Well... It Depends!

Tax Planning in 2026: New Rules, Deductions & Smart Strategies (OBBBA Breakdown)

Andrew Baron, CFP®, EA — Thu, 30 Apr 2026 19:06:14 +0000

“Well… It Depends!” explores financial decisions that can’t be answered with a simple yes or no. This week, hosts Andrew Baron, CFP®, EA, and Derek Doyle break down how retirement has evolved—from traditional pensions to today’s 401(k)-driven world—and what that shift means for your financial future. They discuss the key differences between defined benefit and defined contribution plans, why the responsibility for retirement has shifted to individuals, and how to make smarter decisions when it comes to saving, investing, and managing your retirement accounts. From contribution strategies and Roth vs. pre-tax decisions to Social Security timing and planning opportunities, they […]

Markets vs Portfolios Explained: Why the S&P 500 Isn’t Enough for Retirement Planning

Andrew Baron, CFP®, EA — Thu, 16 Apr 2026 19:57:29 +0000

Pensions to 401(k)s: Why Retirement Isn’t What It Used to Be

Andrew Baron, CFP®, EA — Thu, 02 Apr 2026 20:17:55 +0000

The AI Question: Advice vs. Action

Andrew Baron, CFP®, EA — Thu, 19 Mar 2026 19:28:33 +0000

“Well… It Depends!” explores financial decisions that can’t be answered with a simple yes or no. This week, hosts Andrew Baron, CFP®, EA, and Derek Doyle dive into the growing conversation around AI vs. the human advisor. They discuss how AI is influencing the stock market, where it may (and may not) disrupt industries, and what it means for financial planning. From robo-advisors to real-world decision-making, they break down the limitations of AI, the importance of human judgment, and why implementation and personal connection still matter. If you’d like to discuss your specific situation with one of our CFPs®, please […]

Gold, Bitcoin & Real Estate: The Truth About Alternative Investments

Andrew Baron, CFP®, EA — Thu, 05 Mar 2026 18:38:50 +0000

“Well… It Depends!” explores financial decisions that can’t be answered with a simple yes or no. This week, hosts Andrew Baron, CFP®, EA, and Derek Doyle discuss alternative investments—from gold and Bitcoin to real estate. They cover what these assets are, how they can be used in a portfolio, the risks involved, and considerations for everyday investors and retirees. If you’d like to discuss your specific situation with one of our CFPs®, please email info@jgua.com. For the full transcript, click HERE

Career Blueprint Series: Real Estate Agents & Brokers

Andrew Baron, CFP®, EA — Thu, 05 Feb 2026 20:04:01 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no! This week, host Andrew Baron, CFP®, EA, continues a series called, “The Career Blueprint Series.” In this episode he is speaking on real estate agents and brokers. This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com. For the full transcript, click HERE

Career Blueprint Series: Professors

Andrew Baron, CFP®, EA — Thu, 22 Jan 2026 14:25:49 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no! This week, host Andrew Baron, CFP®, EA, continues a series called, “The Career Blueprint Series.” In this episode he is speaking on professors. This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com. For the full transcript, click HERE

Career Blueprint Series: Nurses

Andrew Baron, CFP®, EA — Thu, 08 Jan 2026 21:34:35 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no! This week, host Andrew Baron, CFP®, EA, continues a series called, “The Career Blueprint Series.” In this episode he is speaking on nurses. This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com. For the full transcript, click HERE.

Career Blueprint Series: Entrepreneurs

Andrew Baron, CFP®, EA — Tue, 23 Dec 2025 14:27:24 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no! This week, host Andrew Baron, CFP®, EA, continues a series called, “The Career Blueprint Series.” In this episode he is speaking on entrepreneurs. This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com. For the full transcript, click HERE.

Career Blueprint Series: Financial Advisors

Andrew Baron, CFP®, EA — Thu, 11 Dec 2025 16:47:41 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no! This week, host Andrew Baron, CFP®, EA, continues a series called, “The Career Blueprint Series.” In this episode he is speaking on financial advisors. This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com. For the full transcript, click HERE.

Career Blueprint Series: Chefs & Restaurant Workers

Andrew Baron, CFP®, EA — Tue, 25 Nov 2025 15:24:42 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no! This week, host Andrew Baron, CFP®, EA, continues a series called, “The Career Blueprint Series.” In this episode he is speaking on chefs and restaurant workers. This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com. For the full transcript, click HERE.

Career Blueprint Series: Sales Professionals

Andrew Baron, CFP®, EA — Thu, 13 Nov 2025 18:38:04 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no! This week, host Andrew Baron, CFP®, EA, continues a series called, “The Career Blueprint Series.” In this episode he is speaking on sales professionals. This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com. For the full transcript, click HERE.

Career Blueprint Series: Accountants

Andrew Baron, CFP®, EA — Thu, 30 Oct 2025 20:49:40 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no! This week, host Andrew Baron, CFP®, EA, continues a series called, “The Career Blueprint Series.” In this episode he is speaking on accountants. This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com. For the full transcript, click HERE.

Career Blueprint Series: High-End Finance

Andrew Baron, CFP®, EA — Fri, 17 Oct 2025 14:32:15 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no! This week, host Andrew Baron, CFP®, EA, continues a series called, “The Career Blueprint Series.” In this episode he is speaking on high-end finance roles. This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com. For the full transcript, click HERE.

