<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:podcast="https://podcastindex.org/namespace/1.0"
    xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/"
    xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom"
    xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
    xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:spotify="http://www.spotify.com/ns/rss">
    <channel>
        <title>Money Gurus</title>
        <generator>Castos</generator>
        <atom:link href="https://feeds.castos.com/4mkro" rel="self" type="application/rss+xml" />
        <link>https://money-gurus.castos.com</link>
        <description>Money Gurus is a business-focused television program that helps entrepreneurs and small business owners maximize profitability through smarter financial strategies, cash flow optimization, and operational excellence. Each episode breaks down complex financial concepts into practical, actionable insights, empowering viewers to make better business decisions and build stronger, more resilient companies.
From advanced tax strategies to AI-powered business systems, Money Gurus explores the tools, technologies, and proven methods that drive sustainable growth. Through expert conversations and real-world examples, the show equips business leaders with the knowledge and confidence to streamline operations, improve efficiency, and scale their businesses for long-term success.</description>
        <lastBuildDate>Wed, 02 Sep 2026 21:33:22 +0000</lastBuildDate>
        <language>en</language>
        <copyright>© 2026</copyright>
        
        <spotify:limit recentCount="100" />
        
        <spotify:countryOfOrigin>
              
        </spotify:countryOfOrigin>
                    <image>
                <url>https://episodes.castos.com/6754362e2c0834-61544207/images/MoneyGurus-VOD-1400x1400px.jpg</url>
                <title>Money Gurus</title>
                <link>https://money-gurus.castos.com</link>
            </image>
                <itunes:subtitle>Money Gurus is a business-focused television program that helps entrepreneurs and small business owners maximize profitability through smarter financial strategies, cash flow optimization, and operational excellence. Each episode breaks down complex financial concepts into practical, actionable insights, empowering viewers to make better business decisions and build stronger, more resilient companies.
From advanced tax strategies to AI-powered business systems, Money Gurus explores the tools, technologies, and proven methods that drive sustainable growth. Through expert conversations and real-world examples, the show equips business leaders with the knowledge and confidence to streamline operations, improve efficiency, and scale their businesses for long-term success.</itunes:subtitle>
        <itunes:author>Juan D Guevara Torres</itunes:author>
        <itunes:type>episodic</itunes:type>
        <itunes:summary>Money Gurus is a business-focused television program that helps entrepreneurs and small business owners maximize profitability through smarter financial strategies, cash flow optimization, and operational excellence. Each episode breaks down complex financial concepts into practical, actionable insights, empowering viewers to make better business decisions and build stronger, more resilient companies.
From advanced tax strategies to AI-powered business systems, Money Gurus explores the tools, technologies, and proven methods that drive sustainable growth. Through expert conversations and real-world examples, the show equips business leaders with the knowledge and confidence to streamline operations, improve efficiency, and scale their businesses for long-term success.</itunes:summary>
        <itunes:owner>
            <itunes:name>Juan D Guevara Torres</itunes:name>
            <itunes:email>juan@nowmedia.tv</itunes:email>
        </itunes:owner>
        <itunes:explicit>false</itunes:explicit>
                    <itunes:image href="https://episodes.castos.com/6754362e2c0834-61544207/images/MoneyGurus-VOD-1400x1400px.jpg"></itunes:image>
        
                                    <itunes:category text="Business">
                                            <itunes:category text="Investing" />
                                            <itunes:category text="Management" />
                                    </itunes:category>
                    
                    <itunes:new-feed-url>https://feeds.castos.com/4mkro</itunes:new-feed-url>
                
        
        <podcast:locked>yes</podcast:locked>
                                    <item>
                <title>
                    <![CDATA[Money Gurus (Aired 08-26-26) Leadership That Drives Business Performance]]>
                </title>
