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        <description>Money Gurus is a business-focused television program that helps entrepreneurs and small business owners maximize profitability through smarter financial strategies, cash flow optimization, and operational excellence. Each episode breaks down complex financial concepts into practical, actionable insights, empowering viewers to make better business decisions and build stronger, more resilient companies.
From advanced tax strategies to AI-powered business systems, Money Gurus explores the tools, technologies, and proven methods that drive sustainable growth. Through expert conversations and real-world examples, the show equips business leaders with the knowledge and confidence to streamline operations, improve efficiency, and scale their businesses for long-term success.</description>
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        <copyright>© 2026</copyright>
        
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                <itunes:subtitle>Money Gurus is a business-focused television program that helps entrepreneurs and small business owners maximize profitability through smarter financial strategies, cash flow optimization, and operational excellence. Each episode breaks down complex financial concepts into practical, actionable insights, empowering viewers to make better business decisions and build stronger, more resilient companies.
From advanced tax strategies to AI-powered business systems, Money Gurus explores the tools, technologies, and proven methods that drive sustainable growth. Through expert conversations and real-world examples, the show equips business leaders with the knowledge and confidence to streamline operations, improve efficiency, and scale their businesses for long-term success.</itunes:subtitle>
        <itunes:author>Juan D Guevara Torres</itunes:author>
        <itunes:type>episodic</itunes:type>
        <itunes:summary>Money Gurus is a business-focused television program that helps entrepreneurs and small business owners maximize profitability through smarter financial strategies, cash flow optimization, and operational excellence. Each episode breaks down complex financial concepts into practical, actionable insights, empowering viewers to make better business decisions and build stronger, more resilient companies.
From advanced tax strategies to AI-powered business systems, Money Gurus explores the tools, technologies, and proven methods that drive sustainable growth. Through expert conversations and real-world examples, the show equips business leaders with the knowledge and confidence to streamline operations, improve efficiency, and scale their businesses for long-term success.</itunes:summary>
        <itunes:owner>
            <itunes:name>NowMedia Networks</itunes:name>
            <itunes:email>juan@nowmedia.tv</itunes:email>
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                <title>
                    <![CDATA[Money Gurus (Aired 08-26-26) Leadership That Drives Business Performance]]>
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                <pubDate>Wed, 02 Sep 2026 21:13:28 +0000</pubDate>
                <dc:creator>Juan D Guevara Torres</dc:creator>
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                                    <link>https://money-gurus-audio.castos.com/episodes/money-gurus-aired-08-26-26-leadership-that-drives-business-performance</link>
                                <description>
                                            <![CDATA[<p>In this episode of <strong>Money Gurus</strong>, host <strong>Harsh Jadhav</strong> sits down with executive coach <strong>Carlos Martin</strong>, co-founder of <strong>Continuum Leaders</strong>, to explore how leadership directly affects profitability, culture, employee performance, and long term business growth. Carlos explains why leadership development should be treated as a business investment not simply personal development and why entrepreneurs often underestimate its financial impact.</p>
<h3>Chapters</h3>
<ul><li>(00:00:00) - The Money Gurus</li><li>(00:01:08) - The Financial Impact of Leadership</li><li>(00:02:28) - What is leadership in small business?</li><li>(00:04:08) - Do Corporate Leaders Carry Over to Entrepreneurial Leadership?</li><li>(00:08:16) - Find the Right Style of Leadership for Entrepreneurs</li><li>(00:12:49) - The 360-degree Coaching Process</li><li>(00:16:54) - Coaching and the 360-degree Evaluation</li><li>(00:18:59) - What Mistakes Do Leaders Make When Transition From Entrepreneur to Manager</li><li>(00:25:29) - Why Business Leaders Resist Change</li><li>(00:29:37) - How Can Leaders Communicate Changes in the AI Era?</li><li>(00:33:32) - Employee Well-Being vs. Performance</li><li>(00:35:56) - A Personal Board of Advisors</li><li>(00:37:52) - Why Successful Leaders Plan for Long Term Success</li><li>(00:40:25) - Carlos Munoz on Legacy</li><li>(00:45:16) - Give the Entrepreneur the Permission to Delegate</li><li>(00:50:02) - Coaching With Money Gurus</li></ul>]]>