Career Blueprint Series: Trades

Andrew Baron, CFP®, EA — Thu, 02 Oct 2025 14:03:50 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no! This week, host Andrew Baron, CFP®, EA, continues a series called, “The Career Blueprint Series.” In this episode he is speaking on the trades. This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com. For the full transcript, click HERE.

Career Blueprint Series: Military

Andrew Baron, CFP®, EA — Thu, 18 Sep 2025 14:16:15 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no! This week, host Andrew Baron, CFP®, EA, continues a series called, “The Career Blueprint Series.” In this episode he is speaking on the military. This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com. For the full transcript, click HERE.

Career Blueprint Series: Professional Athletes

Andrew Baron, CFP®, EA — Thu, 04 Sep 2025 12:40:27 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no! This week, host Andrew Baron, CFP®, EA, continues a series called, “The Career Blueprint Series.” In this episode he is speaking on Professional Athletes. This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com. For the full transcript, click HERE.

Career Blueprint Series: Attorney

Andrew Baron, CFP®, EA — Thu, 21 Aug 2025 20:43:12 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no! This week, host Andrew Baron, CFP®, EA, continues a series called, “The Career Blueprint Series.” In this episode he is speaking on Attorneys. This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com. For the full transcript, click HERE.

Career Blueprint Series: Police Officers

Andrew Baron, CFP®, EA — Thu, 07 Aug 2025 17:37:44 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no! This week, host Andrew Baron, CFP®, EA, continues a series called, “The Career Blueprint Series.” In this episode he is speaking on Police Officers. This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com. For the full transcript, click HERE.

Career Blueprint Series: Artists

Andrew Baron, CFP®, EA — Thu, 24 Jul 2025 18:16:22 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no! This week, host Andrew Baron, CFP®, EA, continues a series called, “The Career Blueprint Series.” In this episode he is speaking on artists. This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com. For the full transcript, click HERE.

Career Blueprint Series: Tech Workers

Andrew Baron, CFP®, EA — Thu, 10 Jul 2025 12:41:54 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no! This week, host Andrew Baron, CFP®, EA, continues a series called, “The Career Blueprint Series.” In this episode he is speaking on tech workers. This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com. For the full transcript, click HERE.

Career Blueprint Series: Doctors

Andrew Baron, CFP®, EA — Thu, 12 Jun 2025 14:09:53 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no! This week, host Andrew Baron, CFP®, EA, continues a series called, “The Career Blueprint Series.” In this episode he is speaking on doctors. This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com. For the full transcript, click HERE.

Career Blueprint Series: White Collar Corporate Office Workers

Andrew Baron, CFP®, EA — Thu, 29 May 2025 14:54:10 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no! This week, host Andrew Baron, CFP®, EA, begins a series called, “The Career Blueprint Series.” In this episode he is speaking on white collar workers. This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com. For the full transcript, click HERE.

Should I Be Aggressive With My Investments?

Andrew Baron, CFP®, EA — Thu, 01 May 2025 18:41:38 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no! This week, host Andrew Baron, CFP®, EA, dives into the question, “Should I Be Aggressive With My Investments?” This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com. For the full transcript, click HERE.

Should I be an LLC or S Corp?

Andrew Baron, CFP®, EA — Thu, 03 Apr 2025 12:08:27 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no! This week, host Andrew Baron, CFP®, EA, dives into the question, “Should I be an LLC or S Corp?” This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com. For the full transcript, click HERE.

Should I Trust My Gut When Making a Financial Choice?

Andrew Baron, CFP®, EA — Thu, 20 Mar 2025 09:54:35 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “Should I Trust My Gut When Making a Financial Choice?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

Is Tax Planning Different After the Death of a Spouse?

Andrew Baron, CFP®, EA — Thu, 06 Mar 2025 16:43:47 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “Is Tax Planning Different After the Death of a Spouse?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

How Do I Keep My Money Safe in a Disaster?

Andrew Baron, CFP®, EA — Thu, 27 Feb 2025 08:44:48 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “How Do I Keep My Money Safe in a Disaster?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

What Can I Afford?

Andrew Baron, CFP®, EA — Thu, 06 Feb 2025 09:46:06 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “What Can I Afford?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

Should I Buy A Home Now And Refinance Later?

Andrew Baron, CFP®, EA — Thu, 23 Jan 2025 15:01:35 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “Should I buy a Home Now and Refinance Later?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

How Many Retirement Accounts Should I Have?

Andrew Baron, CFP®, EA — Thu, 09 Jan 2025 10:32:35 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “How Many Retirement Accounts Should I Have?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

What Financial Professionals Do I Need?

Andrew Baron, CFP®, EA — Tue, 24 Dec 2024 09:06:48 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “What Financial Professionals Do I Need?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click H ERE.

Can I Be Fully Protected Financially?

Andrew Baron, CFP®, EA — Wed, 27 Nov 2024 09:16:59 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “Can I Be Fully Protected Financially?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

Is There a Simple Path to Financial Planning?

Andrew Baron, CFP®, EA — Thu, 14 Nov 2024 10:31:31 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “Is There a Simple Path to Financial Planning?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

What to Do With an Extra $100,000?

