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        <title>Digital Finance Analytics (DFA) Blog</title>
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        <link>https://www.digitalfinanceanalytics.com/</link>
        <description>We discuss the latest finance and digital business news, with a distinctively Australian flavour</description>
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        <copyright>© 2026 Digital Finance Analytics (DFA) Blog</copyright>
        
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                <title>Digital Finance Analytics (DFA) Blog</title>
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                <itunes:subtitle>We discuss the latest finance and digital business news, with a distinctively Australian flavour</itunes:subtitle>
        <itunes:author>Martin North</itunes:author>
        <itunes:type>episodic</itunes:type>
        <itunes:summary>We discuss the latest finance and digital business news, with a distinctively Australian flavour</itunes:summary>
        <itunes:owner>
            <itunes:name>Digital Finance Analytics (DFA)</itunes:name>
            <itunes:email>mnorth@digitalfinanceanalytics.com</itunes:email>
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                                                <itunes:category text="Technology" />
                    
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                                    <item>
                <title>
                    <![CDATA[Australia’s Potholed Recession Path?]]>
                </title>
                <pubDate>Wed, 14 Oct 2026 18:25:52 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2658045</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/australias-potholed-recession-path</link>
                                <description>
                                            <![CDATA[This week the IMF published their latest World Economic Outlook report, titled Resilience Under Strain, Urgent Choices. They say that in less than seven years, the global economy has been subjected to an exceptional sequence of events. Yet, despite this barrage of shocks, the global economy has held up better than expected, thanks to first, the rerouting of energy supplies; increased energy production in other countries; inventory drawdowns and substitution to other sources of energy and second, the investment boom triggered by artificial intelligence which has provided impetus to global activity and supported international trade. Investment has continued to rise in […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[This week the IMF published their latest World Economic Outlook report, titled Resilience Under Strain, Urgent Choices. They say that in less than seven years, the global economy has been subjected to an exceptional sequence of events. Yet, despite this barrage of shocks, the global economy has held up better than expected, thanks to first, the rerouting of energy supplies; increased energy production in other countries; inventory drawdowns and substitution to other sources of energy and second, the investment boom triggered by artificial intelligence which has provided impetus to global activity and supported international trade. Investment has continued to rise in […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[Australia’s Potholed Recession Path?]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[This week the IMF published their latest World Economic Outlook report, titled Resilience Under Strain, Urgent Choices. They say that in less than seven years, the global economy has been subjected to an exceptional sequence of events. Yet, despite this barrage of shocks, the global economy has held up better than expected, thanks to first, the rerouting of energy supplies; increased energy production in other countries; inventory drawdowns and substitution to other sources of energy and second, the investment boom triggered by artificial intelligence which has provided impetus to global activity and supported international trade. Investment has continued to rise in […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2658045/c1e-5kj7bor169an648m-pkkjvpgoiodz-sdxr8f.mp3" length="21768690"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[This week the IMF published their latest World Economic Outlook report, titled Resilience Under Strain, Urgent Choices. They say that in less than seven years, the global economy has been subjected to an exceptional sequence of events. Yet, despite this barrage of shocks, the global economy has held up better than expected, thanks to first, the rerouting of energy supplies; increased energy production in other countries; inventory drawdowns and substitution to other sources of energy and second, the investment boom triggered by artificial intelligence which has provided impetus to global activity and supported international trade. Investment has continued to rise in […]]]>
                </itunes:summary>
                                                                            <itunes:duration>00:15:01</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[DFA Live Q&A HD Replay: Where Are Households In The Most Financial Pain?]]>
                </title>
                <pubDate>Tue, 13 Oct 2026 17:37:58 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2656601</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/dfa-live-qampa-hd-replay-where-are-households-in-the-most-financial-pain</link>
                                <description>
                                            <![CDATA[In this edit of my live show we dived into the latest from our surveys and models, to spot where financial pressure on households is building. We looked at nominated post codes to examine the dynamics on the ground. 0:00 Introduction3:28 Economic environment7:19 Household financial pressure10:18 Market outlook12:21 Scenario modeling19:43 Stress metrics22:24 Aggregate stress data25:53 Postcode specific analysis33:58 Q&amp;A and postcode deep dives http://www.martinnorth.com/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In this edit of my live show we dived into the latest from our surveys and models, to spot where financial pressure on households is building. We looked at nominated post codes to examine the dynamics on the ground. 0:00 Introduction3:28 Economic environment7:19 Household financial pressure10:18 Market outlook12:21 Scenario modeling19:43 Stress metrics22:24 Aggregate stress data25:53 Postcode specific analysis33:58 Q&A and postcode deep dives http://www.martinnorth.com/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[DFA Live Q&A HD Replay: Where Are Households In The Most Financial Pain?]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[In this edit of my live show we dived into the latest from our surveys and models, to spot where financial pressure on households is building. We looked at nominated post codes to examine the dynamics on the ground. 0:00 Introduction3:28 Economic environment7:19 Household financial pressure10:18 Market outlook12:21 Scenario modeling19:43 Stress metrics22:24 Aggregate stress data25:53 Postcode specific analysis33:58 Q&amp;A and postcode deep dives http://www.martinnorth.com/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2656601/c1e-41j5ck9g0ob968oq-rkk0woz3b27z-rsv1od.mp3" length="148441719"
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                    </enclosure>
                                <itunes:summary>
                    <![CDATA[In this edit of my live show we dived into the latest from our surveys and models, to spot where financial pressure on households is building. We looked at nominated post codes to examine the dynamics on the ground. 0:00 Introduction3:28 Economic environment7:19 Household financial pressure10:18 Market outlook12:21 Scenario modeling19:43 Stress metrics22:24 Aggregate stress data25:53 Postcode specific analysis33:58 Q&A and postcode deep dives http://www.martinnorth.com/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via […]]]>
                </itunes:summary>
                                                                            <itunes:duration>01:43:05</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[It's Edwin's Monday Evening Property Rant!]]>
                </title>
                <pubDate>Mon, 12 Oct 2026 12:31:04 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2654329</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/its-edwins-monday-evening-property-rant-154</link>
                                <description>
                                            <![CDATA[This week our property insider Edwin Almeida goes to town on the drivers of the current property market declines. Given the broad falls we are seeing, are real estate agents part of the problem? 0:00 State of the market3:28 Migration and education8:48 Mortgage stress and rates11:51 First home buyers and housing17:13 Economic and inflationary impact21:52 The role of real estate agents30:13 Rental market challenges35:54 Regional risks and business40:18 Stamp duty and state revenue47:18 Government policy and land52:37 Public housing and safety58:13 Defects and final thoughts We also look at the latest numbers on lists, which continue to rise, and celebrate (sort […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[This week our property insider Edwin Almeida goes to town on the drivers of the current property market declines. Given the broad falls we are seeing, are real estate agents part of the problem? 0:00 State of the market3:28 Migration and education8:48 Mortgage stress and rates11:51 First home buyers and housing17:13 Economic and inflationary impact21:52 The role of real estate agents30:13 Rental market challenges35:54 Regional risks and business40:18 Stamp duty and state revenue47:18 Government policy and land52:37 Public housing and safety58:13 Defects and final thoughts We also look at the latest numbers on lists, which continue to rise, and celebrate (sort […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[It's Edwin's Monday Evening Property Rant!]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[This week our property insider Edwin Almeida goes to town on the drivers of the current property market declines. Given the broad falls we are seeing, are real estate agents part of the problem? 0:00 State of the market3:28 Migration and education8:48 Mortgage stress and rates11:51 First home buyers and housing17:13 Economic and inflationary impact21:52 The role of real estate agents30:13 Rental market challenges35:54 Regional risks and business40:18 Stamp duty and state revenue47:18 Government policy and land52:37 Public housing and safety58:13 Defects and final thoughts We also look at the latest numbers on lists, which continue to rise, and celebrate (sort […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2654329/c1e-5kj7borrmncn613g-pkk963xvc564-luplmj.mp3" length="114734181"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[This week our property insider Edwin Almeida goes to town on the drivers of the current property market declines. Given the broad falls we are seeing, are real estate agents part of the problem? 0:00 State of the market3:28 Migration and education8:48 Mortgage stress and rates11:51 First home buyers and housing17:13 Economic and inflationary impact21:52 The role of real estate agents30:13 Rental market challenges35:54 Regional risks and business40:18 Stamp duty and state revenue47:18 Government policy and land52:37 Public housing and safety58:13 Defects and final thoughts We also look at the latest numbers on lists, which continue to rise, and celebrate (sort […]]]>