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                <itunes:subtitle>
                    <![CDATA[In this episode of Money Gurus, host Harsh Jadhav sits down with executive coach Carlos Martin, co-founder of Continuum Leaders, to explore how leadership directly affects profitability, culture, employee performance, and long term business growth. Carlos explains why leadership development should be treated as a business investment not simply personal development and why entrepreneurs often underestimate its financial impact.]]>
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                                <itunes:title>
                    <![CDATA[Money Gurus (Aired 08-26-26) Leadership That Drives Business Performance]]>
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                    <![CDATA[<p>In this episode of <strong>Money Gurus</strong>, host <strong>Harsh Jadhav</strong> sits down with executive coach <strong>Carlos Martin</strong>, co-founder of <strong>Continuum Leaders</strong>, to explore how leadership directly affects profitability, culture, employee performance, and long term business growth. Carlos explains why leadership development should be treated as a business investment not simply personal development and why entrepreneurs often underestimate its financial impact.</p>]]>
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                    <![CDATA[In this episode of Money Gurus, host Harsh Jadhav sits down with executive coach Carlos Martin, co-founder of Continuum Leaders, to explore how leadership directly affects profitability, culture, employee performance, and long term business growth. Carlos explains why leadership development should be treated as a business investment not simply personal development and why entrepreneurs often underestimate its financial impact.]]>
                </itunes:summary>
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                                                                            <itunes:duration>00:50:46</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Juan D Guevara Torres]]>
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                    <![CDATA[Money Gurus (Aired 08-19-26) Your Health Is a Business Asset]]>
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                <pubDate>Wed, 19 Aug 2026 22:44:14 +0000</pubDate>
                <dc:creator>Juan D Guevara Torres</dc:creator>
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                    https://permalink.castos.com/podcast/71095/episode/2578860</guid>
                                    <link>https://money-gurus-audio.castos.com/episodes/money-gurus-aired-08-19-26-your-health-is-a-business-asset</link>
                                <description>
                                            <![CDATA[<p>In this episode of Money Gurus, host Harsh Jadhav sits down with Dr. Raquel Yarroch, functional health practitioner and founder of Rockyn Health, to explore a critical factor many entrepreneurs overlook: the direct connection between personal health and business performance. Dr. Raquel explains how chronic stress, low energy, burnout, and limiting beliefs can affect productivity, decision-making, leadership, and long-term success.</p>]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In this episode of Money Gurus, host Harsh Jadhav sits down with Dr. Raquel Yarroch, functional health practitioner and founder of Rockyn Health, to explore a critical factor many entrepreneurs overlook: the direct connection between personal health and business performance. Dr. Raquel explains how chronic stress, low energy, burnout, and limiting beliefs can affect productivity, decision-making, leadership, and long-term success.]]>
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                                <itunes:title>
                    <![CDATA[Money Gurus (Aired 08-19-26) Your Health Is a Business Asset]]>
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                    <![CDATA[<p>In this episode of Money Gurus, host Harsh Jadhav sits down with Dr. Raquel Yarroch, functional health practitioner and founder of Rockyn Health, to explore a critical factor many entrepreneurs overlook: the direct connection between personal health and business performance. Dr. Raquel explains how chronic stress, low energy, burnout, and limiting beliefs can affect productivity, decision-making, leadership, and long-term success.</p>]]>
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                    <![CDATA[In this episode of Money Gurus, host Harsh Jadhav sits down with Dr. Raquel Yarroch, functional health practitioner and founder of Rockyn Health, to explore a critical factor many entrepreneurs overlook: the direct connection between personal health and business performance. Dr. Raquel explains how chronic stress, low energy, burnout, and limiting beliefs can affect productivity, decision-making, leadership, and long-term success.]]>