Andrew Baron, CFP®, EA — Thu, 31 Oct 2024 10:57:56 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “Are Lower Interest Rates Good or Bad?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click H ERE.

Are Lower Interest Rates Good or Bad?

Andrew Baron, CFP®, EA — Thu, 17 Oct 2024 09:18:21 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “Are Lower Interest Rates Good or Bad?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

How Do I Set Up My Kids For Financial Success?

Andrew Baron, CFP®, EA — Thu, 03 Oct 2024 11:48:05 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “Should I Downsize My Home?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click H ERE.

Should I Downsize My Home?

Andrew Baron, CFP®, EA — Thu, 19 Sep 2024 10:44:51 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “Should I Downsize My Home?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

Should I Take a Risk?

Andrew Baron, CFP®, EA — Thu, 05 Sep 2024 13:49:09 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “Should I Take a Risk?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

When Should I Begin Taking Social Security?

Andrew Baron, CFP®, EA — Thu, 22 Aug 2024 13:33:59 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “When Should I Begin Taking Social Security?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

When Is It Okay to Stop Making Retirement Contributions?

Andrew Baron, CFP®, EA — Thu, 08 Aug 2024 16:00:20 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “When Is It Okay to Stop Making Retirement Contributions?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

Should I Do My Own Investment Research?

Andrew Baron, CFP®, EA — Thu, 25 Jul 2024 12:45:11 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no! This week, host Andrew Baron, CFP®, EA, dives into the question, “Should I Do My Own Investment Research?" This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

Should I Do My Own Investment Research?

Andrew Baron, CFP®, EA — Thu, 25 Jul 2024 08:16:59 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “Should I Do My Own Investment Research?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

Should I Keep Saving If I am a Millionaire?

Andrew Baron, CFP®, EA — Thu, 11 Jul 2024 14:28:21 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “Should I Keep Saving If I’m a Millionaire?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

What Credit Card Should I Use?

Andrew Baron, CFP®, EA — Thu, 27 Jun 2024 12:51:03 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “What Credit Card Should I Use?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

What Do I Do With an Extra $10,000?

Andrew Baron, CFP®, EA — Thu, 13 Jun 2024 12:34:26 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “What Do I Do With an Extra $10,000?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

Should I Consolidate My Debt?

Andrew Baron, CFP®, EA — Thu, 30 May 2024 13:32:08 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “Should I Consolidate My Debt?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

As a Freelancer, Should I Increase My Rates or Broaden My Client Base to Make More Money?

Andrew Baron, CFP®, EA — Thu, 16 May 2024 15:17:38 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “How Do I Budget and Live Within My Means?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

How Do I Budget and Live Within My Means?

Andrew Baron, CFP®, EA — Thu, 02 May 2024 12:21:11 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “How Do I Budget and Live Within My Means?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

What Should I Know About The FIRE Movement?

Andrew Baron, CFP®, EA — Thu, 18 Apr 2024 12:19:23 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “What Should I Know About The FIRE Movement?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

Should I Tap Into My Retirement Fund?

Andrew Baron, CFP®, EA — Thu, 04 Apr 2024 08:12:17 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “Should I Tap Into My Retirement Fund?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

How Much Home Can I Afford?

Andrew Baron, CFP®, EA — Thu, 21 Mar 2024 09:58:58 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “How Much Home Can I Afford?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

Should I Give Away My Wealth Today?

Andrew Baron, CFP®, EA — Thu, 29 Feb 2024 15:10:19 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “Should I Give Away My Wealth Today?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

Should I Rent or Buy a Vacation Home?

Andrew Baron, CFP®, EA — Thu, 22 Feb 2024 09:37:40 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “Should I Rent or Buy a Vacation Home?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

Should I Gamble?

Andrew Baron, CFP®, EA — Thu, 15 Feb 2024 14:03:04 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “Should I Gamble?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

Should I Rent or Sell My Home?

Andrew Baron, CFP®, EA — Thu, 08 Feb 2024 10:17:19 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “Should I Rent or Sell My Home?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

What Types of Accounts Should I Have?

Andrew Baron, CFP®, EA — Thu, 01 Feb 2024 10:34:43 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “What Types of Accounts Should I Have?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

How Much Frugality is Necessary?

Andrew Baron, CFP®, EA — Thu, 25 Jan 2024 13:06:01 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “How Much frugality is Necessary?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

Should I Relocate For a Job?

Andrew Baron, CFP®, EA — Thu, 18 Jan 2024 10:48:37 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “Should I Relocate For a Job?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email info@jgua.com.

For the full transcript, click HERE.

What Is the Best Portfolio For Me?

Andrew Baron, CFP®, EA — Thu, 14 Dec 2023 13:12:41 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron CFP®, EA, dives into the question, “What Is the Best Portfolio For Me?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com.

For the full transcript, click HERE.

Do I Need an Emergency Savings Account?

Andrew Baron, CFP®, EA — Thu, 07 Dec 2023 13:23:31 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron CFP®, EA, dives into the question, “Do I Need an Emergency Savings Account?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com.

For the full transcript, click HERE.

Should I Be More Conservative With My Investments As I Approach Retirement?