                </itunes:summary>
                                                                            <itunes:duration>01:19:35</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[Property: “‘Tis But A Flesh Wound”: Honest!]]>
                </title>
                <pubDate>Sun, 11 Oct 2026 18:48:14 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2653519</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/property-tis-but-a-flesh-wound-honest</link>
                                <description>
                                            <![CDATA[As we continue to track the Australian Property market the Monty Python scene in which the knight keeps loosing limbs but claims it is only a flesh wound. Indeed, those pesky property spruikers are still out their claiming it’s a great buying time. The property knight may have no limbs left but it’s fine. Hopefully though they are only fooling themselves, not others. In today’s post we will look at the latest price changes and the weekend auction clearance rates, but frankly, we are in a perfect storm of interest rate hikes, high inflation, flat incomes, reduced borrowing power, plus war […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[As we continue to track the Australian Property market the Monty Python scene in which the knight keeps loosing limbs but claims it is only a flesh wound. Indeed, those pesky property spruikers are still out their claiming it’s a great buying time. The property knight may have no limbs left but it’s fine. Hopefully though they are only fooling themselves, not others. In today’s post we will look at the latest price changes and the weekend auction clearance rates, but frankly, we are in a perfect storm of interest rate hikes, high inflation, flat incomes, reduced borrowing power, plus war […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[Property: “‘Tis But A Flesh Wound”: Honest!]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[As we continue to track the Australian Property market the Monty Python scene in which the knight keeps loosing limbs but claims it is only a flesh wound. Indeed, those pesky property spruikers are still out their claiming it’s a great buying time. The property knight may have no limbs left but it’s fine. Hopefully though they are only fooling themselves, not others. In today’s post we will look at the latest price changes and the weekend auction clearance rates, but frankly, we are in a perfect storm of interest rate hikes, high inflation, flat incomes, reduced borrowing power, plus war […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2653519/c1e-rd6rio8g6ohnzoqp-rkk0141gswrw-upc0ac.mp3" length="23337265"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[As we continue to track the Australian Property market the Monty Python scene in which the knight keeps loosing limbs but claims it is only a flesh wound. Indeed, those pesky property spruikers are still out their claiming it’s a great buying time. The property knight may have no limbs left but it’s fine. Hopefully though they are only fooling themselves, not others. In today’s post we will look at the latest price changes and the weekend auction clearance rates, but frankly, we are in a perfect storm of interest rate hikes, high inflation, flat incomes, reduced borrowing power, plus war […]]]>
                </itunes:summary>
                                                                            <itunes:duration>00:16:07</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[NOW Is The Time To Act To Save Our Post Offices!]]>
                </title>
                <pubDate>Sat, 10 Oct 2026 18:11:52 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2652497</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/now-is-the-time-to-act-to-save-our-post-offices</link>
                                <description>
                                            <![CDATA[The current Senate inquiry into Australian Post branch representation and strategy needs to hear from regional communities across the nation, who have been or who may be impacted by the prospective closure or repurposing of outlets to parcel points only. We need your help to lobby Senators to ensure they reach our to our communities to get the real story. Robbie Barwick from the Australian Citizens Party and I discuss. Please contact the committee members and email the committee, details below, to ask them to run hearings across the country. Just sitting in Canberra is not sufficient! Here’s the link to […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[The current Senate inquiry into Australian Post branch representation and strategy needs to hear from regional communities across the nation, who have been or who may be impacted by the prospective closure or repurposing of outlets to parcel points only. We need your help to lobby Senators to ensure they reach our to our communities to get the real story. Robbie Barwick from the Australian Citizens Party and I discuss. Please contact the committee members and email the committee, details below, to ask them to run hearings across the country. Just sitting in Canberra is not sufficient! Here’s the link to […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[NOW Is The Time To Act To Save Our Post Offices!]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[The current Senate inquiry into Australian Post branch representation and strategy needs to hear from regional communities across the nation, who have been or who may be impacted by the prospective closure or repurposing of outlets to parcel points only. We need your help to lobby Senators to ensure they reach our to our communities to get the real story. Robbie Barwick from the Australian Citizens Party and I discuss. Please contact the committee members and email the committee, details below, to ask them to run hearings across the country. Just sitting in Canberra is not sufficient! Here’s the link to […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2652497/c1e-d5pgio0gwzt06kn7-mkk0jv6vimn-inzom9.mp3" length="34906676"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[The current Senate inquiry into Australian Post branch representation and strategy needs to hear from regional communities across the nation, who have been or who may be impacted by the prospective closure or repurposing of outlets to parcel points only. We need your help to lobby Senators to ensure they reach our to our communities to get the real story. Robbie Barwick from the Australian Citizens Party and I discuss. Please contact the committee members and email the committee, details below, to ask them to run hearings across the country. Just sitting in Canberra is not sufficient! Here’s the link to […]]]>
                </itunes:summary>
                                                                            <itunes:duration>00:24:10</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[The Markets’ Three Cup Pea Trick… Spot The Problem!]]>
                </title>
                <pubDate>Sat, 10 Oct 2026 18:08:18 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2652492</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/the-markets-three-cup-pea-trick-spot-the-problem</link>
                                <description>
                                            <![CDATA[This is our weekly market update, where we start in the US cross to Europe and Asia and end in Australia, covering commodities and crypto along the way. When I start my day, the first three things I check are the market price of diesel, the yield on the 10-year US Treasury and the status of the big AI stocks, because these in a nutshell are determining the trajectory of markets around the world. 0:00 Market overview and energy2:21 Stock market performance4:48 The AI bubble analysis7:31 AI sector and capital risks9:55 Economic indicators and debt11:51 European markets update15:01 Asian markets update17:52 […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[This is our weekly market update, where we start in the US cross to Europe and Asia and end in Australia, covering commodities and crypto along the way. When I start my day, the first three things I check are the market price of diesel, the yield on the 10-year US Treasury and the status of the big AI stocks, because these in a nutshell are determining the trajectory of markets around the world. 0:00 Market overview and energy2:21 Stock market performance4:48 The AI bubble analysis7:31 AI sector and capital risks9:55 Economic indicators and debt11:51 European markets update15:01 Asian markets update17:52 […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[The Markets’ Three Cup Pea Trick… Spot The Problem!]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[This is our weekly market update, where we start in the US cross to Europe and Asia and end in Australia, covering commodities and crypto along the way. When I start my day, the first three things I check are the market price of diesel, the yield on the 10-year US Treasury and the status of the big AI stocks, because these in a nutshell are determining the trajectory of markets around the world. 0:00 Market overview and energy2:21 Stock market performance4:48 The AI bubble analysis7:31 AI sector and capital risks9:55 Economic indicators and debt11:51 European markets update15:01 Asian markets update17:52 […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2652492/c1e-vzogt5wo6quddvkg-nddwz2rws6pp-ocbsog.mp3" length="35730572"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[This is our weekly market update, where we start in the US cross to Europe and Asia and end in Australia, covering commodities and crypto along the way. When I start my day, the first three things I check are the market price of diesel, the yield on the 10-year US Treasury and the status of the big AI stocks, because these in a nutshell are determining the trajectory of markets around the world. 0:00 Market overview and energy2:21 Stock market performance4:48 The AI bubble analysis7:31 AI sector and capital risks9:55 Economic indicators and debt11:51 European markets update15:01 Asian markets update17:52 […]]]>