                </itunes:summary>
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                                                                            <itunes:duration>00:51:16</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Juan D Guevara Torres]]>
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                <title>
                    <![CDATA[Money Gurus (Aired 08-05-26) Lead Through Change: Building High Performance Without Breaking Your Team]]>
                </title>
                <pubDate>Thu, 06 Aug 2026 16:42:08 +0000</pubDate>
                <dc:creator>Juan D Guevara Torres</dc:creator>
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                    https://permalink.castos.com/podcast/71095/episode/2562392</guid>
                                    <link>https://money-gurus-audio.castos.com/episodes/money-gurus-aired-08-05-26-lead-through-change-building-high-performance-without-breaking-your-te</link>
                                <description>
                                            <![CDATA[<p>In this compelling episode of <strong>Money Gurus</strong>, host <strong>Harsh Jadhav</strong> sits down with global business leader and author <strong>Dr. Deepak Bhootra</strong> for an honest conversation about leadership, accountability, transformation, and sustainable business performance. With more than 30 years of experience leading cross-border teams and guiding organizational growth, Dr. Bhootra explains why strong results begin with clarity, consistency, and repeatable behaviors not pressure alone.</p>]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In this compelling episode of Money Gurus, host Harsh Jadhav sits down with global business leader and author Dr. Deepak Bhootra for an honest conversation about leadership, accountability, transformation, and sustainable business performance. With more than 30 years of experience leading cross-border teams and guiding organizational growth, Dr. Bhootra explains why strong results begin with clarity, consistency, and repeatable behaviors not pressure alone.]]>
                </itunes:subtitle>
                                <itunes:title>
                    <![CDATA[Money Gurus (Aired 08-05-26) Lead Through Change: Building High Performance Without Breaking Your Team]]>
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                    <![CDATA[<p>In this compelling episode of <strong>Money Gurus</strong>, host <strong>Harsh Jadhav</strong> sits down with global business leader and author <strong>Dr. Deepak Bhootra</strong> for an honest conversation about leadership, accountability, transformation, and sustainable business performance. With more than 30 years of experience leading cross-border teams and guiding organizational growth, Dr. Bhootra explains why strong results begin with clarity, consistency, and repeatable behaviors not pressure alone.</p>]]>
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                                <itunes:summary>
                    <![CDATA[In this compelling episode of Money Gurus, host Harsh Jadhav sits down with global business leader and author Dr. Deepak Bhootra for an honest conversation about leadership, accountability, transformation, and sustainable business performance. With more than 30 years of experience leading cross-border teams and guiding organizational growth, Dr. Bhootra explains why strong results begin with clarity, consistency, and repeatable behaviors not pressure alone.]]>
                </itunes:summary>
                                    <itunes:image href="https://episodes.castos.com/6754362e2c0834-61544207/images/2562392/c1a-oqn43-gpdj5w0oc64m-eegq3e.jpg"></itunes:image>
                                                                            <itunes:duration>00:50:29</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Juan D Guevara Torres]]>
                </itunes:author>
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                    <item>
                <title>
                    <![CDATA[Money Gurus (Aired 07-28-26) From Sales to Scale: Smarter Systems for Profitable Growth]]>
                </title>
                <pubDate>Wed, 29 Jul 2026 15:26:10 +0000</pubDate>
                <dc:creator>Juan D Guevara Torres</dc:creator>
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                    https://permalink.castos.com/podcast/71095/episode/2552606</guid>
                                    <link>https://money-gurus-audio.castos.com/episodes/money-gurus-aired-07-28-26-from-sales-to-scale-smarter-systems-for-profitable-growth</link>
                                <description>