Andrew Baron, CFP®, EA — Thu, 30 Nov 2023 10:50:17 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron CFP®, EA, dives into the question, “Should I Be More Conservative With My Investments As I Approach Retirement?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For the full transcript, click HERE.

Is Too Much Of My Wealth Tied To My Employer?

Andrew Baron, CFP®, EA — Fri, 24 Nov 2023 10:44:16 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron CFP®, EA, dives into the question, “Is Too Much Of My Wealth Tied To My Employer?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For the full transcript, click HERE.

How Do I Prepare For a New Child?

Andrew Baron, CFP®, EA — Fri, 17 Nov 2023 08:13:00 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question “How Do I Prepare For a New Child?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For the full transcript, click HERE.

How Do I Financially Support Aging Parents?

Andrew Baron, CFP®, EA — Thu, 09 Nov 2023 08:09:22 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question “How Do I Financially Support Aging Parents?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For the full transcript, click HERE.

Should I Invest Outside of My Employer Plan?

Andrew Baron, CFP®, EA — Wed, 01 Nov 2023 14:18:58 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Invest Outside of My Employer Plan?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For the full transcript, click HERE.

Should I Consider a Side Hustle or Focus on My Main Career?

Andrew Baron, CFP®, EA — Thu, 26 Oct 2023 14:44:35 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Consider a Side Hustle or Focus on my Main Career”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For the full transcript, click HERE.

What Do I Need For an Estate Plan?

Andrew Baron, CFP®, EA — Thu, 19 Oct 2023 15:10:29 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question, “What Do I Need For an Estate Plan?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@jgua.com.

For the full transcript, click HERE.

How Long Should I Expect to Work Based on My Career?

Andrew Baron, CFP®, EA — Thu, 12 Oct 2023 10:07:38 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question “How Long Should I Expect to Work Based on My Career?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For the full transcript, click HERE.

How Do I Prevent My Kids From Being Spoiled By Money?

Andrew Baron, CFP®, EA — Thu, 05 Oct 2023 14:39:57 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question “How Do I Prevent My Kids From Being Spoiled By Money?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For the full transcript, click HERE.

Should I Remarry If I’m Receiving Social Security Benefits From An Ex-Spouse?

Andrew Baron, CFP®, EA — Fri, 29 Sep 2023 12:47:25 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Remarry If I’m Receiving Social Security Benefits From An Ex-Spouse?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For the full transcript, click HERE.

Should I Take The Lump Sum From My Pension?

Andrew Baron, CFP®, EA — Wed, 20 Sep 2023 15:48:01 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Take The Lump Sum From My Pension?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For the full transcript, click HERE.

How Should I Prepare If I’m Expecting a Large Inheritance Down the Line?

Andrew Baron, CFP®, EA — Thu, 14 Sep 2023 15:04:43 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question “How Should I Prepare If I’m Expecting a Large Inheritance Down the Line?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For the full transcript, click HERE.

Should I Worry About High Mortgage Rates?

Andrew Baron, CFP®, EA — Thu, 07 Sep 2023 10:38:01 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Worry About High Mortgage Rates?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For the full transcript, click HERE.

Should I Retire at the Same Time as My Spouse?

Andrew Baron, CFP®, EA — Thu, 31 Aug 2023 09:58:34 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Retire at the Same Time as My Spouse?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For the full transcript, click HERE.

Should I Start My Own Business?

Andrew Baron, CFP®, EA — Thu, 24 Aug 2023 07:49:51 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Start My Own Business?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For the full transcript, click HERE.

What Do Higher Interest Rates Mean for Me?

Andrew Baron, CFP®, EA — Thu, 10 Aug 2023 15:37:23 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question “What Do Higher Interest Rates Mean for Me?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For the full transcript, click HERE.

Am I Ready for an Early Retirement?

Andrew Baron, CFP®, EA — Thu, 03 Aug 2023 07:28:59 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question “Am I Ready for an Early Retirement?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For the full transcript, click HERE.

Should I Stop Making Retirement Contributions in an Uncertain Market?

Andrew Baron, CFP®, EA — Thu, 20 Jul 2023 07:39:41 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Stop Making Retirement Contributions in an Uncertain Market?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For the full transcript, click HERE.

Should I Move to the Big City?

Andrew Baron, CFP®, EA — Fri, 14 Jul 2023 08:16:46 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Move to the Big City?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For the full transcript, click HERE.

Should I Pay With Cash or Card?

Andrew Baron, CFP®, EA — Thu, 06 Jul 2023 06:58:56 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Pay With Cash or Card?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For the full transcript, click HERE.

Is It Okay to Change My Investment Priorities?

Andrew Baron, CFP®, EA — Thu, 29 Jun 2023 09:23:37 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question “Is It Okay to Change My Investment Priorities?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For the full transcript, click HERE.

How to Save for Short-Term Goals?

Andrew Baron, CFP®, EA — Thu, 22 Jun 2023 09:08:52 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question “How to Save for Short-Term Goals?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

What To Do With Inherited, Jointly-Owned Property?

Andrew Baron, CFP®, EA — Thu, 15 Jun 2023 07:10:51 +0000

“Well… It Depends!” poses a question around financial decisions that cannot be answered with a simple yes or no!

