Banking Matters

Episode 125 Banking Matters Decoding the New BSA/AML Framework: What Banks Need to Know about FinCEN's Proposed Rule Changes

Compliance Alliance — Mon, 27 Apr 2026 16:49:35 +0000

In this episode, Brett Goodnack, Compliance Advisor with Compliance Alliance, discusses FinCEN's proposed changes to BSA and AML standards, analyzing the proposed rulemaking and its implications for banks. He offers insights into risk-based frameworks, methods of assessing the strength of a bank's BSA/AML program, and practical advice for compliance officers navigating these evolving standards.

Episode 124 Banking Matters Navigating Fair Lending in a Turbulent Regulatory Environment

Compliance Alliance — Mon, 13 Apr 2026 12:42:16 +0000

In this episode of Banking Matters, host, Linsey Hugueley, talks with Dr. Brandon Roberts, founder, president, and CEO of Premier Insights Inc., about the turbulent regulatory environment, fair lending practices, and the future of data-driven risk management in banking. They discuss how banks can navigate uncertainty, leverage AI, and stay ahead in compliance and fair lending.

Episode 123 Banking Matters Navigating Cybersecurity in Banking

Compliance Alliance — Mon, 30 Mar 2026 13:37:29 +0000

In this episode of Banking Matters, host, Linsey Hugueley, speaks with Shelli Clarkston, an attorney at Spencer Fane LLP and an expert in regulatory compliance and cybersecurity for financial institutions. They discuss Shelli's extensive experience in banking, the current cybersecurity risks facing banks, and the importance of integrating compliance into product development. The conversation also covers the evolving landscape of fintech partnerships, the necessity of incident response plans, and practical advice for banks to prepare for potential cyber incidents.

Episode 122 Banking Matters Banking in Transition: Enforcement, Risk & What’s Next with Bruce Toppin

Compliance Alliance — Mon, 16 Mar 2026 13:40:13 +0000

In this episode of Banking Matters, host, Linsey Hugueley, speaks with Bruce Toppin, a partner at Hush Blackwell, about the evolving landscape of banking regulations. They discuss Bruce's journey into the financial services sector, the regulatory changes initiated during the Trump administration, and the current trends in bank examinations and enforcement actions. Bruce highlights the importance of risk management and the potential challenges banks may face in the future, including cybersecurity and the rise of stablecoin.

Episode 121 Banking Matters The Art of Prioritizing Risks

Compliance Alliance — Mon, 02 Mar 2026 13:56:00 +0000

In this episode of Banking Matters, host, Linsey Hugueley, and Bob Simpson, President of DaylightAML, delve into the intricacies of risk assessments in the banking sector. They discuss the importance of aligning risk assessments with organizational priorities, the necessity of creating effective checklists, and the critical role of training in risk management. Bob shares insights from his extensive experience, emphasizing the need for proactive risk management and the importance of fostering a culture of compliance within financial institutions.

Episode 120 Banking Matters What Banks Need to Know

Compliance Alliance — Tue, 17 Feb 2026 13:51:11 +0000

In this episode of Banking Matters, host, Linsey Hugueley, welcomes Mark Kanaly, co-leader of Alston & Bird's corporate area and bank practice. They delve into the intricacies of mergers and acquisitions (M&A) within the banking sector, discussing how banks can determine their readiness to buy or be bought. Mark shares insights on the current favorable conditions for M&A, emphasizing the importance of strategic planning and understanding market dynamics. He outlines common legal pitfalls in the M&A process and stresses the significance of thorough due diligence and the need for clear communication between acquirers and target banks.

Episode 119 Banking Matters Innovation in Community Banking: A Conversation with Rich Perez

Compliance Alliance — Mon, 02 Feb 2026 14:15:44 +0000

In this episode of Banking Matters, host Elizabeth Holtrop interviews Rich Perez, Vice President of Innovation and Digital Products at the Texas Bankers Association. They discuss Rich's journey into banking, the importance of innovation for community banks, and the challenges and opportunities presented by emerging technologies like stablecoin and AI. Rich emphasizes the need for community banks to build strategic partnerships, leverage their networks, and embrace technological advancements to remain competitive in the evolving financial landscape.

Episode 118 Banking Matters The Importance of Communication in Regulatory Scrutiny

Compliance Alliance — Tue, 20 Jan 2026 13:55:08 +0000

In this episode of Banking Matters, host Linsey Hugueley speaks with Wendy Sullivan, a Senior Vice President of Virtual Compliance Officer Services at Compliance Alliance. They discuss Wendy's journey in banking, the importance of compliance, and how to navigate regulatory scrutiny effectively. Wendy emphasizes the significance of communication with examiners, the need for thorough documentation, and the importance of maintaining a compliance culture within banks. The conversation highlights practical tips for managing enforcement actions and building strong relationships with regulators.