                </itunes:summary>
                                                                            <itunes:duration>00:24:37</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[Mortgage Defaults Are Starting To Happen As Predicted..]]>
                </title>
                <pubDate>Fri, 09 Oct 2026 13:57:07 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2650976</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/mortgage-defaults-are-starting-to-happen-as-predicted</link>
                                <description>
                                            <![CDATA[Over recent years I have been tracking the status of households and their levels of mortgage stress, and regular followers will know I have been highlighting in particular the pressures on the suburban fringe areas of our major cities, especially the outer-suburban post codes across Sydney and Melbourne where many are feeling the brunt of four interest rate increases in the past nine months, and where loan arrears are running at more than three times the national average. In fact on Tuesday at 8pm Sydney in our latest live show, I will be examining our latest data to the end of […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[Over recent years I have been tracking the status of households and their levels of mortgage stress, and regular followers will know I have been highlighting in particular the pressures on the suburban fringe areas of our major cities, especially the outer-suburban post codes across Sydney and Melbourne where many are feeling the brunt of four interest rate increases in the past nine months, and where loan arrears are running at more than three times the national average. In fact on Tuesday at 8pm Sydney in our latest live show, I will be examining our latest data to the end of […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[Mortgage Defaults Are Starting To Happen As Predicted..]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[Over recent years I have been tracking the status of households and their levels of mortgage stress, and regular followers will know I have been highlighting in particular the pressures on the suburban fringe areas of our major cities, especially the outer-suburban post codes across Sydney and Melbourne where many are feeling the brunt of four interest rate increases in the past nine months, and where loan arrears are running at more than three times the national average. In fact on Tuesday at 8pm Sydney in our latest live show, I will be examining our latest data to the end of […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2650976/c1e-41j5c8pwjks9rm43-dmdkqmzvtr6r-3o7eiw.mp3" length="31143127"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[Over recent years I have been tracking the status of households and their levels of mortgage stress, and regular followers will know I have been highlighting in particular the pressures on the suburban fringe areas of our major cities, especially the outer-suburban post codes across Sydney and Melbourne where many are feeling the brunt of four interest rate increases in the past nine months, and where loan arrears are running at more than three times the national average. In fact on Tuesday at 8pm Sydney in our latest live show, I will be examining our latest data to the end of […]]]>
                </itunes:summary>
                                                                            <itunes:duration>00:21:32</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[Renters Are On The Rack With No Place To Go...]]>
                </title>
                <pubDate>Thu, 08 Oct 2026 14:49:26 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2649359</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/renters-are-on-the-rack-with-no-place-to-go</link>
                                <description>
                                            <![CDATA[Of the 10 million or so households in Australia, more than 3.1 million are renting, compared with 4.1 million with a mortgaged property and 3 million households owning their property outright, according to my latest surveys. Over time we are monitoring a consistent fall in the proportion of households owning outright, a rise in the proportion with a mortgaged property, but the strongest rise is in the rental sector. More Australians, both in number and percentage are living in the rental sector. So what is happening in this sector of the market is critically important, even though much of the MSM […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[Of the 10 million or so households in Australia, more than 3.1 million are renting, compared with 4.1 million with a mortgaged property and 3 million households owning their property outright, according to my latest surveys. Over time we are monitoring a consistent fall in the proportion of households owning outright, a rise in the proportion with a mortgaged property, but the strongest rise is in the rental sector. More Australians, both in number and percentage are living in the rental sector. So what is happening in this sector of the market is critically important, even though much of the MSM […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[Renters Are On The Rack With No Place To Go...]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[Of the 10 million or so households in Australia, more than 3.1 million are renting, compared with 4.1 million with a mortgaged property and 3 million households owning their property outright, according to my latest surveys. Over time we are monitoring a consistent fall in the proportion of households owning outright, a rise in the proportion with a mortgaged property, but the strongest rise is in the rental sector. More Australians, both in number and percentage are living in the rental sector. So what is happening in this sector of the market is critically important, even though much of the MSM […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2649359/c1e-1dj8inr6qrs1o88d-343zj3q6cq7m-mscqph.mp3" length="22588291"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[Of the 10 million or so households in Australia, more than 3.1 million are renting, compared with 4.1 million with a mortgaged property and 3 million households owning their property outright, according to my latest surveys. Over time we are monitoring a consistent fall in the proportion of households owning outright, a rise in the proportion with a mortgaged property, but the strongest rise is in the rental sector. More Australians, both in number and percentage are living in the rental sector. So what is happening in this sector of the market is critically important, even though much of the MSM […]]]>
                </itunes:summary>
                                                                            <itunes:duration>00:15:36</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[The Property “Round The Barbeque” Chat Has Radically Changed!]]>
                </title>
                <pubDate>Wed, 07 Oct 2026 13:35:19 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2647835</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/the-property-round-the-barbeque-chat-has-radically-changed</link>
                                <description>
                                            <![CDATA[For years, the chat around barbeques across Australia was about the rabid rise in house prices, the multiple holding of investment properties, and the undying faith that property only ever goes up, and values doubles say every seven years. As someone who has lived though five significant property market corrections, including one where I lost more than 20% between buying and selling the property, when forced to move to relocate, I always felt uncomfortable with Aussies faith in bricks and mortar, even if supported by generous government tax support and interventions. But suddenly the tenor of the conversation is changing. Cotality’s […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[For years, the chat around barbeques across Australia was about the rabid rise in house prices, the multiple holding of investment properties, and the undying faith that property only ever goes up, and values doubles say every seven years. As someone who has lived though five significant property market corrections, including one where I lost more than 20% between buying and selling the property, when forced to move to relocate, I always felt uncomfortable with Aussies faith in bricks and mortar, even if supported by generous government tax support and interventions. But suddenly the tenor of the conversation is changing. Cotality’s […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[The Property “Round The Barbeque” Chat Has Radically Changed!]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[For years, the chat around barbeques across Australia was about the rabid rise in house prices, the multiple holding of investment properties, and the undying faith that property only ever goes up, and values doubles say every seven years. As someone who has lived though five significant property market corrections, including one where I lost more than 20% between buying and selling the property, when forced to move to relocate, I always felt uncomfortable with Aussies faith in bricks and mortar, even if supported by generous government tax support and interventions. But suddenly the tenor of the conversation is changing. Cotality’s […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2647835/c1e-3gjpiw9pzqb652gn-gpd4d8xwt71g-kjm9yg.mp3" length="15561777"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[For years, the chat around barbeques across Australia was about the rabid rise in house prices, the multiple holding of investment properties, and the undying faith that property only ever goes up, and values doubles say every seven years. As someone who has lived though five significant property market corrections, including one where I lost more than 20% between buying and selling the property, when forced to move to relocate, I always felt uncomfortable with Aussies faith in bricks and mortar, even if supported by generous government tax support and interventions. But suddenly the tenor of the conversation is changing. Cotality’s […]]]>