This week, host Andrew Baron, CFP®, EA, dives into the question “What To Do With Inherited, Jointly-Owned Property?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

When Should I Finance a Large Purchase?

Andrew Baron, CFP®, EA — Thu, 08 Jun 2023 14:56:43 +0000

“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “When Should I Finance a Large Purchase?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Is Putting My Career on Hold a Wise Decision?

Andrew Baron, CFP®, EA — Thu, 01 Jun 2023 08:08:55 +0000

“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “Is Putting My Career on Hold a Wise Decision?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

How is My Equity Compensation Taxed?

Andrew Baron, CFP®, EA — Thu, 25 May 2023 10:37:16 +0000

“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “How is My Equity Compensation Taxed?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

How Do I Leave a Legacy?

Andrew Baron, CFP®, EA — Thu, 18 May 2023 13:28:48 +0000

“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “How Do I Leave a Legacy?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Should I Contribute to a Traditional or Roth 401K?

Andrew Baron, CFP®, EA — Fri, 12 May 2023 10:05:46 +0000

“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Contribute to a Traditional or Roth 401K?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Should I Prioritize Saving for Retirement?

Andrew Baron, CFP®, EA — Thu, 04 May 2023 12:14:29 +0000

“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Prioritize Saving for Retirement?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

How Do I Build Wealth After a Delayed Start?

Andrew Baron, CFP®, EA — Thu, 27 Apr 2023 07:16:52 +0000

“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “How Do I Build Wealth After a Delayed Start?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

How Important is My Asset Allocation?

Andrew Baron, CFP®, EA — Thu, 13 Apr 2023 13:37:35 +0000

“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “How Important is My Asset Allocation?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

How Do I Give Money to My Heirs?

Andrew Baron, CFP®, EA — Thu, 06 Apr 2023 08:03:26 +0000

“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “How Do I Give Money to My Heirs?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

What Do Higher Interest Rates Mean for Me?

Andrew Baron, CFP®, EA — Thu, 30 Mar 2023 07:22:13 +0000

“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “What Do Higher Interest Rates Mean for Me?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Is My Money Safe?

Andrew Baron, CFP®, EA — Thu, 23 Mar 2023 10:11:30 +0000

“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “Is My Money Safe?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Should I Rollover My Current 401K?

Andrew Baron, CFP®, EA — Thu, 16 Mar 2023 13:48:52 +0000

“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Rollover My Current 401K?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Is Maxing out My 401K Enough?

Andrew Baron, CFP®, EA — Thu, 09 Mar 2023 08:34:44 +0000

“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “Is Maxing Out My 401K Enough?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Should I Keep the Home In a Divorce?

Andrew Baron, CFP®, EA — Thu, 02 Mar 2023 11:04:28 +0000

“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Keep the Home In a Divorce?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Should I Pay Off My Mortgage Early?

Andrew Baron, CFP®, EA — Thu, 23 Feb 2023 14:25:36 +0000

“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Pay Off My Mortgage Early?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Should I Refinance?

Andrew Baron, CFP®, EA — Thu, 16 Feb 2023 15:19:07 +0000

“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Refinance?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Should I Buy a Home With Somebody Else?

Andrew Baron, CFP®, EA — Thu, 09 Feb 2023 12:15:05 +0000

“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Buy a Home With Somebody Else?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Should I Relocate in Retirement?

Andrew Baron, CFP®, EA — Thu, 02 Feb 2023 14:52:47 +0000

“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Relocate in Retirement?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

How Much Money is Enough?

Andrew Baron, CFP®, EA — Thu, 26 Jan 2023 10:09:36 +0000

“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “How Much Money is Enough?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Should I Worry About My Credit Score?

Andrew Baron, CFP®, EA — Thu, 19 Jan 2023 11:34:43 +0000

“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Worry About My Credit Score?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Should I Lease or Buy a Car?

Andrew Baron, CFP®, EA — Thu, 12 Jan 2023 11:22:04 +0000

“Well… It Depends!” presents the pros and cons of financial decision making so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Lease or Buy a Car?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Should I Borrow From My 401K?

Andrew Baron, CFP®, EA — Thu, 05 Jan 2023 16:17:55 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Borrow From My 401K?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

What Do I Do With a Large Inheritance?

Andrew Baron, CFP®, EA — Wed, 28 Dec 2022 10:40:26 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “What Do I Do With a Large Inheritance?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Should I Be Worried About My Online Privacy?

Andrew Baron, CFP®, EA — Thu, 22 Dec 2022 08:32:45 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Be Worried About My Online Privacy?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Should I Come Out of Retirement to Work?

Andrew Baron, CFP®, EA — Wed, 14 Dec 2022 10:48:52 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “Should I Come Out of Retirement to Work?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Am I Saving Enough?

Andrew Baron, CFP®, EA — Wed, 30 Nov 2022 11:50:51 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This week, host Andrew Baron, CFP®, EA, dives into the question “Am I Saving Enough?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

How Much Diversification Do I Need?

Andrew Baron, CFP®, EA — Wed, 23 Nov 2022 09:06:02 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This episode, hosted by Andrew Baron, CFP®, EA, dives into the question “How Much Diversification Do I Need?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

How Do I Prepare for an Emergency?