                <pubDate>Wed, 02 Sep 2026 21:33:22 +0000</pubDate>
                <dc:creator>Juan D Guevara Torres</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/71094/episode/2595205</guid>
                                    <link>https://money-gurus.castos.com/episodes/money-gurus-aired-08-26-26-leadership-that-drives-business-performance</link>
                                <description>
                                            <![CDATA[<p>In this episode of <strong>Money Gurus</strong>, host <strong>Harsh Jadhav</strong> sits down with executive coach <strong>Carlos Martin</strong>, co-founder of <strong>Continuum Leaders</strong>, to explore how leadership directly affects profitability, culture, employee performance, and long term business growth. Carlos explains why leadership development should be treated as a business investment not simply personal development and why entrepreneurs often underestimate its financial impact.</p>
<h3>Chapters</h3>
<ul><li>(00:00:00) - The Money Gurus</li><li>(00:01:08) - The Financial Impact of Leadership</li><li>(00:04:08) - Does Leadership Carry Over from Corporate to Entrepreneurial Life?</li><li>(00:08:16) - What Is the Right Style of Leadership for Entrepreneurs?</li><li>(00:12:47) - The 360-Degree Process</li><li>(00:18:59) - What Mistakes Do Leaders Make Transition From Entrepreneur to Manager?</li><li>(00:23:01) - Mentorship in Business</li><li>(00:25:32) - Why Do People Resist Change?</li><li>(00:29:36) - How Can Leaders Communicate Changes With Trust and Consent?</li><li>(00:33:32) - Employee Well-Bean</li><li>(00:35:54) - Legacy Leadership: Personal Board of Advisors</li><li>(00:37:52) - Why Successful Leaders Struggle With Long Term Success</li><li>(00:40:25) - How Do You Leave Your Legacy?</li><li>(00:45:20) - Give your team the permission to Delegate</li><li>(00:50:02) - Coaching With Money Gurus</li></ul>]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In this episode of Money Gurus, host Harsh Jadhav sits down with executive coach Carlos Martin, co-founder of Continuum Leaders, to explore how leadership directly affects profitability, culture, employee performance, and long term business growth. Carlos explains why leadership development should be treated as a business investment not simply personal development and why entrepreneurs often underestimate its financial impact.]]>
                </itunes:subtitle>
                                <itunes:title>
                    <![CDATA[Money Gurus (Aired 08-26-26) Leadership That Drives Business Performance]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[<p>In this episode of <strong>Money Gurus</strong>, host <strong>Harsh Jadhav</strong> sits down with executive coach <strong>Carlos Martin</strong>, co-founder of <strong>Continuum Leaders</strong>, to explore how leadership directly affects profitability, culture, employee performance, and long term business growth. Carlos explains why leadership development should be treated as a business investment not simply personal development and why entrepreneurs often underestimate its financial impact.</p>]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/6754362e2c0834-61544207/2595205/c1e-0w1d2i7n511bpmm745-1pxwxxxrswpd-4cucsz.mp4" length="773490673"
                        type="video/mp4">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[In this episode of Money Gurus, host Harsh Jadhav sits down with executive coach Carlos Martin, co-founder of Continuum Leaders, to explore how leadership directly affects profitability, culture, employee performance, and long term business growth. Carlos explains why leadership development should be treated as a business investment not simply personal development and why entrepreneurs often underestimate its financial impact.]]>
                </itunes:summary>
                                    <itunes:image href="https://episodes.castos.com/6754362e2c0834-61544207/images/2595205/c1a-oqn43-xxm6mmm7hm3n-weo2pg.jpg"></itunes:image>
                                                                            <itunes:duration>00:50:46</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Juan D Guevara Torres]]>
                </itunes:author>
                                    <podcast:chapters url="https://media-assets.castos.com/chapters/2595205/chapter-data.json"
                        type="application/json" />
                            </item>
                    <item>
                <title>
                    <![CDATA[Money Gurus (Aired 08-19-26) Your Health Is a Business Asset]]>
                </title>
                <pubDate>Wed, 19 Aug 2026 22:44:12 +0000</pubDate>
                <dc:creator>Juan D Guevara Torres</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/71094/episode/2578865</guid>