                                            <![CDATA[<p>In this strategic episode of <strong>Money Gurus</strong>, hosts <strong>Harsh Jadhav</strong> and <strong>Matt Jadhav</strong> break down the essential systems small business owners need to increase profitability, attract the right customers, and scale without losing control of their operations.</p>
<p>The conversation begins with sales and marketing, exploring how entrepreneurs can identify their ideal customer, qualify leads, evaluate customer acquisition costs, and balance paid advertising with organic growth.</p>
<h3>Chapters</h3>
<ul><li>(00:00:00) - The Money Guru</li><li>(00:00:55) - What to Do Right Out The Gate to Make Maximum Profit?</li><li>(00:02:03) - Small Business Marketing: Niche or Wide Net?</li><li>(00:02:48) - Client Retention: How to Protect It</li><li>(00:04:18) - Ways to Grow Your Business With Paid and Organic Adverts</li><li>(00:06:20) - Lead Generation and Cost</li><li>(00:07:18) - What's the Process of Scaling a Startup Company?</li><li>(00:08:23) - Should a Business Expands Their Salesforce?</li><li>(00:09:30) - How to Build a More Profitable Business</li><li>(00:10:12) - How to Grow with AI & Automation</li><li>(00:14:08) - Will Business Owners Be Ready for AI?</li><li>(00:19:47) - CPA Network: AI in the Tax Field</li><li>(00:21:45) - The Money Gurus: Operations</li><li>(00:22:40) - The importance of building a recurring revenue stream</li><li>(00:23:20) - How To Manage a Startup's Operations</li><li>(00:26:51) - Employee Loyalty Programs</li><li>(00:28:15) - Have We Needed a Loyalty Program for our Business?</li><li>(00:31:22) - Brand Management</li><li>(00:34:52) - How to Manage Business Owners' Burnout?</li><li>(00:40:59) - WSJD Live: Change Management</li><li>(00:46:07) - Will AI Take Over People's Jobs?</li><li>(00:48:35) - The Money Gurus Show</li></ul>]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In this strategic episode of Money Gurus, hosts Harsh Jadhav and Matt Jadhav break down the essential systems small business owners need to increase profitability, attract the right customers, and scale without losing control of their operations.
The conversation begins with sales and marketing, exploring how entrepreneurs can identify their ideal customer, qualify leads, evaluate customer acquisition costs, and balance paid advertising with organic growth.]]>
                </itunes:subtitle>
                                <itunes:title>
                    <![CDATA[Money Gurus (Aired 07-28-26) From Sales to Scale: Smarter Systems for Profitable Growth]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
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                    <![CDATA[<p>In this strategic episode of <strong>Money Gurus</strong>, hosts <strong>Harsh Jadhav</strong> and <strong>Matt Jadhav</strong> break down the essential systems small business owners need to increase profitability, attract the right customers, and scale without losing control of their operations.</p>
<p>The conversation begins with sales and marketing, exploring how entrepreneurs can identify their ideal customer, qualify leads, evaluate customer acquisition costs, and balance paid advertising with organic growth.</p>]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/6754362e2c0834-61544207/2552606/c1e-nq0w4bz6gxxso0oq0-479mk6nds3m3-u8eegw.mp3" length="71027197"
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                                <itunes:summary>
                    <![CDATA[In this strategic episode of Money Gurus, hosts Harsh Jadhav and Matt Jadhav break down the essential systems small business owners need to increase profitability, attract the right customers, and scale without losing control of their operations.
The conversation begins with sales and marketing, exploring how entrepreneurs can identify their ideal customer, qualify leads, evaluate customer acquisition costs, and balance paid advertising with organic growth.]]>
                </itunes:summary>
                                    <itunes:image href="https://episodes.castos.com/6754362e2c0834-61544207/images/2552606/c1a-oqn43-v60pdxr4akx-kmvbcr.jpg"></itunes:image>
                                                                            <itunes:duration>00:49:19</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Juan D Guevara Torres]]>
                </itunes:author>
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                    <![CDATA[Money Gurus (Aired 07-22-26) Master Your Credit and Secure Business Funding]]>
                </title>
                <pubDate>Wed, 22 Jul 2026 23:40:02 +0000</pubDate>
                <dc:creator>Juan D Guevara Torres</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/71095/episode/2542725</guid>
                                    <link>https://money-gurus-audio.castos.com/episodes/money-gurus-aired-07-22-26-master-your-credit-secure-business-funding-and-avoid-costly-financial</link>
                                <description>