Andrew Baron, CFP®, EA — Wed, 16 Nov 2022 11:06:31 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This episode, hosted by Andrew Baron, CFP®, EA, dives into the question “How Do I Prepare for an Emergency?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

What to Do If I Lose My Job?

Andrew Baron, CFP®, EA — Wed, 09 Nov 2022 17:18:03 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This episode, hosted by Andrew Baron, CFP®, EA, dives into the question “What to Do If I Lose My Job?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

How Do I Financially Help My Kids?

Andrew Baron, CFP®, EA — Thu, 03 Nov 2022 09:41:39 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This episode, hosted by Andrew Baron, CFP®, EA, dives into the question “How Do I Financially Help My Kids?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Should I Change Jobs?

Andrew Baron, CFP®, EA — Wed, 26 Oct 2022 08:12:43 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This episode, hosted by Andrew Baron, CFP®, EA, dives into the question “Should I Change Jobs?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

How Do I Save for College?

Andrew Baron, CFP®, EA — Thu, 20 Oct 2022 13:56:02 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This episode, hosted by Andrew Baron, CFP®, EA, dives into the question “How Do I Save for College?”.

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Should I Change How I’m Invested?

Andrew Baron, CFP®, EA — Wed, 12 Oct 2022 13:30:32 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This episode, hosted by Andrew Baron, CFP®, EA, dives into the question “Should I Change How I’m Invested?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

What to Review for My Job’s Benefits?

Andrew Baron, CFP®, EA — Fri, 07 Oct 2022 08:07:32 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This episode, hosted by Andrew Baron, CFP®, EA, dives into the question “What to Review for My Job’s Benefits?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

What to Do With My Old 401K?

Andrew Baron, CFP®, EA — Fri, 30 Sep 2022 13:03:45 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This episode, hosted by Andrew Baron, CFP®, EA, dives into the question “What to Do With My Old 401K?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Can I Save Too Much?

Andrew Baron, CFP®, EA — Fri, 23 Sep 2022 06:47:40 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This episode, hosted by Andrew Baron, CFP®, EA, dives into the question “Can I Save Too Much?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Is a Strong Dollar Good or Bad?

Andrew Baron, CFP®, EA — Thu, 15 Sep 2022 15:56:15 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This episode, hosted by Andrew Baron, CFP®, EA, dives into the question “Is a Strong Dollar Good or Bad?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Should I Buy a Home?

Andrew Baron, CFP®, EA — Thu, 08 Sep 2022 10:04:05 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This episode, hosted by Andrew Baron, CFP®, EA, dives into the question “Should I Buy a Home?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

What Do Rising Interest Rates Mean for Me?

Andrew Baron, CFP®, EA — Thu, 01 Sep 2022 07:15:51 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This episode, hosted by Andrew Baron, CFP®, EA, dives into the question “What Do Rising Interest Rates Mean for Me?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here.

Should I Be Worried About a Recession?

Andrew Baron, CFP®, EA — Thu, 25 Aug 2022 12:24:56 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This episode, hosted by Andrew Baron, CFP®, EA, dives into the question “Should I Be Worried About a Recession?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here

Should I Worry About Inflation?

Andrew Baron, CFP®, EA — Thu, 18 Aug 2022 10:44:35 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This episode, hosted by Andrew Baron, CFP®, EA, dives into the question “Should I Worry About Inflation?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here

Do I Need a Financial Planner?

Andrew Baron, CFP®, EA — Fri, 12 Aug 2022 07:16:40 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This episode, hosted by Andrew Baron, CFP®, EA, dives into the question “Do I Need a Financial Advisor?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here

What to Do With Cash

Andrew Baron, CFP®, EA — Wed, 03 Aug 2022 13:06:18 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This episode, hosted by Andrew Baron, CFP®, EA, dives into the question “What to Do With Cash”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs®, please email us at info@JGUA.com

For a full transcript, click here

Can I Retire During a Down Turn?

Andrew Baron, CFP®, EA — Thu, 07 Jul 2022 13:19:29 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This episode, hosted by Andrew Baron, CFP^®, EA, dives into the question “Can I Retire During a Down Turn?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs^®, please email us at info@JGUA.com

For a full transcript, click here

Should I have a 30-year mortgage?

Andrew Baron, CFP®, EA — Wed, 16 Feb 2022 10:49:05 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This episode, hosted by Andrew Baron, CFP^®, EA, featuring William Post, dives into the question “should I have a 30-year mortgage?”

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs^®, please email us at info@JGUA.com

For a full transcript, click here

Should I Be In Crypto?

Andrew Baron, CFP®, EA — Thu, 20 Jan 2022 15:48:16 +0000

“Well… It Depends!” presents the pros and cons of financial decision so you feel more informed and confident in your choices.

This episode, hosted by Andrew Baron, CFP^®, EA, featuring Jason Nickerson, CFP^®, EA, dives into the question “should I be in crypto?”

First, Andrew and Jason examine crypto returns and volatility, and how they compare to traditional markets (1:19).
Next, Jason continues the conversation and looks at the transparency and lack of regulation of cryptocurrencies, and how this may lead to fraud (7:58).
Lastly, the two talk about the security of crypto currency and how your assets are protected (9:41)

This episode covers a great deal of information. If you would like to discuss your specific situation with one of our CFPs^®, please email us at info@JGUA.com

For a full transcript, click here

Medicare Overview

Andrew Baron, CFP®, EA — Tue, 07 Dec 2021 08:57:12 +0000

This episode, hosted by Andrew Baron, CFP®, EA, featuring Lynda Lander, will give background and take a look at the different aspects of Medicare.

