Prosperity Principles

How to Start Planning for a Successful Retirement

Ed Cruz — Tue, 23 May 2023 21:26:52 +0000

Ed shares some important information about the federal government’s debt ceiling and why it matters. Plus, we discuss household debt in the US reaching a new – and scary – record high.

We also detail some critical steps you need to take to get started with your retirement plan, especially if you plan retire in the next few years.

For More Information: MyProsperityTeam.com

How to Keep Your Retirement Savings Protected from Volatility

Ed Cruz — Fri, 21 Apr 2023 19:55:47 +0000

Where do we stand with the banking crisis? What could be coming around the corner? How can you protect your hard-earned money? Ed will help answer those questions and more on this week’s show. Plus, we’ll talk about some ways to keep your money safe – even in the event of a market downturn or bank failure.

For More Information: MyProsperityTeam.com

How to Fund the Retirement of Your Dreams

Ed Cruz — Tue, 04 Apr 2023 19:34:18 +0000

Controlling costs in retirement can be tough. Some expenses can be reduced or even eliminated during retirement, but other things get more expensive as you age. Ed breaks down our list of ten big costs to consider, so they don’t break your budget. Plus, Ed shares some advice on how to manage the things you actually CAN control with your retirement plan.

For More Information: MyProsperityTeam.com

Will Social Security Be Around When You Retire?

Ed Cruz — Tue, 28 Mar 2023 14:36:07 +0000

Recent turmoil in the banking industry has a lot of people concerned. If that’s you, don’t miss this show! Ed shares safe money strategies that protect your investment 100%. Plus, will Social Security be around when you retire? Ed Cruz explains how to build a retirement income plan for whatever comes your way.

Schedule a free financial consultation at MyProsperityTeam.com

Got Questions? Call Ed Cruz today at (386) 228-5769

The Most Important Question to Ask Yourself About Retirement

Ed Cruz — Wed, 01 Mar 2023 07:47:00 +0000

On this week’s show, it’s all about being smart with your retirement plan. Ed starts with the basics as he discusses what a Smart Retirement Plan is, then he goes over the first three elements: Smart Vision, Smart Inspection and Smart Planning. Plus, Ed talks about “egg-celerating” prices at the grocery store.

Schedule a free financial consultation at MyProsperityTeam.com

Got Questions? Call Ed Cruz today at (386) 228-5769

The Most Important Question to Ask Yourself About Retirement

Ed Cruz — Fri, 27 Jan 2023 14:29:00 +0000

Schedule a free financial consultation at MyProsperityTeam.com

Got Questions? Call Ed Cruz today at (386) 228-5769

Say Goodbye to Unnecessary Retirement Expenses!

Ed Cruz — Tue, 17 Jan 2023 20:41:00 +0000

Are you paying too much for your retirement plan? This week, Ed discusses some strategies for eliminating unnecessary fees, taxes and expenses so you can live the retirement lifestyle you deserve.

For more information, visit MyProsperityTeam.com

How to Start 2023 on the Right Foot

Ed Cruz — Mon, 09 Jan 2023 21:20:00 +0000

On this week’s show, Ed talks about starting 2023 on the right financial footing. We take a look back at 2022 and share ways you can plan for the future in case we see another market downturn. Weathering the financial storm isn’t as difficult as it may seem. You just have to know where to start – and Ed can help!

For More Information, Visit MyProsperityTeam.com

Schedule a Complimentary Consultation Here

Call Edwin Cruz today at (386) 228-5769

How to Jump Start Your Finances in 2023

Ed Cruz — Mon, 19 Dec 2022 17:11:00 +0000

Ed looks ahead to 2023 with some important end-of-year reminders. Plus, he shares a helpful checklist for you to use as you make preparations for the new year. How is inflation affecting the holiday season? We take a look at the topic with a fun and unique study from PNC.

Is your hard-earned money safe and protected?

Schedule your free financial consultation at MyProsperityTeam.com

Got Questions? Call Ed Cruz today at (386) 228-5769

Take Control of Your Money in 2023

Ed Cruz — Fri, 09 Dec 2022 21:19:00 +0000

On this week’s show, Ed has some helpful tips for taking control of your finances as we approach 2023. He also talks about how to pay-off your mortgage so you can save more for retirement.

Is your hard-earned money safe and protected?

Schedule a Complimentary Consultation with Ed at Our Website

Got Questions? Call Ed Cruz today at (386) 228-5769

Simple Ways to Protect and Grow Your Money for Retirement

Ed Cruz — Fri, 02 Dec 2022 21:05:00 +0000

On this week’s show, Ed and Matt explain some common retirement misconceptions in their “right or wrong segment”. We also share some audio from Annuity 360 – get in touch with Ed today for your free consultation and copy of the book!