                </itunes:summary>
                                                                            <itunes:duration>00:10:43</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[DFA Live Q&A Replay: Investing Now, As Rates Rise Further: With Damien Klassen]]>
                </title>
                <pubDate>Tue, 06 Oct 2026 17:49:23 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2646648</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/dfa-live-qampa-replay-investing-now-as-rates-rise-further-with-damien-klassen</link>
                                <description>
                                            <![CDATA[In this live show edit we dive into the thorny questions of investing in a higher for longer rate environment with Head of Investments Damien Klassen of Walk The World Funds and Nucleus Wealth. How does the changing environment impact asset allocation and risk management, and how will the AI boom, higher inflation and energy costs and potentially more Central Bank intervention play in to investment decisions? Go to the Walk The World Universe at https://walktheworld.com.au/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In this live show edit we dive into the thorny questions of investing in a higher for longer rate environment with Head of Investments Damien Klassen of Walk The World Funds and Nucleus Wealth. How does the changing environment impact asset allocation and risk management, and how will the AI boom, higher inflation and energy costs and potentially more Central Bank intervention play in to investment decisions? Go to the Walk The World Universe at https://walktheworld.com.au/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[DFA Live Q&A Replay: Investing Now, As Rates Rise Further: With Damien Klassen]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[In this live show edit we dive into the thorny questions of investing in a higher for longer rate environment with Head of Investments Damien Klassen of Walk The World Funds and Nucleus Wealth. How does the changing environment impact asset allocation and risk management, and how will the AI boom, higher inflation and energy costs and potentially more Central Bank intervention play in to investment decisions? Go to the Walk The World Universe at https://walktheworld.com.au/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2646648/c1e-n46xizkormuopro1-5zr5xjq3fnqn-fqo8xo.mp3" length="128234550"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[In this live show edit we dive into the thorny questions of investing in a higher for longer rate environment with Head of Investments Damien Klassen of Walk The World Funds and Nucleus Wealth. How does the changing environment impact asset allocation and risk management, and how will the AI boom, higher inflation and energy costs and potentially more Central Bank intervention play in to investment decisions? Go to the Walk The World Universe at https://walktheworld.com.au/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts]]>
                </itunes:summary>
                                                                            <itunes:duration>01:29:03</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[It's Edwin's Monday Evening Property Rant!]]>
                </title>
                <pubDate>Mon, 05 Oct 2026 17:48:40 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2644876</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/its-edwins-monday-evening-property-rant-153</link>
                                <description>
                                            <![CDATA[It may be a holiday, for some, but Edwin is back for another dive into the property market, as we address the inflation elephant in the room, the property supply problems, and the broader political environment. Edwin considers the impact of the changes to payment surcharges, and we discuss how politicians are trashing around like a drowning swimmer. Perhaps there is another way? If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you. Buying property, is both […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[It may be a holiday, for some, but Edwin is back for another dive into the property market, as we address the inflation elephant in the room, the property supply problems, and the broader political environment. Edwin considers the impact of the changes to payment surcharges, and we discuss how politicians are trashing around like a drowning swimmer. Perhaps there is another way? If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you. Buying property, is both […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[It's Edwin's Monday Evening Property Rant!]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[It may be a holiday, for some, but Edwin is back for another dive into the property market, as we address the inflation elephant in the room, the property supply problems, and the broader political environment. Edwin considers the impact of the changes to payment surcharges, and we discuss how politicians are trashing around like a drowning swimmer. Perhaps there is another way? If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you. Buying property, is both […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2644876/c1e-m16dc4r4ozbo2d4m-8dm7kdo9u8rd-gzv2iu.mp3" length="95625837"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[It may be a holiday, for some, but Edwin is back for another dive into the property market, as we address the inflation elephant in the room, the property supply problems, and the broader political environment. Edwin considers the impact of the changes to payment surcharges, and we discuss how politicians are trashing around like a drowning swimmer. Perhaps there is another way? If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along side you. Buying property, is both […]]]>
                </itunes:summary>
                                                                            <itunes:duration>01:06:19</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[Deep Gloom Spreads Across Property; Despite The Spring Time Changes…]]>
                </title>
                <pubDate>Sun, 04 Oct 2026 17:31:55 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2643515</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/deep-gloom-spreads-across-property-despite-the-spring-time-changes</link>
                                <description>
                                            <![CDATA[This past week has really created a tipping point for Australian property, as I discussed in my recent show, with more rates rises potentially incoming, with the possibility of a second next year, which would take variable mortgage rates to nearly 7% and fixed rate mortgages are already driving higher thanks to the bond markets, and ongoing financial pressures on households as potential borrowing power ratchets down, including the APRA 3% rate buffers. Dwelling values across the five major capital cities have fallen by 6.6% since their peak in early April and are only 2 percentage points away from recording the […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[This past week has really created a tipping point for Australian property, as I discussed in my recent show, with more rates rises potentially incoming, with the possibility of a second next year, which would take variable mortgage rates to nearly 7% and fixed rate mortgages are already driving higher thanks to the bond markets, and ongoing financial pressures on households as potential borrowing power ratchets down, including the APRA 3% rate buffers. Dwelling values across the five major capital cities have fallen by 6.6% since their peak in early April and are only 2 percentage points away from recording the […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[Deep Gloom Spreads Across Property; Despite The Spring Time Changes…]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[This past week has really created a tipping point for Australian property, as I discussed in my recent show, with more rates rises potentially incoming, with the possibility of a second next year, which would take variable mortgage rates to nearly 7% and fixed rate mortgages are already driving higher thanks to the bond markets, and ongoing financial pressures on households as potential borrowing power ratchets down, including the APRA 3% rate buffers. Dwelling values across the five major capital cities have fallen by 6.6% since their peak in early April and are only 2 percentage points away from recording the […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2643515/c1e-1dj8inrjdoc1ov1v-rkom6d5zcrz3-ekkcnp.mp3" length="14168693"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[This past week has really created a tipping point for Australian property, as I discussed in my recent show, with more rates rises potentially incoming, with the possibility of a second next year, which would take variable mortgage rates to nearly 7% and fixed rate mortgages are already driving higher thanks to the bond markets, and ongoing financial pressures on households as potential borrowing power ratchets down, including the APRA 3% rate buffers. Dwelling values across the five major capital cities have fallen by 6.6% since their peak in early April and are only 2 percentage points away from recording the […]]]>
                </itunes:summary>