                                    <link>https://money-gurus.castos.com/episodes/money-gurus-aired-08-19-26-your-health-is-a-business-asset</link>
                                <description>
                                            <![CDATA[<p>In this episode of Money Gurus, host Harsh Jadhav sits down with Dr. Raquel Yarroch, functional health practitioner and founder of Rockyn Health, to explore a critical factor many entrepreneurs overlook: the direct connection between personal health and business performance. Dr. Raquel explains how chronic stress, low energy, burnout, and limiting beliefs can affect productivity, decision-making, leadership, and long-term success.</p>]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In this episode of Money Gurus, host Harsh Jadhav sits down with Dr. Raquel Yarroch, functional health practitioner and founder of Rockyn Health, to explore a critical factor many entrepreneurs overlook: the direct connection between personal health and business performance. Dr. Raquel explains how chronic stress, low energy, burnout, and limiting beliefs can affect productivity, decision-making, leadership, and long-term success.]]>
                </itunes:subtitle>
                                <itunes:title>
                    <![CDATA[Money Gurus (Aired 08-19-26) Your Health Is a Business Asset]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[<p>In this episode of Money Gurus, host Harsh Jadhav sits down with Dr. Raquel Yarroch, functional health practitioner and founder of Rockyn Health, to explore a critical factor many entrepreneurs overlook: the direct connection between personal health and business performance. Dr. Raquel explains how chronic stress, low energy, burnout, and limiting beliefs can affect productivity, decision-making, leadership, and long-term success.</p>]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/6754362e2c0834-61544207/2578865/c1e-gm12kfr16v5hdvn8r8-wwnj2vo3ug76-bcczsr.mp4" length="743614327"
                        type="video/mp4">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[In this episode of Money Gurus, host Harsh Jadhav sits down with Dr. Raquel Yarroch, functional health practitioner and founder of Rockyn Health, to explore a critical factor many entrepreneurs overlook: the direct connection between personal health and business performance. Dr. Raquel explains how chronic stress, low energy, burnout, and limiting beliefs can affect productivity, decision-making, leadership, and long-term success.]]>
                </itunes:summary>
                                    <itunes:image href="https://episodes.castos.com/6754362e2c0834-61544207/images/2578865/c1a-oqn43-1pxo3g6ja44q-skhtxi.jpg"></itunes:image>
                                                                            <itunes:duration>00:51:16</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Juan D Guevara Torres]]>
                </itunes:author>
                            </item>
                    <item>
                <title>
                    <![CDATA[Money Gurus (Aired 08-05-26) Lead Through Change: Building High Performance Without Breaking Your Team]]>
                </title>
                <pubDate>Thu, 06 Aug 2026 16:43:43 +0000</pubDate>
                <dc:creator>Juan D Guevara Torres</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/71094/episode/2562416</guid>
                                    <link>https://money-gurus.castos.com/episodes/money-gurus-aired-08-05-26-lead-through-change-building-high-performance-without-breaking-your-te</link>
                                <description>
                                            <![CDATA[<p>In this compelling episode of <strong>Money Gurus</strong>, host <strong>Harsh Jadhav</strong> sits down with global business leader and author <strong>Dr. Deepak Bhootra</strong> for an honest conversation about leadership, accountability, transformation, and sustainable business performance. With more than 30 years of experience leading cross-border teams and guiding organizational growth, Dr. Bhootra explains why strong results begin with clarity, consistency, and repeatable behaviors—not pressure alone.</p>]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In this compelling episode of Money Gurus, host Harsh Jadhav sits down with global business leader and author Dr. Deepak Bhootra for an honest conversation about leadership, accountability, transformation, and sustainable business performance. With more than 30 years of experience leading cross-border teams and guiding organizational growth, Dr. Bhootra explains why strong results begin with clarity, consistency, and repeatable behaviors—not pressure alone.]]>
