, friend and owner of Port Industries. <br /><br />Port Industries is a Palmyra-based company with over 50+ employees that specialized in the manufacture and servicing of trenchers. They became an ECCHIC client 11 years ago, when they grew frustrated with the rising cost of health insurance.<br /><br />In their time with us, they have been able to provide the same health insurance premiums to their employees without raising rates or cutting benefits. That is what The ECCHIC Group can do.<br /><br />We appreciate Gerry taking the time to talk with Howard and are grateful for his insight into the customer-side of the ECCHIC experience. If you would like to learn more about ECCHIC, please visit our website and check out our upcoming events. Thank you.<br /><br />https://www.ecchic.com/</p>]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[Today we talk with Gerry Korb, friend and owner of Port Industries. Port Industries is a Palmyra-based company with over 50+ employees that specialized in the manufacture and servicing of trenchers. They became an ECCHIC client 11 years ago, when they grew frustrated with the rising cost of health insurance.In their time with us, they have been able to provide the same health insurance premiums to their employees without raising rates or cutting benefits. That is what The ECCHIC Group can do.We appreciate Gerry taking the time to talk with Howard and are grateful for his insight into the customer-side of the ECCHIC experience. If you would like to learn more about ECCHIC, please visit our website and check out our upcoming events. Thank you.https://www.ecchic.com/]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[An Interview with Gerry Korb]]>
                </itunes:title>
                                    <itunes:episode>6</itunes:episode>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[<p>Today we talk with Gerry Korb, friend and owner of Port Industries. <br /><br />Port Industries is a Palmyra-based company with over 50+ employees that specialized in the manufacture and servicing of trenchers. They became an ECCHIC client 11 years ago, when they grew frustrated with the rising cost of health insurance.<br /><br />In their time with us, they have been able to provide the same health insurance premiums to their employees without raising rates or cutting benefits. That is what The ECCHIC Group can do.<br /><br />We appreciate Gerry taking the time to talk with Howard and are grateful for his insight into the customer-side of the ECCHIC experience. If you would like to learn more about ECCHIC, please visit our website and check out our upcoming events. Thank you.<br /><br />https://www.ecchic.com/</p>]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/60075541425fd6-39733023/Gerry-Korb.mp3" length="15255400"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[Today we talk with Gerry Korb, friend and owner of Port Industries. Port Industries is a Palmyra-based company with over 50+ employees that specialized in the manufacture and servicing of trenchers. They became an ECCHIC client 11 years ago, when they grew frustrated with the rising cost of health insurance.In their time with us, they have been able to provide the same health insurance premiums to their employees without raising rates or cutting benefits. That is what The ECCHIC Group can do.We appreciate Gerry taking the time to talk with Howard and are grateful for his insight into the customer-side of the ECCHIC experience. If you would like to learn more about ECCHIC, please visit our website and check out our upcoming events. Thank you.https://www.ecchic.com/]]>
                </itunes:summary>
                                    <itunes:image href="https://episodes.castos.com/60075541425fd6-39733023/images/Ecchic-Podcast-Cover.png"></itunes:image>
                                                                            <itunes:duration>00:15:55</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Howard Danzig]]>
                </itunes:author>
                            </item>
                    <item>
                <title>
                    <![CDATA[Understanding Disability Insurance with Norman Soren and Howard Danzig]]>
                </title>
                <pubDate>Fri, 07 May 2021 13:33:00 +0000</pubDate>