                                                                            <itunes:duration>00:09:45</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[Markets In A Dither Over Higher Bond Yields, The AI Trade And Energy-Driven Inflation Worries Again!]]>
                </title>
                <pubDate>Sat, 03 Oct 2026 13:36:32 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2642398</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/markets-in-a-dither-over-higher-bond-yields-the-ai-trade-and-energy-driven-inflation-worries-again</link>
                                <description>
                                            <![CDATA[This is our weekly market update, where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the way. More turbulence this week, as traders wrestled with the continued run up in Bond yields. The benchmark US 10-year rose another 1.85% across the week to 5.276%, while the 30-year was up to 5.63%. The UK 30-year touched 6%, a long term high before easing back, the Japan 10-year stood at 3.088% and the Aussie 10-year was at 5.328% having pulled back a little after the RBA press conference. Several analysts are now […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[This is our weekly market update, where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the way. More turbulence this week, as traders wrestled with the continued run up in Bond yields. The benchmark US 10-year rose another 1.85% across the week to 5.276%, while the 30-year was up to 5.63%. The UK 30-year touched 6%, a long term high before easing back, the Japan 10-year stood at 3.088% and the Aussie 10-year was at 5.328% having pulled back a little after the RBA press conference. Several analysts are now […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[Markets In A Dither Over Higher Bond Yields, The AI Trade And Energy-Driven Inflation Worries Again!]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[This is our weekly market update, where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the way. More turbulence this week, as traders wrestled with the continued run up in Bond yields. The benchmark US 10-year rose another 1.85% across the week to 5.276%, while the 30-year was up to 5.63%. The UK 30-year touched 6%, a long term high before easing back, the Japan 10-year stood at 3.088% and the Aussie 10-year was at 5.328% having pulled back a little after the RBA press conference. Several analysts are now […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2642398/c1e-wm31tvnzx5u8xr7g-0v4m0znjb86m-9fscov.mp3" length="36170045"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[This is our weekly market update, where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the way. More turbulence this week, as traders wrestled with the continued run up in Bond yields. The benchmark US 10-year rose another 1.85% across the week to 5.276%, while the 30-year was up to 5.63%. The UK 30-year touched 6%, a long term high before easing back, the Japan 10-year stood at 3.088% and the Aussie 10-year was at 5.328% having pulled back a little after the RBA press conference. Several analysts are now […]]]>
                </itunes:summary>
                                                                            <itunes:duration>00:24:56</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[The Truth And Fictions Surrounding The Australian Property Story...]]>
                </title>
                <pubDate>Fri, 02 Oct 2026 19:28:52 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2641653</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/the-truth-and-fictions-surrounding-the-australian-property-story</link>
                                <description>
                                            <![CDATA[In this show we look at the latest on property price movements, lending and financial stability following the RBA rate decision this week. We set this into a broader discussion surrounding the underlying dynamics of property with some extracts and commentary from a recent discussion I had on another channel. It is more complex, and there many many half-truths out there… http://www.martinnorth.com/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In this show we look at the latest on property price movements, lending and financial stability following the RBA rate decision this week. We set this into a broader discussion surrounding the underlying dynamics of property with some extracts and commentary from a recent discussion I had on another channel. It is more complex, and there many many half-truths out there… http://www.martinnorth.com/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[The Truth And Fictions Surrounding The Australian Property Story...]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[In this show we look at the latest on property price movements, lending and financial stability following the RBA rate decision this week. We set this into a broader discussion surrounding the underlying dynamics of property with some extracts and commentary from a recent discussion I had on another channel. It is more complex, and there many many half-truths out there… http://www.martinnorth.com/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2641653/c1e-vzogt5wn8oi37714-wwnvxm3viq9j-oa5sfm.mp3" length="85745459"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[In this show we look at the latest on property price movements, lending and financial stability following the RBA rate decision this week. We set this into a broader discussion surrounding the underlying dynamics of property with some extracts and commentary from a recent discussion I had on another channel. It is more complex, and there many many half-truths out there… http://www.martinnorth.com/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics […]]]>
                </itunes:summary>
                                                                            <itunes:duration>00:59:24</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[Tiimmbberr! With Tarric Brooker...]]>
                </title>
                <pubDate>Thu, 01 Oct 2026 17:42:35 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2639896</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/tiimmbberr-with-tarric-brooker</link>
                                <description>
                                            <![CDATA[A deep dive into all things economic, with journalist Tarric Brooker. We blow the lid off the latest property market corrections, discuss the RBA rate hike and the political and social fallout, and probe the latest stats on the state of energy supply, and especially diesel into Australia. Along the way, with the help of Tarric’s slides we ask some pretty deep questions about life, the universe and everything…. His slides are here: https://x.com/AvidCommentator/status/2105553828779327819 http://www.martinnorth.com/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[A deep dive into all things economic, with journalist Tarric Brooker. We blow the lid off the latest property market corrections, discuss the RBA rate hike and the political and social fallout, and probe the latest stats on the state of energy supply, and especially diesel into Australia. Along the way, with the help of Tarric’s slides we ask some pretty deep questions about life, the universe and everything…. His slides are here: https://x.com/AvidCommentator/status/2105553828779327819 http://www.martinnorth.com/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[Tiimmbberr! With Tarric Brooker...]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[A deep dive into all things economic, with journalist Tarric Brooker. We blow the lid off the latest property market corrections, discuss the RBA rate hike and the political and social fallout, and probe the latest stats on the state of energy supply, and especially diesel into Australia. Along the way, with the help of Tarric’s slides we ask some pretty deep questions about life, the universe and everything…. His slides are here: https://x.com/AvidCommentator/status/2105553828779327819 http://www.martinnorth.com/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2639896/c1e-41j5c8qp0mt941v1-wwnkdnqkczoz-tbprbz.mp3" length="130177633"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[A deep dive into all things economic, with journalist Tarric Brooker. We blow the lid off the latest property market corrections, discuss the RBA rate hike and the political and social fallout, and probe the latest stats on the state of energy supply, and especially diesel into Australia. Along the way, with the help of Tarric’s slides we ask some pretty deep questions about life, the universe and everything…. His slides are here: https://x.com/AvidCommentator/status/2105553828779327819 http://www.martinnorth.com/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can […]]]>
                </itunes:summary>
                                                                            <itunes:duration>01:30:20</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[Hot Inflation Read Confirms More Rate Hikes Likely Ahead!]]>
                </title>
                <pubDate>Wed, 30 Sep 2026 17:39:28 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2638373</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/hot-inflation-read-confirms-more-rate-hikes-likely-ahead</link>
                                <description>