Is your hard-earned money safe and protected?

Schedule a Complimentary Consultation

Got Questions? Call Ed Cruz now at (386) 228-5769

How to Handle Your Decumulation Phase

Ed Cruz — Fri, 11 Nov 2022 18:38:00 +0000

People spend so much time and effort thinking about how to save more money for retirement, but they don’t consider what happens once they actually stop working. This week, Ed offers some great tools and strategies for generating retirement income that you can never outlive.

Is your hard-earned money safe and protected?

Schedule a free consultation with Ed today at MyProsperityTeam.com

Got Questions? Call Ed Cruz at (386) 228-5769

How Much More are You Willing to Lose?

Ed Cruz — Tue, 08 Nov 2022 13:42:00 +0000

On this week’s show, Ed asks the question “how much more are you willing to lose?” He takes a look at how rising interest rates and market volatility are affecting retirement plans and explains how he recently helped one couple go from being good savers to truly effective investors.

Is your hard-earned money safe and protected?

Schedule a complimentary consultation with Ed at MyProsperityTeam.com

Got Questions? Call Ed Cruz now at (386) 228-5769

Preparing for Financial Success in 2023

Ed Cruz — Mon, 31 Oct 2022 20:02:00 +0000

There are still a couple months left in 2022, but it’s not too early to start planning for your financial success in 2023. This week, Ed discusses some strategies to eliminate your income gap, looks at the new IRS tax brackets and much more!

Is your hard-earned money safe and protected?

Schedule a complimentary consultation here.

Got Questions? Call Ed Cruz now at (386) 228-5769

Smart Health Review: Medicare’s Annual Enrollment Period is Here!

Ed Cruz — Mon, 17 Oct 2022 16:11:00 +0000

The Annual Enrollment Period for Medicare is upon us! Ed walks listeners through the best options for this year and makes sense of the “alphabet soup” that often causes confusion for retirees. Plus, with the markets in turmoil, Ed discusses the value of safe investments that can also grow your money.

Is your hard-earned money safe and protected? Are fees eating away at your savings?

Schedule a complimentary consultation with Ed at MyProsperityTeam.com

Call Ed Cruz now at (386) 228-5769

Finding Guarantees in Uncertain Times

Ed Cruz — Fri, 07 Oct 2022 20:27:00 +0000

This week, Ed discusses some practical ways you can find the guarantees in your finances – even during times of market turmoil. He also shares some real-world examples of how his clients have put those strategies into practice.

Is your money safe and protected? Are fees dragging down your savings?

Schedule a complimentary consultation with Ed at MyProsperityTeam.com

Call Ed Cruz today at (386) 228-5769

Five Important Things to Own for a Successful Retirement

Ed Cruz — Fri, 23 Sep 2022 20:11:00 +0000

Ed reacts to the latest interest rate hike by the Federal Reserve and lists five important things to own during retirement, including your schedule! In our Cost Cutter segment, Ed offers some guidance on replacing the bonds in your portfolio with fixed indexed annuities.

Is your money safe and protected? Are fees dragging down your savings?

Schedule a complimentary consultation with Ed at MyProsperityTeam.com

Call Ed Cruz today at (386) 228-5769.

The Smart Retirement Plan: Smart Health, Smart Care and Smart Reinvesting

Ed Cruz — Mon, 19 Sep 2022 18:19:00 +0000

This week, Ed discusses the latest news about inflation and interest rates and how recent events could affect your bottom line. We hear from an economics professor about what the Federal Reserve may do in the future to help with rising costs. Finally, the Smart Retirement Plan series continues as Ed makes sense of the often-confusing Medicare landscape, and encourages listeners to reinvest money for a better retirement.

Is your money safe and protected from loss? Are fees dragging down your savings?

Schedule a complimentary consultation with Ed at MyProsperityTeam.com

Call Ed Cruz today at (386) 228-5769.

How to Make Sure You’re Ready for Retirement

Ed Cruz — Fri, 09 Sep 2022 15:38:00 +0000

This week, Ed discusses some of the major misconceptions pre-retirees and retirees have about their retirement years. He also runs down a list of risks you should consider when planning for retirement.

Is your money safe and protected from loss? Are fees dragging down your savings?

Schedule a complimentary consultation with Ed at MyProsperityTeam.com

Call Ed Cruz today at (386) 228-5769

The Smart Retirement Plan: Smart Review and Smart Income Strategies

Ed Cruz — Fri, 02 Sep 2022 16:27:00 +0000

This week, we continue our series on the Smart Retirement Plan. Ed discusses the importance of having your finances reviewed on a regular basis. He also talks about the latest inflation news and provides some tips to handle rising costs with his Cost Cutter of the Week segment.