Episode 117 Banking Matters Community Banks: Embracing Digital Assets

Compliance Alliance — Mon, 05 Jan 2026 14:03:26 +0000

In this episode of Banking Matters, host Linsey Hugueley interviews Carl Goss, an attorney with extensive experience in banking regulation and enforcement. They discuss Carl's journey into the banking industry, the growing intersection of community banks and cryptocurrency, practical steps for banks to engage with digital assets, and the risks and fraud considerations associated with crypto transactions. Carl emphasizes the importance of being open to innovation and understanding the regulatory landscape as banks navigate the evolving financial environment.

Episode 116 Banking Matters Compliance in the Arena of Trust and Wealth Management

Compliance Alliance — Mon, 22 Dec 2025 07:40:00 +0000

In this week's episode of Banking Matters, host Elizabeth Holtrop talks with Svitlana Keeney, a Compliance Officer at Compliance Alliance who has extensive trust compliance experience. The conversation focuses on key factors to consider when managing compliance in the arena of trust and wealth management. Svitlana emphasizes the importance of protecting an institution's reputation and client trust, emphasizing the role of a bank's compliance personnel as a strategic partner on a trust and wealth management team.

Episode 115 Banking Matters Keeping the Human in AI Incorporation

Compliance Alliance — Mon, 08 Dec 2025 13:31:00 +0000

In this week’s conversation, host, Linsey Hugueley, chats with Gayle Brooke, Compliance Officer for Independent Bank, about the critical role of human oversight in AI-generated outputs, highlighting the risks of unverified information and the concept of 'work slop'. She advocates for careful review of AI outputs to prevent inefficiencies and errors in the workplace.

Episode 114 Banking Matters Navigating Reputation Risk and Banking Compliance

Compliance Alliance — Mon, 24 Nov 2025 14:09:42 +0000

In this episode of Banking Matters, host Elizabeth Holtrop interviews Kyle Owens, a partner at Bradley law firm, to discuss the intersection of banking and law. The conversation focuses particularly on reputation risk and recent regulatory changes. They explore the implications of debanking, the shift in regulatory focus away from reputation risk, and best practices for banks to navigate these changes. Kyle emphasizes the importance of documentation and proactive policies to ensure compliance and mitigate risks in the banking sector.

Episode 113 Banking Matters Subpoenas in Banking: A Legal Perspective

Compliance Alliance — Mon, 10 Nov 2025 14:41:29 +0000

In this episode of Banking Matters, host Elizabeth Holtrop speaks with attorney Sarah A. Samuel about the complexities of subpoenas in the banking sector. They discuss the legal implications of subpoenas, the importance of involving legal counsel, and the common scenarios in which banks might receive subpoenas. Sarah emphasizes that subpoenas are often simply a discovery tool and not necessarily an indication of wrongdoing by the bank or its customers. The conversation also covers the differences between different types of orders such as subpoenas and garnishments, compliance considerations, and the importance of privacy in handling legal documents. Sarah shares real-life examples of how subpoenas are processed and the common mistakes made by professionals in handling subpoenas, reinforcing the need for legal guidance in these situations.

Episode 112 Banking Matters Understanding FinCEN's New SAR FAQs

Compliance Alliance — Mon, 27 Oct 2025 13:00:29 +0000

In this episode of Banking Matters, Elizabeth Holtrop hosts Brett Goodnack to discuss recent developments in Bank Secrecy Act (BSA) regulations, particularly focusing on the new FAQs issued by FinCEN regarding Suspicious Activity Reports (SARs). Brett provides analysis into the implications of these FAQs, including potential contradictions with existing guidance, the importance of documentation in decision-making processes, and the need for banks to navigate these changes carefully while maintaining compliance and risk management practices.

Episode 111 Banking Matters Mastering Compliance: Lessons from a Banking Veteran

Compliance Alliance — Mon, 13 Oct 2025 23:18:24 +0000

In this episode of Banking Matters, host, Linsey Hugueley, interviews Jim Bedsole, retired Chief Compliance and Risk Officer with 40 years of experience in banking. Jim shares insights into his career journey, the evolution of compliance in banking, and essential skills for compliance officers. He emphasizes the importance of mentoring, continuous learning, and balancing work with personal interests

Episode 110 Banking Matters Regulation Hot Topics: A Compliance Alliance Panel Discussion

Compliance Alliance — Mon, 29 Sep 2025 11:59:50 +0000

In this episode, hosts, Linsey Hugueley and Elizabeth Holtrop, are joined by members from across Compliance Alliance: Kelly Owsley, a Virtual Compliance Officer in our Virtual Partners division, Brett Goodnack, a Compliance Advisor in our Compliance Hub division, and Jeff Swilley, Director of our Tailored Solutions division. Together, they unpack key regulatory developments facing banks, including the SBA’s directive to end the practice of debanking, the implications of disparate impact in compliance, and emerging issues in BSA, such as prohibitions on certain transmittals of funds and new exemptions to customer identification program (CIP) requirements. The conversation highlights how these changes may affect institutions of all sizes, the need for proactive compliance strategies, and the value of leveraging collaboration and tailored support to navigate an evolving regulatory environment

Episode 109 Banking Matters Alesha Paulsen

Compliance Alliance — Mon, 15 Sep 2025 01:08:03 +0000

In this episode, Linsey Hugueley interviews Alesha Paulsen, a BSA officer at Honor Bank, discussing her journey in banking, the prevalence of fraud and scams, and the importance of community engagement and education in combating these issues. Alicia shares insights on collaboration among financial institutions and the impact of Bitcoin kiosks on fraud, and offers valuable advice for both banking professionals and customers.