                                            <![CDATA[Yesterday the RBA Monetary Policy Committee lifted the cash rate to 4.6% the highest in 15 years, and said that some inflation risks highlighted in earlier statements had materialised. Despite the fact that monetary policy worked with a lag of up to 12 months and the board wanted to see how the rate increases already delivered would affect the economy, they were prepared to hike further if needed. Speaking to the media on Tuesday, Bullock said the August inflation figures were backward-looking, and the central bank was focused on ensuring financial conditions were tight enough to bring down price growth in […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[Yesterday the RBA Monetary Policy Committee lifted the cash rate to 4.6% the highest in 15 years, and said that some inflation risks highlighted in earlier statements had materialised. Despite the fact that monetary policy worked with a lag of up to 12 months and the board wanted to see how the rate increases already delivered would affect the economy, they were prepared to hike further if needed. Speaking to the media on Tuesday, Bullock said the August inflation figures were backward-looking, and the central bank was focused on ensuring financial conditions were tight enough to bring down price growth in […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[Hot Inflation Read Confirms More Rate Hikes Likely Ahead!]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[Yesterday the RBA Monetary Policy Committee lifted the cash rate to 4.6% the highest in 15 years, and said that some inflation risks highlighted in earlier statements had materialised. Despite the fact that monetary policy worked with a lag of up to 12 months and the board wanted to see how the rate increases already delivered would affect the economy, they were prepared to hike further if needed. Speaking to the media on Tuesday, Bullock said the August inflation figures were backward-looking, and the central bank was focused on ensuring financial conditions were tight enough to bring down price growth in […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2638373/c1e-n46xiznjq5com8nj-gpdxmwj9ujwo-xwjxnl.mp3" length="18653927"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[Yesterday the RBA Monetary Policy Committee lifted the cash rate to 4.6% the highest in 15 years, and said that some inflation risks highlighted in earlier statements had materialised. Despite the fact that monetary policy worked with a lag of up to 12 months and the board wanted to see how the rate increases already delivered would affect the economy, they were prepared to hike further if needed. Speaking to the media on Tuesday, Bullock said the August inflation figures were backward-looking, and the central bank was focused on ensuring financial conditions were tight enough to bring down price growth in […]]]>
                </itunes:summary>
                                                                            <itunes:duration>00:12:52</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[DFA Live Q&A HD Replay: Why Does Everyone Hate The Property Market Now? With Leith van Onselen]]>
                </title>
                <pubDate>Tue, 29 Sep 2026 17:41:05 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2636641</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/dfa-live-qampa-hd-replay-why-does-everyone-hate-the-property-market-now-with-leith-van-onselen</link>
                                <description>
                                            <![CDATA[In this live show replay we examine the latest Australian property and economics with Chief Economist Leith van Onselen, co-founder of Macrobusiness and at Nucleus Wealth. Will home prices fall further, why is the economy stalling, and what can be done about it? Go to the Walk The World Universe at https://walktheworld.com.au/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics The full detailed set of post code data is available as a subscription service.]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In this live show replay we examine the latest Australian property and economics with Chief Economist Leith van Onselen, co-founder of Macrobusiness and at Nucleus Wealth. Will home prices fall further, why is the economy stalling, and what can be done about it? Go to the Walk The World Universe at https://walktheworld.com.au/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics The full detailed set of post code data is available as a subscription service.]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[DFA Live Q&A HD Replay: Why Does Everyone Hate The Property Market Now? With Leith van Onselen]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[In this live show replay we examine the latest Australian property and economics with Chief Economist Leith van Onselen, co-founder of Macrobusiness and at Nucleus Wealth. Will home prices fall further, why is the economy stalling, and what can be done about it? Go to the Walk The World Universe at https://walktheworld.com.au/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics The full detailed set of post code data is available as a subscription service.]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2636641/c1e-5kj7b72q5nfndon9-gpdxjovxu3d-depkxr.mp3" length="146967214"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[In this live show replay we examine the latest Australian property and economics with Chief Economist Leith van Onselen, co-founder of Macrobusiness and at Nucleus Wealth. Will home prices fall further, why is the economy stalling, and what can be done about it? Go to the Walk The World Universe at https://walktheworld.com.au/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics The full detailed set of post code data is available as a subscription service.]]>
                </itunes:summary>
                                                                            <itunes:duration>01:42:04</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[It's Edwin's Monday Evening Property Rant!]]>
                </title>
                <pubDate>Mon, 28 Sep 2026 17:42:46 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2632562</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/its-edwins-monday-evening-property-rant-152</link>
                                <description>
                                            <![CDATA[In today’s show we examine the latest news on rate rises, which are now baked in; discuss the changes to Chinese transit arrangements as they dial in their focus on raising taxes, and the Australian disconnect between spin and reality. We discuss how households are having to make critical decisions, and how AI may or may not assist. And we look at the latest numbers, from listings to distressed sales. If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In today’s show we examine the latest news on rate rises, which are now baked in; discuss the changes to Chinese transit arrangements as they dial in their focus on raising taxes, and the Australian disconnect between spin and reality. We discuss how households are having to make critical decisions, and how AI may or may not assist. And we look at the latest numbers, from listings to distressed sales. If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[It's Edwin's Monday Evening Property Rant!]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[In today’s show we examine the latest news on rate rises, which are now baked in; discuss the changes to Chinese transit arrangements as they dial in their focus on raising taxes, and the Australian disconnect between spin and reality. We discuss how households are having to make critical decisions, and how AI may or may not assist. And we look at the latest numbers, from listings to distressed sales. If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2632562/c1e-kd67id2vvrbx05jw-xxmd861vhk5g-0ba20s.mp3" length="114138478"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[In today’s show we examine the latest news on rate rises, which are now baked in; discuss the changes to Chinese transit arrangements as they dial in their focus on raising taxes, and the Australian disconnect between spin and reality. We discuss how households are having to make critical decisions, and how AI may or may not assist. And we look at the latest numbers, from listings to distressed sales. If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing […]]]>
                </itunes:summary>
                                                                            <itunes:duration>01:19:10</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[Markets Struggle To Separate Signal From Noise As Bond Yields Rise Some More…]]>
                </title>
                <pubDate>Sat, 26 Sep 2026 13:42:51 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2626889</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/markets-struggle-to-separate-signal-from-noise-as-bond-yields-rise-some-more</link>
                                <description>
                                            <![CDATA[This is our weekly market update where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the way. It’s been a volatile week for stocks, with market participants digesting a rally in the artificial intelligence trade, conflicting geopolitical signals, a rise in Federal Reserve rate hike expectations, and the bond market rout. Over the past 25 years, September has been the worst-performing month for markets, with the S&amp;P 500 falling an average of 1 per cent and the S&amp;P/ASX 200, averaging a 0.6 per cent loss, according to Morningstar. This year […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[This is our weekly market update where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the way. It’s been a volatile week for stocks, with market participants digesting a rally in the artificial intelligence trade, conflicting geopolitical signals, a rise in Federal Reserve rate hike expectations, and the bond market rout. Over the past 25 years, September has been the worst-performing month for markets, with the S&P 500 falling an average of 1 per cent and the S&P/ASX 200, averaging a 0.6 per cent loss, according to Morningstar. This year […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[Markets Struggle To Separate Signal From Noise As Bond Yields Rise Some More…]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[This is our weekly market update where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the way. It’s been a volatile week for stocks, with market participants digesting a rally in the artificial intelligence trade, conflicting geopolitical signals, a rise in Federal Reserve rate hike expectations, and the bond market rout. Over the past 25 years, September has been the worst-performing month for markets, with the S&amp;P 500 falling an average of 1 per cent and the S&amp;P/ASX 200, averaging a 0.6 per cent loss, according to Morningstar. This year […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2626889/c1e-rd6riogp70c779wv-gpdo0kgvfngd-1wnxrm.mp3" length="36842499"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[This is our weekly market update where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the way. It’s been a volatile week for stocks, with market participants digesting a rally in the artificial intelligence trade, conflicting geopolitical signals, a rise in Federal Reserve rate hike expectations, and the bond market rout. Over the past 25 years, September has been the worst-performing month for markets, with the S&P 500 falling an average of 1 per cent and the S&P/ASX 200, averaging a 0.6 per cent loss, according to Morningstar. This year […]]]>
