Wealth Intelligence (audio)

WEALTH INTELLIGENCE (Aired 10-22-26) Building a Business for Long-Term Value

Juan D Guevara Torres — Thu, 22 Oct 2026 20:47:04 +0000

On Wealth Intelligence, Domenick D'Andrea and guest Ryan Herpin explore how business owners can strengthen profitability, develop leadership, and reduce founder dependence. They discuss sustainable growth, succession planning, and aligning business strategy with personal financial goals.

Chapters

(00:00:05) - Introduction and Guest Welcome
(00:02:08) - Revenue vs. Real Business Health
(00:03:49) - Job vs. Business: Owner Dependence
(00:05:46) - Good Growth vs. Complexity and Risk
(00:07:43) - Hidden Operational Weaknesses
(00:10:15) - What to Measure Beyond Revenue
(00:12:00) - Break and Show Promo
(00:12:21) - Segment 2 Intro: Founder Dependence
(00:13:54) - When Founder Involvement Becomes a Bottleneck
(00:15:30) - Building Leadership Teams and Delegation
(00:17:46) - Teaching Independence: Parenting and Business Parallels
(00:18:43) - Learning from Mistakes and Trust
(00:19:29) - Standardizing Process vs. Human Judgment
(00:21:20) - Accountability Without Fear
(00:23:25) - Transitioning From Operator to Leader
(00:24:14) - Break and Segment 3 Intro: Enterprise Value
(00:26:00) - Growth That Strengthens vs. Growth That Strains
(00:28:20) - Resilience, Customer Concentration, and Team Depth
(00:30:46) - Key KPIs When Scaling
(00:33:07) - Avoiding Distraction from New Opportunities
(00:35:40) - Thinking Like an Investor in Your Own Company
(00:36:30) - Break and Final Segment Intro: Wealth Planning
(00:37:35) - Preparing Early for Succession or Sale
(00:40:54) - Aligning Business Strategy with Personal Financial Goals
(00:43:30) - Avoiding Over-Concentration in the Business
(00:46:18) - Reinvestment vs. Flexibility
(00:48:39) - Closing Thoughts and Where to Find Ryan

WEALTH INTELLIGENCE (Aired 10-15-26) AI and the Future of Financial Advice

Juan D Guevara Torres — Thu, 15 Oct 2026 21:55:37 +0000

On Wealth Intelligence, Domenick D'Andrea welcomes Alejandro Codón to explore how AI can help financial advisors improve efficiency while preserving human judgment and client trust. They discuss automating routine tasks, protecting client data, training teams, and adopting technology to strengthen client service.

WEALTH INTELLIGENCE (Aired 10-08-26) Organizing Your Financial Closet

Juan D Guevara Torres — Thu, 08 Oct 2026 21:52:00 +0000

On Wealth Intelligence, host Domenick D'Andrea welcomes H. Adam Holt to discuss organizing your “financial closet.” They explore idle assets, insurance gaps, retirement tax diversification, estate planning, and financial provider reviews, highlighting how regular financial inventories help families align their resources with changing needs and goals.

WEALTH INTELLIGENCE (Aired 10-01-26) Retirement Income and Long-Term Financial Confidence

Juan D Guevara Torres — Fri, 02 Oct 2026 23:07:17 +0000

On Wealth Intelligence, host Domenick D'Andrea welcomes Alex Samoila to discuss turning retirement savings into reliable income. They explore longevity, market volatility, annuities, and guaranteed lifetime income, along with the role of AI, investor behavior, and trusted financial advisors in aligning retirement and legacy planning with personal goals.