                </itunes:subtitle>
                                <itunes:title>
                    <![CDATA[Money Gurus (Aired 08-05-26) Lead Through Change: Building High Performance Without Breaking Your Team]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[<p>In this compelling episode of <strong>Money Gurus</strong>, host <strong>Harsh Jadhav</strong> sits down with global business leader and author <strong>Dr. Deepak Bhootra</strong> for an honest conversation about leadership, accountability, transformation, and sustainable business performance. With more than 30 years of experience leading cross-border teams and guiding organizational growth, Dr. Bhootra explains why strong results begin with clarity, consistency, and repeatable behaviors—not pressure alone.</p>]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/6754362e2c0834-61544207/2562416/c1e-4wqg1i8ok6ksj1qwgw-25o804j4u10-f1yd9k.mp4" length="692033687"
                        type="video/mp4">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[In this compelling episode of Money Gurus, host Harsh Jadhav sits down with global business leader and author Dr. Deepak Bhootra for an honest conversation about leadership, accountability, transformation, and sustainable business performance. With more than 30 years of experience leading cross-border teams and guiding organizational growth, Dr. Bhootra explains why strong results begin with clarity, consistency, and repeatable behaviors—not pressure alone.]]>
                </itunes:summary>
                                    <itunes:image href="https://episodes.castos.com/6754362e2c0834-61544207/images/2562416/c1a-oqn43-8dm80qjouw-djybnl.jpg"></itunes:image>
                                                                            <itunes:duration>00:50:29</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Juan D Guevara Torres]]>
                </itunes:author>
                            </item>
                    <item>
                <title>
                    <![CDATA[Money Gurus (Aired 07-28-26) From Sales to Scale: Smarter Systems for Profitable Growth]]>
                </title>
                <pubDate>Wed, 29 Jul 2026 15:26:09 +0000</pubDate>
                <dc:creator>Juan D Guevara Torres</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/71094/episode/2552656</guid>
                                    <link>https://money-gurus.castos.com/episodes/money-gurus-aired-07-28-26-from-sales-to-scale-smarter-systems-for-profitable-growth</link>
                                <description>
                                            <![CDATA[<p>In this strategic episode of <strong>Money Gurus</strong>, hosts <strong>Harsh Jadhav</strong> and <strong>Matt Jadhav</strong> break down the essential systems small business owners need to increase profitability, attract the right customers, and scale without losing control of their operations.</p>
<p>The conversation begins with sales and marketing, exploring how entrepreneurs can identify their ideal customer, qualify leads, evaluate customer acquisition costs, and balance paid advertising with organic growth.</p>
<h3>Chapters</h3>
<ul><li>(00:00:00) - The Money Guru</li><li>(00:00:55) - What to Do Right Out The Gate to Increase Sales?</li><li>(00:02:03) - Small Business Marketing: Niche vs. Wide Net</li><li>(00:02:48) - WSJDLive: Client Retention</li><li>(00:04:18) - Ways to Grow Your Business With Paid and Organic Adverts</li><li>(00:06:20) - How to Convince Entrepreneurs to Invest in Lead Generation</li><li>(00:07:18) - What's the difference between marketing in a startup and a scaling company</li><li>(00:08:23) - Should Businesses Expands Their Sales Force?</li><li>(00:09:30) - How to Build a More Profitable Business with AI</li><li>(00:10:12) - How to Grow with AI & Automation</li><li>(00:14:08) - The Need for an AI Risk Assessment</li><li>(00:19:47) - CPA Network: AI in the Tax Field</li><li>(00:21:48) - Grow Your Business With Marketing, AI and Operations</li><li>(00:22:40) - The importance of building a recurring revenue stream</li><li>(00:23:20) - How To Manage a Startup's Operations</li><li>(00:26:51) - Loyalty Programs for Medical Companies</li><li>(00:31:22) - Brand Management</li><li>(00:35:16) - How to help a business owner who is experiencing burnout</li><li>(00:40:59) - WSJD Live: Change Management</li><li>(00:46:07) - Will AI Take Over People's Jobs?</li><li>(00:48:35) - The Money Gurus Show</li></ul>]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In this strategic episode of Money Gurus, hosts Harsh Jadhav and Matt Jadhav break down the essential systems small business owners need to increase profitability, attract the right customers, and scale without losing control of their operations.