                <dc:creator>Howard Danzig</dc:creator>
                <guid isPermaLink="true">
                    https://ecchic.castos.com/podcasts/19281/episodes/understanding-disability-insurance-with-norman-soren-and-howard-danzig</guid>
                                    <link>https://ecchic.castos.com/episodes/understanding-disability-insurance-with-norman-soren-and-howard-danzig</link>
                                <description>
                                            <![CDATA[<p>Today The Ecchic Group sits down with Norman Soren Jr, an expert in disability insurance. He leads an excellent Q&amp;A discussing both the how and the why of disability insurance. If you’ve ever wondered about the difference between Short-Term and Long-Term Disability, what an elimination period is, or why voluntary benefits are so important, this is a must-listen discussion. Disability insurance is a low-cost way for employers to attract high quality employees. It makes a benefit plan more attractive and offers vital coverage to employees.<br /><br /><span class="style-scope yt-formatted-string">More from The Ecchic Group </span><a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTNhbXlDWUpyNnpMT3U3VkhuY2RkanZWYlBNQXxBQ3Jtc0tuVnhXWmswVUw4Qm1EdUttdzJpbWVQM01IYmJ4Q2tsZHdvc2lnLWdhOEt3Rk5LNGllXzEyajgxSDhDbFExaFRKb3k3NGNhSk5sZUJuNmRndnUtWjNZUC1yODBkODRzWFZFbXFleXBaNTEzblZ1QThJUQ&amp;q=https%3A%2F%2Fwww.ecchic.com%2F" target="_blank" rel="noreferrer noopener">https://www.ecchic.com/</a><span class="style-scope yt-formatted-string">​</span> <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2c4X2R5T0phcHNRUnhKcFNZR1dEVC13NkJNd3xBQ3Jtc0ttR2lvNzYwZnBKRHdtamc4V05VV1FYVzNzcnVHeGZxTGx3OXo0cmIzN0NZanllejU1bGFMUDBsazZSVzdEdGpVclFLRTByeEZOUUpNQTc0MS04N2JiV0FMQmR0cC1aWVVVUEV1THhDU1Y2dUNHMnZTRQ&amp;q=https%3A%2F%2Fwww.facebook.com%2Ftheecchicgroup%2F" target="_blank" rel="noreferrer noopener">https://www.facebook.com/theecchicgroup/</a><span class="style-scope yt-formatted-string">​</span><span class="style-scope yt-formatted-string"> <br /><br />Sign Up for Our Events </span><a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbWo3SG9EemY2WHl1M0doWmp5MHgxUzNsd1lBZ3xBQ3Jtc0tuRldXSlpIVzhsbm9RMnVxa1F1ZUxhUmFoaklIN0dqTDZ2YVVldWF4S014cnJ1YVRndFh2UUhTdnlPaGhTS2NJdjU3dzR3MmxRbkowU1o1eHFsZm1Mbzl1cldtaE5lSUFxbUJYVVh5eTBrSUtlWUZBcw&amp;q=https%3A%2F%2Fwww.ecchic.com%2Fevents%2F" target="_blank" rel="noreferrer noopener">https://www.ecchic.com/events/</a><span class="style-scope yt-formatted-string">​</span><span class="style-scope yt-formatted-string"> <br /><br />More Norman Soren Jr </span><a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2t4V0RWYS1wVXR3UnBxWUkxQUxSOWRsOEpIZ3xBQ3Jtc0ttazlvUG1URU9HUDFGcDRzOUdlNElEekRKSm52RlRDNGdUdjFCSVlWaXJTenlWMnFuTmFrX05tbEtaWnFuQ3d4LU0xZmlvUXJqMTdBYmUyMTV3VWdTMVRsMGdBR1RMQjNSUllFUXlUYVdGZXJuRm5FMA&amp;q=https%3A%2F%2Ftwitter.com%2Fnormansoren" target="_blank" rel="noreferrer noopener">https://twitter.com/normansoren</a><span class="style-scope yt-formatted-string">​</span> <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmxYOEpVTE5sd0pxSEtGVEg4MkdCQUU4eXhyZ3xBQ3Jtc0tsSXduanJHRUlUVEtOdlcwZkhBTFJqRFhtQU5BdkphQV9BQ28wRXRMdVFsaHpYbTZIazNvZUVhc25KUjZqUFh2ZkpCOVBSSS1neVh5NV9uV1Z1b2toRUpDcGs5Zzg0am53Q1hiUmdnbjZJWGNrYnhVQQ&amp;q=https%3A%2F%2Fwww.coloniallife.com%2F" target="_blank" rel="noreferrer noopener">https://www.coloniallife.com/</a></p>]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[Today The Ecchic Group sits down with Norman Soren Jr, an expert in disability insurance. He leads an excellent Q&A discussing both the how and the why of disability insurance. If you’ve ever wondered about the difference between Short-Term and Long-Term Disability, what an elimination period is, or why voluntary benefits are so important, this is a must-listen discussion. Disability insurance is a low-cost way for employers to attract high quality employees. It makes a benefit plan more attractive and offers vital coverage to employees.More from The Ecchic Group https://www.ecchic.com/​ https://www.facebook.com/theecchicgroup/​ Sign Up for Our Events https://www.ecchic.com/events/​ More Norman Soren Jr https://twitter.com/normansoren​ https://www.coloniallife.com/]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[Understanding Disability Insurance with Norman Soren and Howard Danzig]]>