Chapters

(00:00:01) - Introduction and the Retirement Income Challenge
(00:00:52) - Why Accumulation to Income Transition Is Difficult
(00:03:04) - Underestimated Risks and Withdrawal Rates
(00:07:03) - Market Volatility During Withdrawal Phase
(00:08:26) - Behavioral Finance and Staying the Course
(00:10:17) - Questions to Ask Before Retirement
(00:11:57) - Break and Show Promo
(00:12:38) - Welcome Back and Annuity Confusion
(00:13:38) - Types of Annuities Explained
(00:16:01) - What Problem Guaranteed Lifetime Income Solves
(00:17:36) - Evolution of Variable Annuities and Income Riders
(00:20:51) - Trade-offs of Guarantees in Retirement Planning
(00:22:05) - Matching Guaranteed Income to Client Needs
(00:23:33) - Transition to AI and Technology Segment
(00:23:58) - Where AI Adds Immediate Value in Planning
(00:26:39) - Automation vs the Human Advisor's Role
(00:29:02) - Risks of One-Size-Fits-All Machine Logic
(00:31:37) - AI, Accessibility, and Trust
(00:33:11) - Evaluating Whether Technology Improves Decisions
(00:35:52) - Welcome Back and Wealth Intelligence Framework
(00:37:14) - Personal Goals Behind a Thoughtful Retirement Strategy
(00:40:48) - Family Conversations About Longevity and Legacy
(00:42:33) - What Makes a Strong Advisor-Client Relationship
(00:44:31) - Misconceptions About Annuities
(00:46:13) - First Steps to Better Financial Decisions
(00:47:39) - Closing Remarks and Where to Learn More

WEALTH INTELLIGENCE (Aired 09-24-26) Navigating the 2026 Investment Outlook

Juan D Guevara Torres — Thu, 24 Sep 2026 19:14:00 +0000

On Wealth Intelligence, host Domenick D'Andrea welcomes Gene Goldman, Chief Investment Officer at Cetera Financial Group, to discuss the 2026 market outlook, inflation, interest rates, and AI investing. They explore market volatility, elevated valuations, diversification, and the role of bonds in building portfolios aligned with long-term financial goals.

Chapters

(00:00:00) - Introduction to Gene Goldman and the Episode
(00:01:24) - Redefining Risk After 33 Years in Markets
(00:02:15) - Filtering Market Noise and Media Communication
(00:06:25) - Being Informed vs. Being Positioned
(00:08:24) - Coaching Investors Through Uncertainty
(00:11:00) - Building the 2026 Investor Mindset
(00:11:36) - Valuations, Confidence, and Economic Resilience
(00:14:28) - Mental Reset for Market Volatility
(00:16:49) - Separating AI Hype from Structural Change
(00:18:02) - Avoiding Overoptimism and Market Timing Traps
(00:21:42) - Communicating the 2026 Outlook in Plain Language
(00:24:14) - From Engineering to Finance: Simplifying Complex Data
(00:26:44) - The Donut Analogy and Diversification
(00:29:12) - Understanding Inflation vs. Price Levels
(00:30:59) - Rethinking Bonds in a Higher Rate Environment
(00:32:26) - High-Value Signals vs. Market Noise
(00:34:35) - Inflation Assumptions in Long-Term Planning
(00:35:30) - Introduction to Final Segment: AI and Valuation Discipline
(00:37:21) - Avoiding Theme Blindness with AI Investing
(00:39:04) - Signs of Dangerous Pricing in Innovation Trends
(00:39:18) - Managing Equity Concentration Risk
(00:41:10) - Bonds as Income Engine and Volatility Buffer
(00:43:18) - Bucketing Approach to Real-Life Portfolio Planning
(00:45:45) - Accessing Cetera Research and Closing Thoughts

WEALTH INTELLIGENCE (Aired 09-17-26) Protecting Wealth and Family

Juan D Guevara Torres — Thu, 17 Sep 2026 13:47:00 +0000

On WEALTH INTELLIGENCE, host Domenick D'Andrea and guest Terry Evavold discuss life insurance, disability income protection, and long-term care planning. They explore the risks of delaying coverage, emotional barriers to family conversations, and practical steps to assess protection needs as life changes.