                                            <![CDATA[<p>In this insightful episode of <strong><em>Money Gurus</em></strong>, hosts<strong> Matt Jodhav</strong> and <strong>Harsh Jodhav</strong> sit down with <strong>Aldiva Ruvalcaba,</strong> founder and CEO of FICODIVA, for a practical conversation about credit education, business funding, financial readiness, and long-term financial protection.</p>
<p>Ali explains why credit is much more than a number. It is a complete financial profile that can influence loan approvals, interest rates, purchasing power, and an entrepreneur’s ability to access capital. She reveals what lenders evaluate beyond the credit score, including utilization, payment history, recent inquiries, financial distress indicators, and the predictability of repayment.</p>
<h3>Chapters</h3>
<ul><li>(00:00:00) - The Money Gurus</li><li>(00:00:40) - Ficodiva's Ali Rubelkava on How Credit</li><li>(00:01:19) - Ali on How Money Affects His Life</li><li>(00:02:53) - Ali's Journey into Credit Repair</li><li>(00:07:10) - Want your credit score up?</li><li>(00:08:01) - How to Get Personal Credit for Your Business</li><li>(00:10:32) - The Money Gurus</li><li>(00:11:02) - What Are The Secret Killers Inside Your Credit File?</li><li>(00:13:11) - Credit Card utilization and How to Boost Your Scores</li><li>(00:14:33) - Partner Credit Education: Revolving vs. Installment Debt</li><li>(00:18:12) - How to Review Your Credit Report</li><li>(00:20:37) - FICO Diva: What's Keeping High Potential Entrepreneurs Locked</li><li>(00:22:45) - The Money Gurus: Credit Health and Capital Strategy</li><li>(00:23:18) - Business Credit Readiness and Funding</li><li>(00:29:29) - How to Get Out of Debt With a Line of Credit</li><li>(00:32:08) - When Should a Founder Apply for a Loan?</li><li>(00:34:54) - Scams, synthetic IDs on credit</li><li>(00:41:16) - How to Compare Your Credit Score with All Three Bureaus</li><li>(00:43:32) - Are We Advancing With AI?</li><li>(00:45:41) - Three Steps to Boost Your Business Credit</li><li>(00:47:05) - Ali On Money Gurus</li><li>(00:48:15) - Money Gurus</li></ul>]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In this insightful episode of Money Gurus, hosts Matt Jodhav and Harsh Jodhav sit down with Aldiva Ruvalcaba, founder and CEO of FICODIVA, for a practical conversation about credit education, business funding, financial readiness, and long-term financial protection.
Ali explains why credit is much more than a number. It is a complete financial profile that can influence loan approvals, interest rates, purchasing power, and an entrepreneur’s ability to access capital. She reveals what lenders evaluate beyond the credit score, including utilization, payment history, recent inquiries, financial distress indicators, and the predictability of repayment.]]>
                </itunes:subtitle>
                                <itunes:title>
                    <![CDATA[Money Gurus (Aired 07-22-26) Master Your Credit and Secure Business Funding]]>
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                    <![CDATA[<p>In this insightful episode of <strong><em>Money Gurus</em></strong>, hosts<strong> Matt Jodhav</strong> and <strong>Harsh Jodhav</strong> sit down with <strong>Aldiva Ruvalcaba,</strong> founder and CEO of FICODIVA, for a practical conversation about credit education, business funding, financial readiness, and long-term financial protection.</p>
<p>Ali explains why credit is much more than a number. It is a complete financial profile that can influence loan approvals, interest rates, purchasing power, and an entrepreneur’s ability to access capital. She reveals what lenders evaluate beyond the credit score, including utilization, payment history, recent inquiries, financial distress indicators, and the predictability of repayment.</p>]]>
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                                <itunes:summary>
                    <![CDATA[In this insightful episode of Money Gurus, hosts Matt Jodhav and Harsh Jodhav sit down with Aldiva Ruvalcaba, founder and CEO of FICODIVA, for a practical conversation about credit education, business funding, financial readiness, and long-term financial protection.
Ali explains why credit is much more than a number. It is a complete financial profile that can influence loan approvals, interest rates, purchasing power, and an entrepreneur’s ability to access capital. She reveals what lenders evaluate beyond the credit score, including utilization, payment history, recent inquiries, financial distress indicators, and the predictability of repayment.]]>
                </itunes:summary>
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                                                                            <itunes:duration>00:48:36</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Juan D Guevara Torres]]>
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