Episode 108

Compliance Alliance — Mon, 01 Sep 2025 14:44:31 +0000

In this insightful discussion, attorney Jessica Guobadia shares her expertise on the complexities of probate, guardianship, and fiduciary litigation. She emphasizes the importance of understanding legal documents like powers of attorney and trusts, and the critical role banks play in safeguarding clients' interests. Jessica also highlights the need for thorough training and clear communication between legal professionals and financial institutions to ensure seamless service and protection for clients.

Episode 107

Compliance Alliance — Sun, 17 Aug 2025 19:43:34 +0000

In this episode of Banking Matters, host Elizabeth Holtrop interviews Will Lucas, Vice Chair of the Texas Bankers Association. They discuss Will's journey into banking, his goals for TBA, the current regulatory environment, and the importance of community banking. Will shares insights on addressing fraud, the future of stablecoin, and the balance between traditional banking and innovation. He emphasizes the significance of staff education, the importance of sound hiring practices, and building relationships within the banking community.

Episode 106

Compliance Alliance — Mon, 04 Aug 2025 14:09:46 +0000

In this episode of "Banking Matters," host Linsey Hugueley interviews Mauricio Leandro, a seasoned BSA and AML compliance executive. Mauricio shares his journey from an unexpected start in finance to becoming a leader in compliance. He discusses the importance of depth of knowledge for BSA officers, the characteristics of successful compliance programs, and the role of executive management in fostering a culture of compliance. Mauricio also offers practical advice on succession planning and resource assessment.

Episode 105

Compliance Alliance — Sun, 20 Jul 2025 18:50:36 +0000

Episode 105 Ron Butler, Texas Bankers Association Chairman In this episode of Banking Matters, host Elizabeth Holtrop interviews Ron Butler, Chairman of the Texas Bankers Association. They discuss Butler’s extensive background in banking, his involvement with TBA, the importance of advocacy and storytelling in banking, and the critical role of community engagement. Butler emphasizes the need for bankers to build relationships with elected officials and the community, as well as the value of mentorship and networking opportunities provided by bankers’ involvement in their state banker associations. The conversation highlights the value of banking as a profession and the impact bankers […]

Episode 104

Compliance Alliance — Thu, 03 Jul 2025 18:37:24 +0000

Episode 104 Susannah Marshall, Arkansas State Bank Commissioner In this episode of Banking Matters, host, Linsey Hugueley, speaks with Susannah Marshall, the Arkansas State Bank Commissioner, about her journey in banking, the current challenges facing the industry, and the future of banking. They discuss the importance of community banks, the impact of regulatory changes, and the need for succession planning in the banking sector. Susannah shares valuable advice for aspiring bankers, emphasizing the importance of engagement and visibility in building a successful career in finance. The views expressed in the Banking Matters Podcast are those of the speakers and do […]

Episode 103

Compliance Alliance — Mon, 23 Jun 2025 10:36:18 +0000

Episode 103 Jan Mills, President, First National Bank of Winnsboro In this episode of Banking Matters, host Elizabeth Holtrop interviews Jan Mills as she concludes her 2024-2025 term as chairman of the Texas Bankers Association (TBA). They discuss Jan’s leadership journey, the priorities she set during her term, and the challenges faced by community banks in Texas and across the U.S. Jan shares insights on the importance of cybersecurity, financial fraud initiatives, and the future of community banking. The conversation emphasizes the value of networking, mentorship, and giving back to the community, concluding with Jan’s advice for emerging leaders in […]

Episode 102

Compliance Alliance — Sun, 08 Jun 2025 21:18:10 +0000

Episode 102

Sarah Maldonado, Vice President of Human Resources at the Texas Bankers Association

In this eye-opening episode of Banking Matters, Amanda Mattson sits down with Sarah Maldonado, Vice President of Human Resources at the Texas Bankers Association. They explore how banks can stay competitive in today’s rapidly evolving workplace. The conversation also unpacks what it really takes to attract—and keep—top talent. Sarah shares insights on rising employee expectations and the growing demand for flexibility, career growth, and meaningful feedback. Discover why the old HR playbook no longer works, and how banks must evolve their culture to thrive in the modern talent landscape.