Chapters

(00:00:00) - Introduction: Insurance as Risk Management
(00:01:07) - Investing vs. Protection: Common Gaps
(00:03:09) - Fear-Based vs. Strategic Insurance
(00:05:20) - Protecting Income and Family Needs
(00:07:37) - Calculating Real Insurance Needs
(00:10:02) - Starting with a Financial Plan
(00:11:55) - Segment Break and App Promo
(00:12:31) - The Conversations People Avoid
(00:14:57) - Life Stages That Trigger Protection Talks
(00:19:05) - Five Essential Protection Questions
(00:20:25) - Why Smart People Still Delay Decisions
(00:22:25) - The Cost of Waiting Too Long
(00:23:41) - Segment Break: Emotions Behind Decisions
(00:24:49) - Emotions Driving Protection Choices
(00:25:53) - Justifying Non-Optimal Choices
(00:28:45) - Real Client Story: Cancelled Coverage
(00:29:51) - How Fear Shows Up as Procrastination
(00:32:50) - Shifting Mindset: Love, Not Fear
(00:34:46) - How to Start the Conversation With a Spouse
(00:35:57) - Final Segment: Building a Protection Blueprint
(00:37:13) - First Steps to Get the Truth on the Table
(00:38:48) - Calculating Coverage Without Complex Formulas
(00:43:16) - Common Misconceptions About Underinsuring
(00:45:44) - Reviewing Coverage as Life Changes
(00:48:22) - Empowering First Steps in 48 Hours
(00:50:13) - Closing Thoughts and Contact Information

WEALTH INTELLIGENCE (Aired 09-10-26) Planning for Lasting Wealth

Juan D Guevara Torres — Thu, 10 Sep 2026 20:58:00 +0000

On Wealth Intelligence, host Domenick D’Andrea speaks with guest Stephan Shatarah about financial planning shaped by personal goals and values. They discuss retirement income, managing investment risk, and why business owners need personal savings and succession plans alongside a successful company.

Chapters

(00:00:00) - Introduction to Wealth Intelligence and Stefan Chitara
(00:00:58) - Meeting Stefan: The Person Behind the Advisor
(00:03:23) - Path into Wealth Management
(00:04:53) - Client Success Stories and Impact
(00:06:47) - Presence, Positivity and Client Trust
(00:09:00) - What Clients Should Feel After a First Meeting
(00:10:22) - Segment Break and Show Info
(00:10:59) - Redefining Financial Planning Beyond Investments
(00:13:53) - Finding Blind Spots in Financial Plans
(00:16:23) - Technology's Role in Modern Planning
(00:16:51) - Planning Rooted in Values and Goals
(00:18:20) - Balancing Short-Term Confidence and Long-Term Wealth
(00:20:00) - Turning Financial Chaos into Structure
(00:22:24) - Segment Break: Pre-Retirement Focus
(00:23:14) - Why the Pre-Retirement Years Matter Most
(00:25:27) - Common Mistakes Before Retirement
(00:27:57) - Shifting from Growth to Sustainable Income
(00:29:57) - Building a Real Retirement Income Strategy
(00:33:12) - What to Stop and Start Doing Before Retirement
(00:34:55) - Segment Break: Business Owners and Wealth
(00:36:27) - Business Owners Neglecting Personal Planning
(00:39:30) - The Danger of Treating a Business as a Retirement Plan
(00:41:57) - Cash Flow, Taxes, and Wealth Building for Owners
(00:44:22) - When Succession Planning Should Begin
(00:46:00) - From Surviving to Building Wealth with Intention
(00:47:27) - Closing Thoughts and Contact Information

Wealth Intelligence (Aired 09-03-2026) (Audio): Estate Planning Mistakes That Could Cost Your Family

Juan D Guevara Torres — Thu, 03 Sep 2026 15:00:00 +0000

Domenick D’Andrea and wealth.com’s Anne Rhodes explore estate planning, wills, trusts, and inheritance to help protect your family, preserve wealth, and build a lasting legacy.