First, Lynda gives some information on the four different parts of Medicare.

Next, Lynda explains the differences between Medicare and typical employer and marketplace plans.

Lastly, Lynda explains the open enrollment periods, and offers suggestions in order to avoid any excess fees associated with Medicare.

There is a lot of information in this episode so make sure to reach out to Andrew or Lynda with questions or comments.

For a full transcript, click here. Looking for show notes? Find them here.

Equity Compensation

Andrew Baron, CFP®, EA — Tue, 16 Nov 2021 08:47:27 +0000

This episode, hosted by Andrew Baron, CFP®, EA, featuring Jason Nickerson, CFP®, EA, will give background and considerations for those that are paid with equity compensation.

First, Jason gives some background information on equity compensation and how it has evolved in today’s landscape.

Next, Jason explains the different types of equity compensation that are commonly offered.

Lastly, the two explore ways to exercise stock options and the possible tax implications that may arise.

There is a lot of information in this episode so make sure to reach out to Jason or Andrew with questions or comments.

For a full transcript, click here. Looking for show notes? Find them here.

Increasing Lifetime Earnings

Andrew Baron, CFP®, EA — Mon, 18 Oct 2021 07:59:06 +0000

Increasing Lifetime Earnings

This episode, hosted by Andrew Baron, CFP®, EA, featuring Todd Brost, CFP®, will offer suggestions and personal examples geared towards young professionals about ways to increase your lifetime earnings potential.

First, Todd and Andrew address the new trend of ‘job hopping.’

Next, Andrew and Todd offer suggestions to individuals who are looking to climb the ladder and seek a promotion within their organization.

Lastly, Todd offers a unique piece of advice that has stuck with him throughout his career in regards to differentiating between earnings and savings.

There is a lot of information in this episode so make sure to reach out to Todd or Andrew with questions or comments.

Please reach out to info@jgua.com with any questions or comments or visit us at

www.jgua.com/about-us/our-team to learn more about Andrew and Todd.

For a full transcript, click here. Looking for show notes? Find them here.

Investing in Collectibles

Andrew Baron, CFP®, EA — Thu, 23 Sep 2021 09:47:18 +0000

Investing in Collectibles

This episode, hosted by Andrew Baron, CFP®, EA, featuring Sarah Collier, JD, will look at different aspects of investing in collectibles and things to consider when it comes to your own collection.

First, Sarah dives into her personal interests in collectibles.

Next, Sarah and Andrew talk about inheritance and different factors that come into play with collectible items.

Lastly, Andrew addresses the difficulty and importance of insuring your valuable collections.

There is a lot of information in this episode so make sure to reach out to Sarah or Andrew with questions or comments.

For a full transcript, click here. Looking for show notes? Find them here.

Is it Really a Social Security ‘Doomsday’?

Andrew Baron, CFP®, EA — Thu, 09 Sep 2021 09:58:48 +0000

Is it Really a Social Security ‘Doomsday’?

This episode, our host Andrew Baron, CFP®, EA, addresses the recent buzz around the state of Social Security benefits.

Should you really be as worried as the news leads you on to be?

There is a lot of information in this episode so make sure to reach out to Andrew with questions or comments.

For a full transcript, click here. Looking for show notes? Find them here.

Fear and Future of Inflation

Andrew Baron, CFP®, EA — Tue, 03 Aug 2021 09:58:29 +0000

Fear and Future of Inflation

This episode, our host Andrew Baron, CFP®, EA, is joined by Bill Armstrong, CFA®, of the JGUA Research Department

In this episode, Bill starts out by sharing some historical information about periods of rising inflation. Next, Bill and Andrew examine the different factors in today’s economy that are affecting inflation levels. Finally, the two offer a look ahead and give their opinions as to where they believe inflation levels are heading.

There is a lot of information in this episode so make sure to reach out to Andrew with questions or comments.

For a full transcript, click here. Looking for show notes? Find them here.

Making Sense of the Advance Child Tax Credit

Andrew Baron, CFP®, EA — Thu, 15 Jul 2021 10:50:08 +0000

Making Sense of the Advance Child Tax Credit

This episode, our host Andrew Baron, CFP®, EA, is joined by Don Huff, CPA, of the JGUA Tax Department. In this episode, Don explains in more detail the definitions for a qualifying child under this new credit. Don also lays out the amounts that qualifying families can expect to receive from the new credit. Finally, the two offer up a few suggestions as to why families and/or individuals may want to consider opting out of the advanced payments.

For a full transcript, click here Looking for show notes? Find them here

Could a Backdoor Roth Strategy Benefit You?

Andrew Baron, CFP®, EA — Thu, 17 Jun 2021 09:35:24 +0000

This episode, hosted by Andrew Baron, CFP®, EA, featuring Amanda Herrick Smith, CFP® will dive into the strategy that is a backdoor Roth contribution, and how you may benefit from this strategy in your own planning. First, Andrew explains Roth accounts and how they differ from traditional retirement accounts. Next, Amanda goes into detail specifically about the strategy of a backdoor Roth contribution and the benefits that come along with it. Lastly, Amanda talks about how she has recently worked with clients on Roth conversions based on their individual retirement goals.