                </itunes:title>
                                    <itunes:episode>5</itunes:episode>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[<p>Today The Ecchic Group sits down with Norman Soren Jr, an expert in disability insurance. He leads an excellent Q&amp;A discussing both the how and the why of disability insurance. If you’ve ever wondered about the difference between Short-Term and Long-Term Disability, what an elimination period is, or why voluntary benefits are so important, this is a must-listen discussion. Disability insurance is a low-cost way for employers to attract high quality employees. It makes a benefit plan more attractive and offers vital coverage to employees.<br /><br /><span class="style-scope yt-formatted-string">More from The Ecchic Group </span><a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbTNhbXlDWUpyNnpMT3U3VkhuY2RkanZWYlBNQXxBQ3Jtc0tuVnhXWmswVUw4Qm1EdUttdzJpbWVQM01IYmJ4Q2tsZHdvc2lnLWdhOEt3Rk5LNGllXzEyajgxSDhDbFExaFRKb3k3NGNhSk5sZUJuNmRndnUtWjNZUC1yODBkODRzWFZFbXFleXBaNTEzblZ1QThJUQ&amp;q=https%3A%2F%2Fwww.ecchic.com%2F" target="_blank" rel="noreferrer noopener">https://www.ecchic.com/</a><span class="style-scope yt-formatted-string">​</span> <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2c4X2R5T0phcHNRUnhKcFNZR1dEVC13NkJNd3xBQ3Jtc0ttR2lvNzYwZnBKRHdtamc4V05VV1FYVzNzcnVHeGZxTGx3OXo0cmIzN0NZanllejU1bGFMUDBsazZSVzdEdGpVclFLRTByeEZOUUpNQTc0MS04N2JiV0FMQmR0cC1aWVVVUEV1THhDU1Y2dUNHMnZTRQ&amp;q=https%3A%2F%2Fwww.facebook.com%2Ftheecchicgroup%2F" target="_blank" rel="noreferrer noopener">https://www.facebook.com/theecchicgroup/</a><span class="style-scope yt-formatted-string">​</span><span class="style-scope yt-formatted-string"> <br /><br />Sign Up for Our Events </span><a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbWo3SG9EemY2WHl1M0doWmp5MHgxUzNsd1lBZ3xBQ3Jtc0tuRldXSlpIVzhsbm9RMnVxa1F1ZUxhUmFoaklIN0dqTDZ2YVVldWF4S014cnJ1YVRndFh2UUhTdnlPaGhTS2NJdjU3dzR3MmxRbkowU1o1eHFsZm1Mbzl1cldtaE5lSUFxbUJYVVh5eTBrSUtlWUZBcw&amp;q=https%3A%2F%2Fwww.ecchic.com%2Fevents%2F" target="_blank" rel="noreferrer noopener">https://www.ecchic.com/events/</a><span class="style-scope yt-formatted-string">​</span><span class="style-scope yt-formatted-string"> <br /><br />More Norman Soren Jr </span><a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2t4V0RWYS1wVXR3UnBxWUkxQUxSOWRsOEpIZ3xBQ3Jtc0ttazlvUG1URU9HUDFGcDRzOUdlNElEekRKSm52RlRDNGdUdjFCSVlWaXJTenlWMnFuTmFrX05tbEtaWnFuQ3d4LU0xZmlvUXJqMTdBYmUyMTV3VWdTMVRsMGdBR1RMQjNSUllFUXlUYVdGZXJuRm5FMA&amp;q=https%3A%2F%2Ftwitter.com%2Fnormansoren" target="_blank" rel="noreferrer noopener">https://twitter.com/normansoren</a><span class="style-scope yt-formatted-string">​</span> <a class="yt-simple-endpoint style-scope yt-formatted-string" href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbmxYOEpVTE5sd0pxSEtGVEg4MkdCQUU4eXhyZ3xBQ3Jtc0tsSXduanJHRUlUVEtOdlcwZkhBTFJqRFhtQU5BdkphQV9BQ28wRXRMdVFsaHpYbTZIazNvZUVhc25KUjZqUFh2ZkpCOVBSSS1neVh5NV9uV1Z1b2toRUpDcGs5Zzg0am53Q1hiUmdnbjZJWGNrYnhVQQ&amp;q=https%3A%2F%2Fwww.coloniallife.com%2F" target="_blank" rel="noreferrer noopener">https://www.coloniallife.com/</a></p>]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/60075541425fd6-39733023/Norman-Soren.wav" length="420212814"
                        type="audio/wav">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[Today The Ecchic Group sits down with Norman Soren Jr, an expert in disability insurance. He leads an excellent Q&A discussing both the how and the why of disability insurance. If you’ve ever wondered about the difference between Short-Term and Long-Term Disability, what an elimination period is, or why voluntary benefits are so important, this is a must-listen discussion. Disability insurance is a low-cost way for employers to attract high quality employees. It makes a benefit plan more attractive and offers vital coverage to employees.More from The Ecchic Group https://www.ecchic.com/​ https://www.facebook.com/theecchicgroup/​ Sign Up for Our Events https://www.ecchic.com/events/​ More Norman Soren Jr https://twitter.com/normansoren​ https://www.coloniallife.com/]]>
                </itunes:summary>
                                                                            <itunes:duration>00:36:28</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Howard Danzig]]>