                </itunes:summary>
                                                                            <itunes:duration>00:25:23</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[AI: Has Australia Lost The Plot? Have Your Say!]]>
                </title>
                <pubDate>Fri, 25 Sep 2026 17:41:40 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2625820</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/ai-has-australia-lost-the-plot-have-your-say</link>
                                <description>
                                            <![CDATA[In a recent outing our prime minister said that humans must remain in control of AI. I agree, and at some point I will dive further into the concept of controlling AI, and whether there is a chance it will take over and wipe us out, or is that simply positioning for more Government support, and funding? But As Dale Webster over at the Regional said on X there is a massive whiff of hypocrisy, because there is a potential crisis in the aged case sector, as reported on ABC Four Corners on August 17th. This investigation unpacked the cornerstone of […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In a recent outing our prime minister said that humans must remain in control of AI. I agree, and at some point I will dive further into the concept of controlling AI, and whether there is a chance it will take over and wipe us out, or is that simply positioning for more Government support, and funding? But As Dale Webster over at the Regional said on X there is a massive whiff of hypocrisy, because there is a potential crisis in the aged case sector, as reported on ABC Four Corners on August 17th. This investigation unpacked the cornerstone of […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[AI: Has Australia Lost The Plot? Have Your Say!]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[In a recent outing our prime minister said that humans must remain in control of AI. I agree, and at some point I will dive further into the concept of controlling AI, and whether there is a chance it will take over and wipe us out, or is that simply positioning for more Government support, and funding? But As Dale Webster over at the Regional said on X there is a massive whiff of hypocrisy, because there is a potential crisis in the aged case sector, as reported on ABC Four Corners on August 17th. This investigation unpacked the cornerstone of […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2625820/c1e-pj63iwkv69t4d4gv-v60kwk5map5z-fc5qhv.mp3" length="24048467"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[In a recent outing our prime minister said that humans must remain in control of AI. I agree, and at some point I will dive further into the concept of controlling AI, and whether there is a chance it will take over and wipe us out, or is that simply positioning for more Government support, and funding? But As Dale Webster over at the Regional said on X there is a massive whiff of hypocrisy, because there is a potential crisis in the aged case sector, as reported on ABC Four Corners on August 17th. This investigation unpacked the cornerstone of […]]]>
                </itunes:summary>
                                                                            <itunes:duration>00:16:36</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[An RBA Rate Hike Is Baked In, Despite A Slight Rise In The Unemployment Rate!]]>
                </title>
                <pubDate>Thu, 24 Sep 2026 10:54:09 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2623998</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/an-rba-rate-hike-is-baked-in-despite-a-slight-rise-in-the-unemployment-rate</link>
                                <description>
                                            <![CDATA[Australia is stuck with rising unemployment, sticky inflation and poor productivity. After several years of prioritising its full-employment mandate, it appears that the Reserve Bank of Australia is now choosing to focus on returning inflation to target even if it comes at the cost of an economic downturn or even a recession. Economists will argue that the alternative, unanchored inflation, would be worse. Up to this point, it appears in the post-pandemic era the RBA has been more focused on full employment than getting inflation back to target. You might sheet that to the RBA’s chosen response to the incoming economic […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[Australia is stuck with rising unemployment, sticky inflation and poor productivity. After several years of prioritising its full-employment mandate, it appears that the Reserve Bank of Australia is now choosing to focus on returning inflation to target even if it comes at the cost of an economic downturn or even a recession. Economists will argue that the alternative, unanchored inflation, would be worse. Up to this point, it appears in the post-pandemic era the RBA has been more focused on full employment than getting inflation back to target. You might sheet that to the RBA’s chosen response to the incoming economic […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[An RBA Rate Hike Is Baked In, Despite A Slight Rise In The Unemployment Rate!]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[Australia is stuck with rising unemployment, sticky inflation and poor productivity. After several years of prioritising its full-employment mandate, it appears that the Reserve Bank of Australia is now choosing to focus on returning inflation to target even if it comes at the cost of an economic downturn or even a recession. Economists will argue that the alternative, unanchored inflation, would be worse. Up to this point, it appears in the post-pandemic era the RBA has been more focused on full employment than getting inflation back to target. You might sheet that to the RBA’s chosen response to the incoming economic […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2623998/c1e-5kj7b798x1hnvkk9-qdx5n8rzbp7q-i172un.mp3" length="28139662"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[Australia is stuck with rising unemployment, sticky inflation and poor productivity. After several years of prioritising its full-employment mandate, it appears that the Reserve Bank of Australia is now choosing to focus on returning inflation to target even if it comes at the cost of an economic downturn or even a recession. Economists will argue that the alternative, unanchored inflation, would be worse. Up to this point, it appears in the post-pandemic era the RBA has been more focused on full employment than getting inflation back to target. You might sheet that to the RBA’s chosen response to the incoming economic […]]]>
                </itunes:summary>
                                                                            <itunes:duration>00:19:26</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[Higher Debt Costs Here To Stay!]]>
                </title>
                <pubDate>Wed, 23 Sep 2026 17:33:51 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2622858</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/higher-debt-costs-here-to-stay</link>
                                <description>
                                            <![CDATA[So will there be a get out of jail card? Well, according to Commonwealth Bank and artificial intelligence giant Anthropic are both tipping AI will deliver a productivity bonanza for Australia, aligning with Treasurer Jim Chalmers’ Intergenerational Report, which some have criticised as too optimistic in its long-term outlook. The Treasury tipped AI to help productivity recover within five years, but Reserve Bank of Australia governor Michele Bullock said there was not yet clear evidence of AI tools boosting productivity and that benefits could be 10 years away. Bullock said while her central bank colleagues around the world agreed AI was […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[So will there be a get out of jail card? Well, according to Commonwealth Bank and artificial intelligence giant Anthropic are both tipping AI will deliver a productivity bonanza for Australia, aligning with Treasurer Jim Chalmers’ Intergenerational Report, which some have criticised as too optimistic in its long-term outlook. The Treasury tipped AI to help productivity recover within five years, but Reserve Bank of Australia governor Michele Bullock said there was not yet clear evidence of AI tools boosting productivity and that benefits could be 10 years away. Bullock said while her central bank colleagues around the world agreed AI was […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[Higher Debt Costs Here To Stay!]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[So will there be a get out of jail card? Well, according to Commonwealth Bank and artificial intelligence giant Anthropic are both tipping AI will deliver a productivity bonanza for Australia, aligning with Treasurer Jim Chalmers’ Intergenerational Report, which some have criticised as too optimistic in its long-term outlook. The Treasury tipped AI to help productivity recover within five years, but Reserve Bank of Australia governor Michele Bullock said there was not yet clear evidence of AI tools boosting productivity and that benefits could be 10 years away. Bullock said while her central bank colleagues around the world agreed AI was […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2622858/c1e-wm31tv2p8wbx45wg-0v46z038a2k8-jtmjjy.mp3" length="41304869"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[So will there be a get out of jail card? Well, according to Commonwealth Bank and artificial intelligence giant Anthropic are both tipping AI will deliver a productivity bonanza for Australia, aligning with Treasurer Jim Chalmers’ Intergenerational Report, which some have criticised as too optimistic in its long-term outlook. The Treasury tipped AI to help productivity recover within five years, but Reserve Bank of Australia governor Michele Bullock said there was not yet clear evidence of AI tools boosting productivity and that benefits could be 10 years away. Bullock said while her central bank colleagues around the world agreed AI was […]]]>
