Money Gurus (audio) Castos https://money-gurus-audio.castos.com Money Gurus is a business-focused television program that helps entrepreneurs and small business owners maximize profitability through smarter financial strategies, cash flow optimization, and operational excellence. Each episode breaks down complex financial concepts into practical, actionable insights, empowering viewers to make better business decisions and build stronger, more resilient companies. From advanced tax strategies to AI-powered business systems, Money Gurus explores the tools, technologies, and proven methods that drive sustainable growth. Through expert conversations and real-world examples, the show equips business leaders with the knowledge and confidence to streamline operations, improve efficiency, and scale their businesses for long-term success. Wed, 22 Jul 2026 23:40:02 +0000 en © 2026 https://episodes.castos.com/6754362e2c0834-61544207/images/MoneyGurus-VOD-1400x1400px.jpg Money Gurus (audio) https://money-gurus-audio.castos.com Money Gurus is a business-focused television program that helps entrepreneurs and small business owners maximize profitability through smarter financial strategies, cash flow optimization, and operational excellence. Each episode breaks down complex financial concepts into practical, actionable insights, empowering viewers to make better business decisions and build stronger, more resilient companies. From advanced tax strategies to AI-powered business systems, Money Gurus explores the tools, technologies, and proven methods that drive sustainable growth. Through expert conversations and real-world examples, the show equips business leaders with the knowledge and confidence to streamline operations, improve efficiency, and scale their businesses for long-term success. Juan D Guevara Torres episodic Money Gurus is a business-focused television program that helps entrepreneurs and small business owners maximize profitability through smarter financial strategies, cash flow optimization, and operational excellence. Each episode breaks down complex financial concepts into practical, actionable insights, empowering viewers to make better business decisions and build stronger, more resilient companies. From advanced tax strategies to AI-powered business systems, Money Gurus explores the tools, technologies, and proven methods that drive sustainable growth. Through expert conversations and real-world examples, the show equips business leaders with the knowledge and confidence to streamline operations, improve efficiency, and scale their businesses for long-term success. NowMedia Networks juan@nowmedia.tv false https://feeds.castos.com/2mn38 yes <![CDATA[Money Gurus (Aired 07-22-26) Master Your Credit and Secure Business Funding]]> Wed, 22 Jul 2026 23:40:02 +0000 Juan D Guevara Torres https://permalink.castos.com/podcast/71095/episode/2542725 https://money-gurus-audio.castos.com/episodes/money-gurus-aired-07-22-26-master-your-credit-secure-business-funding-and-avoid-costly-financial In this insightful episode of Money Gurus, hosts Matt Jodhav and Harsh Jodhav sit down with Aldiva Ruvalcaba, founder and CEO of FICODIVA, for a practical conversation about credit education, business funding, financial readiness, and long-term financial protection.

Ali explains why credit is much more than a number. It is a complete financial profile that can influence loan approvals, interest rates, purchasing power, and an entrepreneur’s ability to access capital. She reveals what lenders evaluate beyond the credit score, including utilization, payment history, recent inquiries, financial distress indicators, and the predictability of repayment.

Chapters

  • (00:00:00) - The Money Gurus
  • (00:00:40) - Ficodiva's Ali Rubelkava on How Credit
  • (00:01:19) - Ali on How Money Affects His Life
  • (00:02:53) - Ali's Journey into Credit Repair
  • (00:07:10) - Want your credit score up?
  • (00:08:01) - How to Get Personal Credit for Your Business
  • (00:10:32) - The Money Gurus
  • (00:11:02) - What Are The Secret Killers Inside Your Credit File?
  • (00:13:11) - Credit Card utilization and How to Boost Your Scores
  • (00:14:33) - Partner Credit Education: Revolving vs. Installment Debt
  • (00:18:12) - How to Review Your Credit Report
  • (00:20:37) - FICO Diva: What's Keeping High Potential Entrepreneurs Locked
  • (00:22:45) - The Money Gurus: Credit Health and Capital Strategy
  • (00:23:18) - Business Credit Readiness and Funding
  • (00:29:29) - How to Get Out of Debt With a Line of Credit
  • (00:32:08) - When Should a Founder Apply for a Loan?
  • (00:34:54) - Scams, synthetic IDs on credit
  • (00:41:16) - How to Compare Your Credit Score with All Three Bureaus
  • (00:43:32) - Are We Advancing With AI?
  • (00:45:41) - Three Steps to Boost Your Business Credit
  • (00:47:05) - Ali On Money Gurus
  • (00:48:15) - Money Gurus
]]> false In this insightful episode of Money Gurus, hosts Matt Jodhav and Harsh Jodhav sit down with Aldiva Ruvalcaba, founder and CEO of FICODIVA, for a practical conversation about credit education, business funding, financial readiness, and long-term financial protection.

Ali explains why credit is much more than a number. It is a complete financial profile that can influence loan approvals, interest rates, purchasing power, and an entrepreneur’s ability to access capital. She reveals what lenders evaluate beyond the credit score, including utilization, payment history, recent inquiries, financial distress indicators, and the predictability of repayment.

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