                </itunes:author>
                            </item>
                    <item>
                <title>
                    <![CDATA[Advise as to how to Control the Rising Cost of Pharmacy Benefits]]>
                </title>
                <pubDate>Wed, 07 Apr 2021 21:19:00 +0000</pubDate>
                <dc:creator>Howard Danzig</dc:creator>
                <guid isPermaLink="true">
                    https://ecchic.castos.com/podcasts/19281/episodes/advise-as-to-how-to-control-the-rising-cost-of-pharmacy-benefits</guid>
                                    <link>https://ecchic.castos.com/episodes/advise-as-to-how-to-control-the-rising-cost-of-pharmacy-benefits</link>
                                <description>
                                            <![CDATA[<p>In this episode, we sit down with David Schermer of Windsor Benefit Solutions to discuss the rising cost of pharmacy benefits, and how we can manage them.<br /><br />David Schermer is a Pharmacy Benefits expert with 23 years in the field, with national sales and executive positions for Cardinal Health/Medicine Shoppe, Express Scripts and ProCare Rx. Listen as he and Howard exchange ideas about the challenges independant pharmacies are facing today.<br /><br />If you would like to sign up for any of The Ecchic Group's events or learn more about what we do, please visit our website linked below.<br /><br />https://www.ecchic.com/<br /><br />If you would like to learn more about David Schermer, you can visit his website here.</p>
<p>http://windsorbenefitsolutions.com/</p>]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In this episode, we sit down with David Schermer of Windsor Benefit Solutions to discuss the rising cost of pharmacy benefits, and how we can manage them.David Schermer is a Pharmacy Benefits expert with 23 years in the field, with national sales and executive positions for Cardinal Health/Medicine Shoppe, Express Scripts and ProCare Rx. Listen as he and Howard exchange ideas about the challenges independant pharmacies are facing today.If you would like to sign up for any of The Ecchic Group's events or learn more about what we do, please visit our website linked below.https://www.ecchic.com/If you would like to learn more about David Schermer, you can visit his website here.
http://windsorbenefitsolutions.com/]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[Advise as to how to Control the Rising Cost of Pharmacy Benefits]]>
                </itunes:title>
                                    <itunes:episode>4</itunes:episode>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[<p>In this episode, we sit down with David Schermer of Windsor Benefit Solutions to discuss the rising cost of pharmacy benefits, and how we can manage them.<br /><br />David Schermer is a Pharmacy Benefits expert with 23 years in the field, with national sales and executive positions for Cardinal Health/Medicine Shoppe, Express Scripts and ProCare Rx. Listen as he and Howard exchange ideas about the challenges independant pharmacies are facing today.<br /><br />If you would like to sign up for any of The Ecchic Group's events or learn more about what we do, please visit our website linked below.<br /><br />https://www.ecchic.com/<br /><br />If you would like to learn more about David Schermer, you can visit his website here.</p>
<p>http://windsorbenefitsolutions.com/</p>]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/60075541425fd6-39733023/Premium-Busters-Episode-4-feat.-Dave-Schermer.wav" length="165917036"
                        type="audio/wav">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[In this episode, we sit down with David Schermer of Windsor Benefit Solutions to discuss the rising cost of pharmacy benefits, and how we can manage them.David Schermer is a Pharmacy Benefits expert with 23 years in the field, with national sales and executive positions for Cardinal Health/Medicine Shoppe, Express Scripts and ProCare Rx. Listen as he and Howard exchange ideas about the challenges independant pharmacies are facing today.If you would like to sign up for any of The Ecchic Group's events or learn more about what we do, please visit our website linked below.https://www.ecchic.com/If you would like to learn more about David Schermer, you can visit his website here.