There is a lot of information in this episode so make sure to reach out to Andrew or Amanda with questions or comments.

For a full transcript, click here Looking for show notes? Find them here

Creating a Savings Budget for Spenders

Andrew Baron, CFP®, EA — Wed, 02 Jun 2021 09:38:33 +0000

At the height of their career, many have very little time to optimize their personal finances, due to already balancing work life and home life. JGUA Financial Commentary Podcast aims to simplify personal finance for busy mid-career professionals. In each episode, Andrew will interview a rotating group of employees including Advisors, Tax professionals, and Researchers to provide insights, strategies, and critical thinking on personal finance.

For a full transcript, click here. Looking for show notes? Find them here.

Equity Compensation Webinar Playback

Andrew Baron, CFP®, EA — Tue, 18 May 2021 10:05:15 +0000

For a full transcript, click here. Looking for show notes? Find them here.

The Importance of Being Coachable Webinar Playback

Andrew Baron, CFP®, EA — Tue, 04 May 2021 14:07:28 +0000

For a full transcript, click here. Looking for show notes? Find them here.

Five C’s of Homebuying

Andrew Baron, CFP®, EA — Tue, 20 Apr 2021 08:04:11 +0000

This episode, hosted by Andrew Baron, CFP®, EA, featuring William Post, discusses the 5 C’s for a smooth mortgage buying experience. First, William gives an explanation about the requirements of credit. Next, the mathematical explanation of capacity, and understanding your debt to income ratio is discussed followed by cash expectations for buying a home. Additionally, Will discusses collateral in regards to home, appraisals vs. inspections, physical properties of the home and the conforming mortgage market, along with miscellaneous costs after closing. There is a lot of information in this episode so make sure to reach out to William or Andrew with questions or comments.

For a full transcript, click here Looking for show notes? Find them here

Exploring the Benefits of Partial Retirement

Andrew Baron, CFP®, EA — Thu, 08 Apr 2021 06:44:51 +0000

Hosted by Andrew Baron, CFP®, Enrolled Agent; featuring Tom Snow, Senior Vice President, and Karen Meriwether, CFP®, Senior Vice President

For a full transcript, click here. Looking for show notes? Find them here.

JGUA Investment Philosophy w/ John Ullman

Andrew Baron, CFP®, EA — Tue, 23 Mar 2021 07:33:21 +0000

Hosted by Andrew Baron, CFP®, Enrolled Agent; featuring John Ullman, Founder & President of John G. Ullman & Associates, Inc.

For a full transcript, click here. Looking for show notes? Find them here

Tax Guidance for 2020-2021

Andrew Baron, CFP®, EA — Tue, 09 Mar 2021 09:04:15 +0000

Hosted by Andrew Baron, CFP®, Enrolled Agent; featuring Don Huff, CPA

For a full transcript, click here. Looking for show notes? Find them here.

Diversifying with Real Estate Investments

Andrew Baron, CFP®, EA — Tue, 23 Feb 2021 09:54:43 +0000

Hosted by Andrew Baron, CFP®, Enrolled Agent; featuring Alexander Ognenovski, J.D..

For a full transcript, click here. Looking for show notes? Find them here.

The History of John G. Ullman & Associates, Inc.

Andrew Baron, CFP®, EA — Tue, 09 Feb 2021 09:01:27 +0000

Hosted by Andrew Baron, CFP®, EA, Featuring John Ullman, Founder & President of John G. Ullman & Associates, Inc.

For a full transcript click here. Looking for Show Notes? Find them here!

Community Involvement and Retiring with a Purpose

Andrew Baron, CFP®, EA — Tue, 26 Jan 2021 08:33:19 +0000

Hosted by Andrew Baron, CFP®, EA, Featuring Nora Smith, Manager of Information Services

For a full transcript click here. Looking for Show Notes? Find them here!

State of the Markets

Andrew Baron, CFP®, EA — Wed, 13 Jan 2021 10:30:00 +0000

Hosted by Andrew Baron, CFP®, EA, Featuring Bill Armstrong, CFA®

For a full transcript click here. Looking for Show Notes? Find them here!

Education and the Next Generation

Andrew Baron, CFP®, EA — Mon, 28 Dec 2020 15:11:30 +0000

Hosted by Andrew Baron, CFP®, EA, Featuring Shirley Nelson, J.D.

For a full transcript click here. Looking for Show Notes? Find them here!

Making the Most of Giving to Charities

Andrew Baron, CFP®, EA — Mon, 14 Dec 2020 10:45:53 +0000

Making the Most of Giving to Charities

Hosted by Andrew Baron, CFP®, EA, Featuring Amanda Herrick Smith, CFP®

For a full transcript click here. Looking for Show Notes? Find them here!

What Does Inheritance Really Mean?

Andrew Baron, CFP®, EA — Wed, 02 Dec 2020 15:42:15 +0000

Hosted by Andrew Baron, CFP®, Enrolled Agent; featuring Elizabeth DiPietrantonio, J.D.

For a full transcript, click here. Looking for show notes? Find them here.