The conversation begins with sales and marketing, exploring how entrepreneurs can identify their ideal customer, qualify leads, evaluate customer acquisition costs, and balance paid advertising with organic growth.]]>
                </itunes:subtitle>
                                <itunes:title>
                    <![CDATA[Money Gurus (Aired 07-28-26) From Sales to Scale: Smarter Systems for Profitable Growth]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[<p>In this strategic episode of <strong>Money Gurus</strong>, hosts <strong>Harsh Jadhav</strong> and <strong>Matt Jadhav</strong> break down the essential systems small business owners need to increase profitability, attract the right customers, and scale without losing control of their operations.</p>
<p>The conversation begins with sales and marketing, exploring how entrepreneurs can identify their ideal customer, qualify leads, evaluate customer acquisition costs, and balance paid advertising with organic growth.</p>]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/6754362e2c0834-61544207/2552656/c1e-drn65fox8xxt28r61m-v60pd8dgi0-8vxcp7.mp4" length="766189477"
                        type="video/mp4">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[In this strategic episode of Money Gurus, hosts Harsh Jadhav and Matt Jadhav break down the essential systems small business owners need to increase profitability, attract the right customers, and scale without losing control of their operations.
The conversation begins with sales and marketing, exploring how entrepreneurs can identify their ideal customer, qualify leads, evaluate customer acquisition costs, and balance paid advertising with organic growth.]]>
                </itunes:summary>
                                    <itunes:image href="https://episodes.castos.com/6754362e2c0834-61544207/images/2552656/c1a-oqn43-jpkndwd5svo-mszcgi.jpg"></itunes:image>
                                                                            <itunes:duration>00:49:19</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Juan D Guevara Torres]]>
                </itunes:author>
                                    <podcast:chapters url="https://media-assets.castos.com/chapters/2552656/chapter-data.json"
                        type="application/json" />
                            </item>
                    <item>
                <title>
                    <![CDATA[Money Gurus (Aired 07-22-26) Master Your Credit and Secure Business Funding]]>
                </title>
                <pubDate>Wed, 22 Jul 2026 23:40:01 +0000</pubDate>
                <dc:creator>Juan D Guevara Torres</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/71094/episode/2542753</guid>
                                    <link>https://money-gurus.castos.com/episodes/money-gurus-aired-07-22-26-master-your-credit-and-secure-business-funding</link>
                                <description>
                                            <![CDATA[<p>In this insightful episode of <strong><em>Money Gurus</em></strong>, hosts<strong> Matt Jodhav</strong> and <strong>Harsh Jodhav</strong> sit down with <strong>Aldiva Ruvalcaba,</strong> founder and CEO of FICODIVA, for a practical conversation about credit education, business funding, financial readiness, and long-term financial protection.</p>
<p>Ali explains why credit is much more than a number. It is a complete financial profile that can influence loan approvals, interest rates, purchasing power, and an entrepreneur’s ability to access capital. She reveals what lenders evaluate beyond the credit score, including utilization, payment history, recent inquiries, financial distress indicators, and the predictability of repayment.</p>
<h3>Chapters</h3>