http://windsorbenefitsolutions.com/]]>
                </itunes:summary>
                                    <itunes:image href="https://episodes.castos.com/60075541425fd6-39733023/images/Ecchic-Podcast-Cover-Warm-copy.png"></itunes:image>
                                                                            <itunes:duration>00:21:36</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Howard Danzig]]>
                </itunes:author>
                            </item>
                    <item>
                <title>
                    <![CDATA[Unbundling Health Care Costs]]>
                </title>
                <pubDate>Wed, 24 Mar 2021 11:00:00 +0000</pubDate>
                <dc:creator>Howard Danzig</dc:creator>
                <guid isPermaLink="true">
                    https://ecchic.castos.com/podcasts/19281/episodes/unbundling-health-care-costs</guid>
                                    <link>https://ecchic.castos.com/episodes/unbundling-health-care-costs</link>
                                <description>
                                            <![CDATA[<p>Learn more about ECCHIC (Employers Committed to Control Health Care Costs) and the Premium Busters.<br /><br />Our approach to health insurance involves making costs transparent and putting control back in the hands of the employer. Today we'll explain a unique ECCHIC tool, as we discuss what it means to unbundle health care costs.<br /><br />To learn more about what we can do for your independent pharmacy or small business, please visit <a href="https://www.ecchic.com/">https://www.ecchic.com/</a> <br /><br />You can directly sign up for one of our webinars here <a href="https://www.ecchic.com/events/">https://www.ecchic.com/events/</a> </p>]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[Learn more about ECCHIC (Employers Committed to Control Health Care Costs) and the Premium Busters.Our approach to health insurance involves making costs transparent and putting control back in the hands of the employer. Today we'll explain a unique ECCHIC tool, as we discuss what it means to unbundle health care costs.To learn more about what we can do for your independent pharmacy or small business, please visit https://www.ecchic.com/ You can directly sign up for one of our webinars here https://www.ecchic.com/events/ ]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[Unbundling Health Care Costs]]>
                </itunes:title>
                                    <itunes:episode>3</itunes:episode>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[<p>Learn more about ECCHIC (Employers Committed to Control Health Care Costs) and the Premium Busters.<br /><br />Our approach to health insurance involves making costs transparent and putting control back in the hands of the employer. Today we'll explain a unique ECCHIC tool, as we discuss what it means to unbundle health care costs.<br /><br />To learn more about what we can do for your independent pharmacy or small business, please visit <a href="https://www.ecchic.com/">https://www.ecchic.com/</a> <br /><br />You can directly sign up for one of our webinars here <a href="https://www.ecchic.com/events/">https://www.ecchic.com/events/</a> </p>]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/60075541425fd6-39733023/Ecchic-Ep-3.mp3" length="6755855"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[Learn more about ECCHIC (Employers Committed to Control Health Care Costs) and the Premium Busters.Our approach to health insurance involves making costs transparent and putting control back in the hands of the employer. Today we'll explain a unique ECCHIC tool, as we discuss what it means to unbundle health care costs.To learn more about what we can do for your independent pharmacy or small business, please visit https://www.ecchic.com/ You can directly sign up for one of our webinars here https://www.ecchic.com/events/ ]]>
                </itunes:summary>
                                    <itunes:image href="https://episodes.castos.com/60075541425fd6-39733023/images/Ecchic-Podcast-Cover-Warm-copy.png"></itunes:image>
                                                                            <itunes:duration>00:08:01</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Howard Danzig]]>
                </itunes:author>
                            </item>
                    <item>
                <title>
                    <![CDATA[Saving Money With Health Savings Accounts]]>
                </title>
                <pubDate>Wed, 10 Mar 2021 18:31:00 +0000</pubDate>
                <dc:creator>Howard Danzig</dc:creator>
                <guid isPermaLink="true">
                    https://ecchic.castos.com/podcasts/19281/episodes/saving-money-with-health-savings-accounts</guid>
                                    <link>https://ecchic.castos.com/episodes/saving-money-with-health-savings-accounts</link>
                                <description>
                                            <![CDATA[<p>The next podcast from the Ecchic Group and the Health Insurance Premium Busters features a discussion of Health Savings Accounts (HSAs). Our featured guest is Scott Borden. Scott is the Vice President of HealthSavings Administrators, a national presence in the implementation and management of HSA's. Learn how HSA's will save you and your employees significant amounts of money.</p>
<p>If you want to learn more about The Ecchic Group, please visit our website to contact us or to see upcoming events at <a href="https://www.ecchic.com/">https://www.ecchic.com/</a> </p>
<p>You can learn more about Scott Borden at <a href="https://healthsavings.com/">https://healthsavings.com/</a> </p>]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[The next podcast from the Ecchic Group and the Health Insurance Premium Busters features a discussion of Health Savings Accounts (HSAs). Our featured guest is Scott Borden. Scott is the Vice President of HealthSavings Administrators, a national presence in the implementation and management of HSA's. Learn how HSA's will save you and your employees significant amounts of money.