Is your money safe and protected from loss? Are fees dragging down your savings?

Schedule your free meeting at https://myprosperityteam.com/contact-us/.

Call Ed Cruz today at (386) 228-5769

The Smart Retirement Plan: Rules to Follow and Smart Tax Strategies

Ed Cruz — Mon, 29 Aug 2022 14:47:00 +0000

We continue the Smart Retirement Plan Series by discussing the importance of tax planning. Ed explains some important rules to keep in mind when planning for retirement and shares news updates about inflation in America today.

Is your money safe and protected from loss? Are fees dragging down your savings?

Call Ed Cruz today at (386) 228-5769

Schedule your free meeting at https://myprosperityteam.com/contact-us/.

The Smart Retirement Plan: Balancing Risk for Your Financial Well-Being

Ed Cruz — Fri, 19 Aug 2022 19:39:00 +0000

This week, we continue our Smart Retirement Plan series by discussing Smart Safe and Smart Tax strategies. Ed explains how you can beat the bank CD rates with alternate safe money investments. Plus, we take a look at the potential increases that could be coming to Social Security payments in 2023.

Is your money safe and protected from loss? Are fees dragging down your savings?

Schedule your free meeting at https://myprosperityteam.com/contact-us/.

Call Ed Cruz today at (386) 228-5769

The Smart Retirement Plan

Ed Cruz — Fri, 12 Aug 2022 19:06:00 +0000

Ed and Matt discuss the first three components of a smart retirement plan. Listen-in over the next few weeks to hear the complete smart retirement plan series.

Are your retirement savings safe and protected from loss? Are fees holding-back your portfolio?

Call Ed Cruz today at (386) 228-5769

Schedule your free meeting at https://myprosperityteam.com/contact-us/.

A Financial Check-up for a Healthier Retirement

Ed Cruz — Fri, 05 Aug 2022 19:19:00 +0000

Ed and Matt explain what compound interest is, and how it can work for you or against you. They also discuss the importance of a financial education, and why you should have your personal finances reviewed annually to ensure you are on the right path.

Call Ed Cruz today at (386) 228-5769

Schedule your free meeting at https://myprosperityteam.com/contact-us/.

Smart Tax Strategies for a Successful Retirement

Ed Cruz — Mon, 01 Aug 2022 17:26:00 +0000

Ed Cruz and Matt McClure discuss the only two types of tax-free investments, and how inflation and taxes could be holding you back. Are you interested in generating your own personal pension? Get in-touch with us and ask for your free personal pension plan today.

Schedule a free meeting with Ed now at MyProsperityTeam.com

Call Ed Cruz at (386) 228-5769

Who Do You Trust with Your Money?

Ed Cruz — Fri, 22 Jul 2022 06:13:00 +0000

Ed Cruz is passionate about helping people like you protect and grow their hard-earned money. Listen-in to this episode as Ed and Matt discuss good strategies and values when it comes to taking care of your wealth.

Schedule a free meeting with Ed now at MyProsperityTeam.com

Call Ed Cruz at (386) 228-5769

The More You Learn, The More You Earn

Ed Cruz — Fri, 08 Jul 2022 06:08:00 +0000

Warren Buffett once said that the more you learn, the more you earn. It’s important to educate yourself about your own financial situation. Reach out to Ed Cruz today and get started on an income plan for your retirement.

Schedule a meeting with Ed now at MyProsperityTeam.com

Give Ed Cruz a call at (386) 228-5769

Investing With Income In Mind

Ed Cruz — Fri, 01 Jul 2022 03:17:00 +0000

Ed Cruz and Matt McClure discuss the difference between income and if-come. How much of your money is safe and protected from loss? Contact Ed today for a free financial consultation.

Schedule a meeting with Ed at MyProsperityTeam.com

Call Ed Cruz today at (386) 228-5769

What I Would Do If I Were You

Ed Cruz — Mon, 27 Jun 2022 02:07:00 +0000

How do you protect your hard-earned money during volatile market conditions? On this week’s show, Ed Cruz and Matt McClure discuss the importance of having a balanced and smart financial plan for your retirement.

Book a free consultation now at MyProsperityTeam.com

Call Ed Cruz today at (386) 228-5769

The Biggest Challenges Retirees Face Today

Ed Cruz — Fri, 17 Jun 2022 07:00:00 +0000

Do you have an income plan in place for your future retirement? With inflation on the rise, Ed Cruz offers solutions and strategies for generating additional monthly income that lasts throughout your entire retirement.

Book a free consultation now at MyProsperityTeam.com

Call Ed Cruz today at (386) 228-5769