<ul><li>(00:00:00) - Welcome to Money Gurus</li><li>(00:00:40) - Ali Rubelkava on The Credit Fix</li><li>(00:01:19) - Ali on How Money Affects His Life</li><li>(00:02:53) - Ali's Journey into Credit Repair</li><li>(00:07:10) - Want your credit score up?</li><li>(00:08:01) - Personal Credit</li><li>(00:11:12) - What Are the Secret Deal Killers Inside Your Credit File?</li><li>(00:13:11) - How to Boost Your Credit Score with a Credit Card</li><li>(00:14:33) - Partner Money: Revenues vs. Installment Debt</li><li>(00:18:12) - How to Review Your Credit Report</li><li>(00:20:35) - FICO Diva: What's Keeping High Potential Entrepreneurs Locked</li><li>(00:22:45) - The Money Gurus: Credit Health and Capital Strategy</li><li>(00:23:18) - Business Credit Readiness and Funding</li><li>(00:29:29) - What's The Difference Between a Line of Credit and a Loan?</li><li>(00:32:11) - When Should a Founder Apply for a Loan?</li><li>(00:34:54) - Scams, synthetic IDs on credit</li><li>(00:41:16) - How to Manage Your Credit</li><li>(00:43:32) - Are We Advancing With AI?</li><li>(00:45:40) - Three Steps to Boost Your Business Credit</li><li>(00:47:05) - Ali On Money Gurus</li><li>(00:48:15) - Money Gurus</li></ul>]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In this insightful episode of Money Gurus, hosts Matt Jodhav and Harsh Jodhav sit down with Aldiva Ruvalcaba, founder and CEO of FICODIVA, for a practical conversation about credit education, business funding, financial readiness, and long-term financial protection.
Ali explains why credit is much more than a number. It is a complete financial profile that can influence loan approvals, interest rates, purchasing power, and an entrepreneur’s ability to access capital. She reveals what lenders evaluate beyond the credit score, including utilization, payment history, recent inquiries, financial distress indicators, and the predictability of repayment.]]>
                </itunes:subtitle>
                                <itunes:title>
                    <![CDATA[Money Gurus (Aired 07-22-26) Master Your Credit and Secure Business Funding]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[<p>In this insightful episode of <strong><em>Money Gurus</em></strong>, hosts<strong> Matt Jodhav</strong> and <strong>Harsh Jodhav</strong> sit down with <strong>Aldiva Ruvalcaba,</strong> founder and CEO of FICODIVA, for a practical conversation about credit education, business funding, financial readiness, and long-term financial protection.</p>
<p>Ali explains why credit is much more than a number. It is a complete financial profile that can influence loan approvals, interest rates, purchasing power, and an entrepreneur’s ability to access capital. She reveals what lenders evaluate beyond the credit score, including utilization, payment history, recent inquiries, financial distress indicators, and the predictability of repayment.</p>]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/6754362e2c0834-61544207/2542753/c1e-1wz0din6x89f41zgrx-6z0oxvrza8xj-bpt9sh.mp4" length="1232901437"
                        type="video/mp4">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[In this insightful episode of Money Gurus, hosts Matt Jodhav and Harsh Jodhav sit down with Aldiva Ruvalcaba, founder and CEO of FICODIVA, for a practical conversation about credit education, business funding, financial readiness, and long-term financial protection.
Ali explains why credit is much more than a number. It is a complete financial profile that can influence loan approvals, interest rates, purchasing power, and an entrepreneur’s ability to access capital. She reveals what lenders evaluate beyond the credit score, including utilization, payment history, recent inquiries, financial distress indicators, and the predictability of repayment.]]>
                </itunes:summary>
                                    <itunes:image href="https://episodes.castos.com/6754362e2c0834-61544207/images/2542753/c1a-oqn43-jpkdvp48t414-ap1w6k.jpg"></itunes:image>
                                                                            <itunes:duration>00:48:33</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Juan D Guevara Torres]]>
                </itunes:author>
                                    <podcast:chapters url="https://media-assets.castos.com/chapters/2542753/chapter-data.json"
                        type="application/json" />
                            </item>
            </channel>
</rss>