If you want to learn more about The Ecchic Group, please visit our website to contact us or to see upcoming events at https://www.ecchic.com/ 
You can learn more about Scott Borden at https://healthsavings.com/ ]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[Saving Money With Health Savings Accounts]]>
                </itunes:title>
                                    <itunes:episode>2</itunes:episode>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[<p>The next podcast from the Ecchic Group and the Health Insurance Premium Busters features a discussion of Health Savings Accounts (HSAs). Our featured guest is Scott Borden. Scott is the Vice President of HealthSavings Administrators, a national presence in the implementation and management of HSA's. Learn how HSA's will save you and your employees significant amounts of money.</p>
<p>If you want to learn more about The Ecchic Group, please visit our website to contact us or to see upcoming events at <a href="https://www.ecchic.com/">https://www.ecchic.com/</a> </p>
<p>You can learn more about Scott Borden at <a href="https://healthsavings.com/">https://healthsavings.com/</a> </p>]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/60075541425fd6-39733023/Premium-Busters-Episode-2.wav" length="125781772"
                        type="audio/wav">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[The next podcast from the Ecchic Group and the Health Insurance Premium Busters features a discussion of Health Savings Accounts (HSAs). Our featured guest is Scott Borden. Scott is the Vice President of HealthSavings Administrators, a national presence in the implementation and management of HSA's. Learn how HSA's will save you and your employees significant amounts of money.
If you want to learn more about The Ecchic Group, please visit our website to contact us or to see upcoming events at https://www.ecchic.com/ 
You can learn more about Scott Borden at https://healthsavings.com/ ]]>
                </itunes:summary>
                                    <itunes:image href="https://episodes.castos.com/60075541425fd6-39733023/images/Ecchic-Podcast-Cover.png"></itunes:image>
                                                                            <itunes:duration>00:16:22</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Howard Danzig]]>
                </itunes:author>
                            </item>
                    <item>
                <title>
                    <![CDATA[Health Insurance Premium Busters - Episode 1]]>
                </title>
                <pubDate>Fri, 19 Feb 2021 04:32:00 +0000</pubDate>
                <dc:creator>Howard Danzig</dc:creator>
                <guid isPermaLink="true">
                    https://ecchic.castos.com/podcasts/19281/episodes/health-insurance-premium-busters-episode-1</guid>
                                    <link>https://ecchic.castos.com/episodes/health-insurance-premium-busters-episode-1</link>
                                <description>
                                            <![CDATA[<p>In this inaugural episode of our podcast, Howard Danzig introduces the Heath Insurance Premium Busters and explains what we do. If you own a small business or run an independant pharmacy, you owe it to yourself to give this podcast a listen. We are the alternative health insurance that you have been looking for.</p>]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In this inaugural episode of our podcast, Howard Danzig introduces the Heath Insurance Premium Busters and explains what we do. If you own a small business or run an independant pharmacy, you owe it to yourself to give this podcast a listen. We are the alternative health insurance that you have been looking for.]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[Health Insurance Premium Busters - Episode 1]]>
                </itunes:title>
                                    <itunes:episode>1</itunes:episode>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[<p>In this inaugural episode of our podcast, Howard Danzig introduces the Heath Insurance Premium Busters and explains what we do. If you own a small business or run an independant pharmacy, you owe it to yourself to give this podcast a listen. We are the alternative health insurance that you have been looking for.</p>]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/60075541425fd6-39733023/Ecchic-podcast-1.wav" length="110651548"
                        type="audio/wav">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[In this inaugural episode of our podcast, Howard Danzig introduces the Heath Insurance Premium Busters and explains what we do. If you own a small business or run an independant pharmacy, you owe it to yourself to give this podcast a listen. We are the alternative health insurance that you have been looking for.]]>
                </itunes:summary>
                                    <itunes:image href="https://episodes.castos.com/60075541425fd6-39733023/images/Ecchic-Podcast-Cover-Warm-copy.png"></itunes:image>
                                                                            <itunes:duration>00:09:36</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Howard Danzig]]>
                </itunes:author>
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