                </itunes:summary>
                                                                            <itunes:duration>00:28:35</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[DFA Live Q&A HD Replay: Oh Australia! With Robbie Barwick]]>
                </title>
                <pubDate>Tue, 22 Sep 2026 18:49:55 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2621394</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/dfa-live-qampa-hd-replay-oh-australia-with-robbie-barwick</link>
                                <description>
                                            <![CDATA[In this live show we examine the latest on policies in Australia which seems hell-bent on making our lives worse, rather than taking the country forward, especially now. I will be discussing this with Robbie Barwick, National Chairman from the Citizens Party, as we pull apart AUKUS, Financing for the Future, Intergenerational Fairness and the need for a new politics. Apologies for the short audio glitches from Robbie. Go to the Walk The World Universe at https://walktheworld.com.au/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[In this live show we examine the latest on policies in Australia which seems hell-bent on making our lives worse, rather than taking the country forward, especially now. I will be discussing this with Robbie Barwick, National Chairman from the Citizens Party, as we pull apart AUKUS, Financing for the Future, Intergenerational Fairness and the need for a new politics. Apologies for the short audio glitches from Robbie. Go to the Walk The World Universe at https://walktheworld.com.au/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[DFA Live Q&A HD Replay: Oh Australia! With Robbie Barwick]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[In this live show we examine the latest on policies in Australia which seems hell-bent on making our lives worse, rather than taking the country forward, especially now. I will be discussing this with Robbie Barwick, National Chairman from the Citizens Party, as we pull apart AUKUS, Financing for the Future, Intergenerational Fairness and the need for a new politics. Apologies for the short audio glitches from Robbie. Go to the Walk The World Universe at https://walktheworld.com.au/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2621394/c1e-gk68br2o41u09wj0-0v46qv8gtjwj-nqmkgu.mp3" length="141260244"
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                                <itunes:summary>
                    <![CDATA[In this live show we examine the latest on policies in Australia which seems hell-bent on making our lives worse, rather than taking the country forward, especially now. I will be discussing this with Robbie Barwick, National Chairman from the Citizens Party, as we pull apart AUKUS, Financing for the Future, Intergenerational Fairness and the need for a new politics. Apologies for the short audio glitches from Robbie. Go to the Walk The World Universe at https://walktheworld.com.au/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider […]]]>
                </itunes:summary>
                                                                            <itunes:duration>01:38:05</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[It's Edwin's Monday Evening Property Rant!]]>
                </title>
                <pubDate>Mon, 21 Sep 2026 17:54:19 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2620111</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/its-edwins-monday-evening-property-rant-151</link>
                                <description>
                                            <![CDATA[This week we look at the developments in Victoria, from politics to failing buildings, examine the latest bets on future rate rises, and property prices, and delve into weak spring selling season. We look at price scenarios for WA which was outstanding from my earlier shows. Edwin looks at distressed sales, and we cover off the latest listings, with trends in Melbourne going one way, compared to other markets. If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[This week we look at the developments in Victoria, from politics to failing buildings, examine the latest bets on future rate rises, and property prices, and delve into weak spring selling season. We look at price scenarios for WA which was outstanding from my earlier shows. Edwin looks at distressed sales, and we cover off the latest listings, with trends in Melbourne going one way, compared to other markets. If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[It's Edwin's Monday Evening Property Rant!]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[This week we look at the developments in Victoria, from politics to failing buildings, examine the latest bets on future rate rises, and property prices, and delve into weak spring selling season. We look at price scenarios for WA which was outstanding from my earlier shows. Edwin looks at distressed sales, and we cover off the latest listings, with trends in Melbourne going one way, compared to other markets. If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2620111/c1e-d5pgiog45oc094g5-wwnopkd0tz33-8zhri4.mp3" length="103948455"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[This week we look at the developments in Victoria, from politics to failing buildings, examine the latest bets on future rate rises, and property prices, and delve into weak spring selling season. We look at price scenarios for WA which was outstanding from my earlier shows. Edwin looks at distressed sales, and we cover off the latest listings, with trends in Melbourne going one way, compared to other markets. If you are buying your home in Sydney’s contentious market, you do not need to stand alone. This is the time you need to have Edwin from Ribbon Property Consultants standing along […]]]>
                </itunes:summary>
                                                                            <itunes:duration>01:12:06</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
                                            </item>
                    <item>
                <title>
                    <![CDATA[What Precisely Is Volatility?: With Damien Klassen]]>
                </title>
                <pubDate>Sun, 20 Sep 2026 19:41:18 +0000</pubDate>
                <dc:creator>Martin North</dc:creator>
                <guid isPermaLink="true">
                    https://permalink.castos.com/podcast/2244/episode/2618803</guid>
                                    <link>https://digital-finance-analytics-dfa-blog-11.castos.com/episodes/what-precisely-is-volatility-with-damien-klassen</link>
                                <description>
                                            <![CDATA[Volatility is banded about without much thought about what it really means, and what it really measures. Volatility indices are linked to options pricing, and prices of assets do not necessarily correlate with total returns. So in this show Damien Klassen, Head of Investments at Nucleus Wealth and Walk The World Funds and I go into this important topic. http://www.martinnorth.com/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics The full […]]]>
                                    </description>
                <itunes:subtitle>
                    <![CDATA[Volatility is banded about without much thought about what it really means, and what it really measures. Volatility indices are linked to options pricing, and prices of assets do not necessarily correlate with total returns. So in this show Damien Klassen, Head of Investments at Nucleus Wealth and Walk The World Funds and I go into this important topic. http://www.martinnorth.com/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics The full […]]]>
                </itunes:subtitle>
                                    <itunes:episodeType>full</itunes:episodeType>
                                <itunes:title>
                    <![CDATA[What Precisely Is Volatility?: With Damien Klassen]]>
                </itunes:title>
                                                <itunes:explicit>false</itunes:explicit>
                <content:encoded>
                    <![CDATA[Volatility is banded about without much thought about what it really means, and what it really measures. Volatility indices are linked to options pricing, and prices of assets do not necessarily correlate with total returns. So in this show Damien Klassen, Head of Investments at Nucleus Wealth and Walk The World Funds and I go into this important topic. http://www.martinnorth.com/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics The full […]]]>
                </content:encoded>
                                    <enclosure url="https://episodes.castos.com/dfa/2618803/c1e-o36oij8m5dfmrwz9-v60x127mazrg-lsrkya.mp3" length="31875990"
                        type="audio/mpeg">
                    </enclosure>
                                <itunes:summary>
                    <![CDATA[Volatility is banded about without much thought about what it really means, and what it really measures. Volatility indices are linked to options pricing, and prices of assets do not necessarily correlate with total returns. So in this show Damien Klassen, Head of Investments at Nucleus Wealth and Walk The World Funds and I go into this important topic. http://www.martinnorth.com/ Details of our one to one service are here: https://digitalfinanceanalytics.com/blog/dfa-one-to-one/ Go to the Walk The World Universe at https://walktheworld.com.au/ Find more at https://digitalfinanceanalytics.com/blog/ where you can subscribe to our research alerts Please consider supporting our work via Patreon: https://www.patreon.com/DigitalFinanceAnalytics The full […]]]>
                </itunes:summary>
                                                                            <itunes:duration>00:22:04</itunes:duration>
                                                    <itunes:author>
                    <![CDATA[Martin North]]>
                </itunes:author>
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